Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. Munger so aptly puts it, learning how to save money fast is an education in and of itself. Munger so aptly puts it, learning how to save money fast is an education in and of itself. ” – T.T. Munger As T.T.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. I read this book around the same time that I became a mother and left the full-time workforce to stay at home with our new baby.

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

MARCH 6, 2012

I'm participating in Women’s Money Week which is about encouraging women to speak up about money, take control of our finances, and reshape our financial future. Women’s Money Week will run from March 5th-11th, 2012 on WomensMoneyWeek.com — coinciding with International Women’s Day. Make Clear Financial Goals {Together}.

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. I’m a big fan of Zero Based Budgeting.

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February Frugal Financial Goals Budgeting 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post How to Save Money From Salary Without Sacrificing Your Lifestyle appeared first on Penny Pinchin' Mom. Learning how to save money from your salary without sacrificing your lifestyle is a skill worthy of an entire course subject in the most prestigious of schools. Yet, your kids simply can’t stand the store brands.

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

JULY 28, 2014

Those books, Kiyosaki’s Rich Dad, Poor Dad , Ecker’s The Millionaire Mind , Orman’s Money Book for the Young, Fabulous, and Broke , among others, became the catalyst for a brand new personal hobby… money. Money stopped being a burden and became a hobby, something I enjoyed and thrived on- literally. Money Tips'

Hobby 189

Hobby Money Making Goals 189

Prairie Eco-Thrifter

JULY 10, 2012

I like to bake cookies, and I like to budget. I’ve failed at many budgets this way. If you Google how to make a budget, you’ll find the same boilerplate list of steps on thousands of sites. This is what I like to call the Toll House budget. It’s not that I lost my taste for the sweet, chewy goodies.

Budgeting 213

Budgeting Budget Toll House Cooking 213

Prairie Eco-Thrifter

MAY 30, 2012

So, in this article, we’re going to look at 10 small money mistakes that many people make, often unaware of the impact they are having on their financial security. Not Having a Budget I know, you’ve heard it all before but have you taken action on this one yet? It’s wasted money. Trust me, being proactive is worth it.

Money 235

Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

APRIL 1, 2021

But the truth is, we have the money. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. Dave Ramsey suggests in his book, The Total Money Makeover (affiliate link) , that you create a starter emergency fund of $1000.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

FEBRUARY 18, 2014

” Stanley wrote about Susan, a wife and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. She treated her role like a job and helped her family achieve financial independence. Review budget and spending. How can I reduce the grocery budget?

Office 182

Office Money Family Finance 182

Savings Corner

DECEMBER 25, 2023

Saving enough money for the future starts with a plan. Use our tool to start working toward your savings goal. How to use a savings goal calculator Here are brief definitions for terms used in the calculator. Savings goal : The amount you want to save — whether it’s for an emergency fund, short-term goal or long-term goal.

Calculators 52

Calculators Goals Emergency Fund Financial Goals 52

Family Balance Sheet

SEPTEMBER 15, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. These posts will help: How to Save Money on Groceries WITHOUT Using Coupons. 10 Smart Tips to Save Money on Meat.

Budgeting 100

Budgeting Budget Freezers Kids and Family 100

Family Balance Sheet

SEPTEMBER 8, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. My grandmother taught me this money saving tip years ago and I now only buy the seconds. We ate leftovers.

Budgeting 100

Budgeting Budget 2017 Home and Garden 100

Family Balance Sheet

JANUARY 2, 2021

After writing some financial goals that had a lot to do with researching topics, such as retirement and college savings strategies, I realized that maybe my word for 2020 was READ. Read: My 2020 Financial Goals. In January 2020, we had a lot of savings goals. How I’m Managing our Family Budget during the Pandemic.

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Debt 2020 2019 Financial Goals 130

Savings Corner

DECEMBER 24, 2023

Financial planning is any type of strategizing around the financial aspects of your financial life. These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. What is a financial plan?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

OCTOBER 9, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Yesterday’s assignment was to figure out where you are spending money.

Budgeting 100

Budgeting Budget Finance Organic 100

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. This is the year that we will control our money and our debt and fear will not control us. In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

OCTOBER 16, 2017

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. It was tricky at first.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

NOVEMBER 19, 2014

San Antonio, Texas is our home when we aren’t traveling the world. We realized that we wanted to travel as a family and the only thing keeping us from seeing the world was money. We have led 7 sessions of Financial Peace University mostly to keep ourselves motivated. We ate at home a lot and watched our food budget carefully.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

APRIL 13, 2011

Does your spouse or partner complain that you spend too much money? We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. Leave your credit cards at home. Lastly, set some financial goals.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

It could be due to the lack of discipline in handling money or savings just getting depleted easily. The key out of this is to start changing your perspectives about money and become more effective and responsible in handling your resources properly. Why You Should Conduct a Financial Analysis. achieve financial targets.

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

FEBRUARY 16, 2016

But the truth is, we have the money. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. Dave Ramsey suggests in his book, The Total Money Makeover , that you create a starter emergency fund of $1000. 2 – Decide where to put the money.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Prairie Eco-Thrifter

AUGUST 25, 2014

In fact, without even trying I have been spending less and less time on my blogs and online businesses, and more and more time enjoying our home with him. As a huge bonus, cooking together saves money rather than eating out. Make a Budget, Review Your Budget or Review Your Spending. Play a Sport or Get Active.

Financial Goals 213

Financial Goals Goals Budgeting Budget 213

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Apply any Found Money to our Goals.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Prairie Eco-Thrifter

JULY 11, 2013

Take a peak and see what I read this week: Good Reads From The Blogosphere: Jen from Money Rebound writes about Realistic Ways to Slash Your Student Loan Debt – Such a timely post considering the recent rate changes for federal student loans in the United States! Considering the work from home approach? How about you all?

Fridays 189

Fridays Debt Gas Mileage Financial Goals 189

Family Balance Sheet

JULY 13, 2016

ACTUAL MONEY PUT TOWARDS DEBT OVER 5 YEARS (because of interest during the 5 years) – $200,000. Once we got married we realized we have great jobs and a great income, but where is all the money going? What are the top 3 – 5 ways you found money to put towards debt. Making a budget and cutting expenses.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

NOVEMBER 5, 2014

What are the top 3 – 5 ways you found money to put towards debt. Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. We all the extra money we had been putting away toward debt reduction. We put any extra money that would come in toward our debt.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. A personal loan is money borrowed from a lender that can be used for nearly any purpose. Most personal loans are unsecured , so you won’t have to put down collateral to borrow the money.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

NOVEMBER 18, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Our mission: Live WELL, On LESS Money. Our home also has electric baseboard heaters, but they are inefficient and quite costly, so we don’t use them. Home Brewed Ice Tea.

Frugal 100

Frugal Cheap Fridays Win 100

Family Balance Sheet

FEBRUARY 4, 2015

He now works as an architect, and I do some freelance from home now that we have kids. We bought into the myth that student loan debt is “good debt” and that it was better to “invest” in buying a home instead. After we had kids, though, I stayed home, so we continued making the minimum payment for years.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

SEPTEMBER 9, 2014

She and her husband paid off $147,000 in debt–including their home. About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) Part of that is because when you have less debt, you have more money. Your money stays yours, so you can make it work for you.

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Debt Debt Free Pay Off Debt Financial Goals 236

Saving Cents With Sense

APRIL 25, 2013

The rise of mobile technology has led to another, cost-effective trend: money-saving apps. Here are our top picks for smartphone apps that really will save you money. Here are our top picks for smartphone apps that really will save you money. This allows you to see whether you’ll break the budget by indulging.

Money 75

Money Financial Goals Saving Phones 75

Savings Corner

DECEMBER 24, 2023

But now, as we approach the end of 2023, inflation is much lower but home prices and mortgage rates are both sky-high. Determine why you want to buy a house Purchasing a home is a major decision that shouldn’t be taken lightly. Get started: Define your personal and financial goals. Is location the top priority?

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. If there is one budget category that can quickly get out of control for me, it is GROCERIES. Meal Planning Saves Money. Will everyone be home for dinner that week?

Meals 186

Meals Simple Menu Planning Menu Plans 186

Family Balance Sheet

APRIL 3, 2014

I’m trying to find that balance of staying within a set budget while still eating well. But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. Dining out is a separate line item in our budget. It is frequently a side dish at dinner.

March 100

March Groceries Grocery Homemade 100

Family Balance Sheet

APRIL 1, 2015

He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. We have involved our children in our money discussion once we decided to become debt free. It was many years of over spending and not having a plan for our money that led us to that point. Tell us about you and your family.

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

JANUARY 21, 2015

I own a software consultancy that I run from home and my husband is a letter carrier with the post office. We have 2 girls that I am home schooling this year. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). Nine years later, I am still at home!

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Debt Debt Free Las Vegas Finance 100