Family Balance Sheet

MARCH 9, 2018

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This package of 9 Microsoft Excel spreadsheets is designed to help you organize your finances, plan for major purchases, create a budget, understand your cash flow, and track your net worth.

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Budgeting Budget Family Property Taxes 160

The Frugal Girl

OCTOBER 2, 2023

I was a teenager in the 90s, and while this may be true of other eras as well, I remember there being a LOT of matching sets, particularly when it came to home decor. If things don’t need to match, you are more able to take whatever comes along that’s in your budget. The post Want to save money?

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Saving Money Money Painting Lamps 209

Motherhood Moments

MARCH 4, 2023

Smart money hacks for the debt-averse individual Here are some of the easiest and most effective strategies to get you started on the road to financial success. Set a budget and follow it consistently. The first line of defense against debt is to make a budget and keep to it. This seems like a no-brainer, right?

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Debt Money Building Credit Cards 130

Family Balance Sheet

JANUARY 28, 2022

Everyone is trying to figure out how to save money on groceries! Groceries is one budget category that can get out of control very quickly, and that’s before inflation. However, it can be an easy budget category to manage, but it takes some planning, skill, and organization. How to Save Money on Groceries.

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Saving Money Groceries Grocery Money 130

Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. Munger so aptly puts it, learning how to save money fast is an education in and of itself. Munger so aptly puts it, learning how to save money fast is an education in and of itself. ” – T.T. Munger As T.T.

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Saving Money Money Saving Credit Cards 52

Motherhood Moments

MARCH 5, 2023

Plan Your Meals Meal prepping can be a great way to save time and money. Planning meals ahead of time will help you stick to a budget and make healthier choices when it comes to food. Develop a House Cleaning Routine A cleaning routine should ideally keep your home tidy without taking too much of your precious time.

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Family Balance Sheet

APRIL 11, 2020

The PA governor has shut down all non-essential businesses indefinitely and we’ve now been ordered to stay at home unless traveling to essential jobs, needed supplies, or outdoor exercise as long as we practice social distancing. Budget items we are temporarily stopping for now: EVERYTHING ELSE! Are you working from home?

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Budget Budgeting Family Debt 246

Koupon Karen

NOVEMBER 30, 2023

But with careful planning and budgeting, you can still provide your little one with everything they need while saving for their future. But with a little planning and some savvy budgeting tricks, you can ensure you’re financially ready to welcome your bundle of joy. Start by taking a good look at your current income and expenses.

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Budget Budgeting Baby Friends And Family Sale 52

Shereen Travels Cheap

MAY 8, 2024

These are when the sales are out, but definitely sign up for emails for your preferred home airport to destination airport. They are still charging vast amounts of money for their shrunken fleets. South America is close, but there are so many different places to choose from that are amazing, tropical and super budget-friendly.

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Vacation Las Vegas Summer Travel Puerto Rico 153

Prairie Eco-Thrifter

JULY 10, 2014

One of the hardest things to stick to is a budget. I don’t like budgets myself, and actually refer to what I do with my money as a “ spending plan.” ” But budget or spending plan, the reality is that it can be hard to stick to your money commitments when something else comes along.

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Budget Budgeting Work Making 218

Prairie Eco-Thrifter

NOVEMBER 22, 2012

“How to Live Large and Have Fun”, “How to Spend Millions on Credit and Never Pay a Dime”, “Live Large and On Charge…Cards”, “Living High on the Hog: The Art of Budget Busting”…these are all titles of fictitious books, but they might as well be bestsellers. Spend, spend, spend, even when you don’t have the money. What does that mean?

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Saving Money Money Budgeting Budget 221

Koupon Karen

FEBRUARY 22, 2024

House painting is a transformative and essential aspect of home improvement that can breathe new life into any space. Whether you’re looking to refresh the exterior or revitalize the interior, a fresh coat of paint has the power to enhance the aesthetics and value of your home.

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Painting Saving Money Money Raleigh 52

Saving Everyday

OCTOBER 3, 2023

In this article, we’re sharing our top tips to help you save money when traveling without sacrificing a thing! If you feel like a vacation is out of your reach, these tried-and-true ways to save money when traveling will help you get there without breaking the bank! Some people see traveling as a luxury, but I see it differently.

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Saving Money Money Travel Hotel 52

For the Mommas

OCTOBER 28, 2022

10 Household Hacks To Save Money. Here are 10 household hacks to help you start cutting costs in your home. If you are on a tight budget then these are some of the easiest ways to save money. Continue reading 10 Household Hacks To Save Money at Save $$ | Hot Coupons & Deals | Weekly Ad Previews | Matchups.

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Saving Money Money Homemade Saving 52

Savings Corner

APRIL 4, 2024

Key takeaways Home equity loans and HELOCs are both financing tools that allow you to borrow against your ownership stake in your home. Both act as second mortgages, using your home as collateral, and may offer tax deductions if the funds are used for substantial repairs or upgrades. Home equity loan: What is it?

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Family Balance Sheet

APRIL 1, 2021

But the truth is, we have the money. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. Dave Ramsey suggests in his book, The Total Money Makeover (affiliate link) , that you create a starter emergency fund of $1000. It is NOT a spending account.

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Emergency Fund Money Finds Friends And Family Sale 130

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. Home equity loans drawbacks include putting your home at risk of foreclosure and their lengthy application process.

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Home Debt Credit Cards Credit 52

Family Balance Sheet

JANUARY 10, 2014

Are you spending more on groceries every month than your budget allows? Personally, the club encouraged me to set aside money every month and the relief and empowerment that I felt in December when we paid cash for all of our Christmas gifts was awesome! I will continue to set aside gift giving money on a monthly basis.

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Budget Budgeting Grocery Groceries 174

Prairie Eco-Thrifter

APRIL 16, 2014

Have you ever made a contingency budget- a plan for how you would pay your bills if you suddenly lost your income or how you would handle an unexpected windfall of cash? Have you even created a budget for your current expenses ? The Low Budget. You cannot spend money you aren’t committed to making. The Medium Budget.

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Budget Budgeting Lowes Goals 188

Prairie Eco-Thrifter

FEBRUARY 28, 2018

From a money-saving and environment-friendly perspective, this may be the most obvious solution to making room in your budget in an eco-conscious manner. While there have been some rollbacks on tax credits and deductions for energy efficient investments to your home, many still apply. Easy energy-efficient home updates.

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Saving Money Money Family Washer and Dryer 171

Prairie Eco-Thrifter

AUGUST 23, 2012

With interest rates at all time lows, more foreclosures coming on the market and prices at decade low levels, you may be looking to buy a home or investment property. Knowing when to get help is sometimes difficult (will the help be worth the money?), If you’ve never owned a house before, there are some things you need to know.

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Saving Money Money Home Home and Garden 202

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post How to Save Money From Salary Without Sacrificing Your Lifestyle appeared first on Penny Pinchin' Mom. Learning how to save money from your salary without sacrificing your lifestyle is a skill worthy of an entire course subject in the most prestigious of schools. Yet, your kids simply can’t stand the store brands.

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Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

JULY 28, 2014

Those books, Kiyosaki’s Rich Dad, Poor Dad , Ecker’s The Millionaire Mind , Orman’s Money Book for the Young, Fabulous, and Broke , among others, became the catalyst for a brand new personal hobby… money. Money stopped being a burden and became a hobby, something I enjoyed and thrived on- literally. Money Tips'

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Hobby Money Making Goals 189

Motherhood Moments

FEBRUARY 22, 2023

Research conducted by online fitness resource Total Shape found the best ways to keep active while working from home. During covid, 70% of the workforce was working from home (WFH) and since then, 61.9% When working from home, sometimes our activities can be even more limited.

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Family Balance Sheet

FEBRUARY 1, 2023

The goal is to be extremely intentional with our money, so we can put more toward our financial goals. 8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. In order to succeed with your money, you must spend time on your money–and that means writing a plan for your spending.

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February Frugal Financial Goals Goals 130

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. I read this book around the same time that I became a mother and left the full-time workforce to stay at home with our new baby.

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Office Family Finance Kids and Family 130

Family Balance Sheet

FEBRUARY 18, 2014

” Stanley wrote about Susan, a wife and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. I read Millionaire Women Next Door around the same time that I became a mother and left the full-time work force to stay at home with our new baby. Review budget and spending.

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Office Money Family Finance 182

Prairie Eco-Thrifter

JULY 7, 2011

In the current economic climate, many households are trying to save money. Your home is probably one of your biggest expenses – so it could help to devise a saving strategy for your home. By insulating your house properly, you can save some money while reducing your home’s Co2 emissions (the biggest cause of climate change).

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Money Money Saving Home Insurance 170

Prairie Eco-Thrifter

JANUARY 29, 2013

Of course, like all home buyers (particularly property virgins ), we have a vision and don’t want to sacrifice what we want. That being said, we don’t have an unlimited budget. I’d recommend staying away from places like Lowes and Home Depot for things like cabinetry and flooring because they are quite expensive.

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Renovation Saving Money Money Craigslist 203

Prairie Eco-Thrifter

APRIL 8, 2019

Today we are going to learn how to go green, get healthy, and save money at the same time. If you want to save money on costs related to healthcare, exercising on a regular basis is a must. In turn, you will save lots of money by not having to shell out your hard-earned money on medication and doctor’s visits.

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Saving Money Green Money Home and Garden 113

Prairie Eco-Thrifter

JUNE 19, 2012

Every homeowner knows that renovations and home repairs are necessary to keep the home in tiptop shape. While this reality is an accepted fact, some people do not want to have large expenses when it comes to home maintenance and renovation. Here are techniques you can use to minimize your spending but still renovate your home.

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Renovation Home Budgeting Budget 188

Couponing 101

SEPTEMBER 6, 2014

Surveys are a great way to earn extra income from home. While you won’t get rich taking surveys, every little bit helps to stretch your budget just a little bit further. Tips to make the most money from Opinion Outpost : Stay active. Opinion Outpost Survey Site: Accepting Applicants (Earn Money From Home!)

Money 101

Money Home Work From Home Work At Home 101

Shereen Travels Cheap

MAY 11, 2024

You saved time and you saved money. It's great, because it also saves you money too. Not only will you be putting money back into a community to help it thrive, you’re also keeping small businesses alive. They are the ultimate in budget dining, because they are basically a mobile kitchen.

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Prairie Eco-Thrifter

JULY 18, 2012

I want to ensure that they respect their surroundings and the environment , that they are kind to others, and that they are responsible about money. My husband and I live within our means and budget and hope our children will learn from example. So, how have you budgeted for life? What kinds of plans do you have in place?

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Budgeting Budget Parenting Converse 201

Family Balance Sheet

FEBRUARY 15, 2019

Looking for ways to save money on groceries? Groceries is one budget category that can get out of control very quickly. However, groceries is also an easy budget category to control, but it takes some planning, skill, and organization. These are strategies I use weekly to keep my grocery bill in line with our budget.

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Saving Money Grocery Groceries Money 113

Couponing 101

NOVEMBER 8, 2014

Surveys are a great way to earn extra income from home. While you won’t get rich taking surveys, every little bit helps to stretch your budget just a little bit further. Tips to make the most money from Opinion Outpost : Stay active. Opinion Outpost Survey Site: Accepting Applicants (Earn Money From Home!)

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Money Home Gift Cards Budgeting 99

Prairie Eco-Thrifter

MAY 20, 2013

When we were house hunting for our home a few months ago, before we landed where we are, we saw a whole bunch of houses. We saw brand new homes, newly renovated homes, and ones that were old (and looked their age). We saw these two homes back to back on a Saturday afternoon. The lighting in a home is really important.

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Inexpensive Home Renovation Hardware 251