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Budgeting for Life

Prairie Eco-Thrifter

My husband and I live within our means and budget and hope our children will learn from example. It’s Not Just Important for Children Currently, I’m getting a crash course in just how vital budgeting, preparing and planning for the future is to the stability of your financial future. So, how have you budgeted for life?

Budgeting 201
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Meet a Reader | Gretchen from Oregon

The Frugal Girl

My husband and I live in the Willamette Valley in Oregon with our three kids, ages 4-6. My cute kids when they were little I used to be a Spanish teacher until I stopped working to stay home with my kids. One of our baby rabbits Another big part of our lives is adoption. Here’s Gretchen: 1.

Oregon 190
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Meet a Reader | Mbmom11, in the Midwest

The Frugal Girl

I have 11 kids, ages 9-29, and two cats. I’ve been teaching part time for over 25 years. I like to bake and read, and I spend time chauffeuring kids to activities and games. I volunteer at my kids’ school at lunch time and other events. I live in the Midwest with my family.

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10 Ideas to Find Cash for Christmas

Family Balance Sheet

Before we get to the list, if you haven’t started planning for Christmas, I offer this FREE Christmas Gift & Spending Budget Excel Worksheet to my email subscribers. Enough was enough and we have since changed our ways of budgeting for Christmas gifts. The same kids mow many lawns in my neighborhood during warmer weather.

Christmas 130
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Meet a Reader | Jennifer from Arkansas

The Frugal Girl

Now I’m living on the small acreage that I was raised on (which is now smack dab in the middle of town & 2 miles from work) with my mom & my two kids, 15 & 8. We teamwork together to homeschool-I was homeschooled until nursing school, and I am privileged to be teaching my kids & have my mom assist on the days I work.

Arkansas 182
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Are You Financially Ready For Kids?

Prairie Eco-Thrifter

So, if you’re someone who is contemplating having a child, it is definitely a responsible question to ask yourself “Am I financially ready to have kids?” Do you live in a studio apartment or a one-bedroom place because that’s currently what your budget can afford? Do I Have Health Care Insurance? .

Kids 222
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How We Paid off Six Figures of Debt

Family Balance Sheet

Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. With that much debt, we needed some go big or go home heavy hitters that would make a big impact on debt reduction. Financially speaking, he focuses on building the business and I focus on managing our home and finances.

Debt 130