Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) But it wasn’t a decade of nothing but paying off debt. When we first started we couldn’t have even conceived of becoming completely debt free. What inspired you to get debt free?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. How often do you and your spouse discuss your finances/budget/spending? So I take the clothing or grocery budget and stretch it as far as I can. Well, not really. Not really.

Debt 100

Debt Debt Free Finds Goals 100

Savings Corner

DECEMBER 27, 2023

Ideally, getting one positively impacts your overall financial health, by helping you pay off debt faster, for example, or adding to the value of your home. Weddings : Using a personal loan to pay for your wedding can help you stick to a budget. Assess your overall financial well-being.

Debt 40

Debt Home Improvement Consumer Credit 40

Family Balance Sheet

APRIL 9, 2021

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We thought we were doing really well. Debt is Dumb and Cash is King.”.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

JANUARY 20, 2017

When we added my grad school loans to our other debts and our regular. strict budget. towards our debt. Little by little, we paid off each loan before moving. towards debt. We committed to using a cash budget, and we talked daily at. loan was paid off and we had that much extra to go towards the second.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Adrian Nazari, CEO and founder of CreditSesame.com , is available to talk about how consumers can start 2013 on the right financial foot, as well as discuss the top 3 financial resolutions and what consumers can do to address them including: Saving More.

Monitors 40

Monitors Credit Debt Consumer 40

Savings Corner

DECEMBER 24, 2023

Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

JULY 2, 2015

We save and try to manage our finances, but do so with an openness to give money away as well. We have been given money ourselves during our process of paying off debt and try to remain grateful and giving. If married, who initiated the debt free goal? We trust that God will provide for our needs in the process.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I would say that this plan helped me more in the area of using a zero-based budget and sticking with a budget. What are the reasons you want to get out of debt?

Debt 100

Debt Debt Free College Finds 100

Savings Corner

APRIL 4, 2024

Consolidating high-interest debt: If you’ve been struggling to pay off debts with high costs like credit cards, a home equity loan can make a big difference in the amount of interest you’re paying. This might make it easier for you to budget for and pay each month.

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. I’m on this journey to financial wellness with you and every weekend, I pack the newsletter with budgeting inspiration, money-saving tips & ideas, and frugal, yet tasty recipes. Write these dreams down on paper.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

JULY 4, 2011

This doesn’t mean you will always live with a cash budget, although you certainly could. By signing up with LinkedIn you can instantly connect with thousands of industries as well as industry professionals. Md from Studenomics tells us The Hardest Part of Getting a Business Off The Ground. Have you ever derailed your goals?

Personal Finance 240

Personal Finance Finance Family Debt 240

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. You can end up well ahead in the long run. 20 Tips for Frugal Living. Living frugally allows you to not only spend less than what you earn, but also allows you to earn less. You have more options with a frugal lifestyle.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Family Balance Sheet

JUNE 22, 2020

Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. We have had to put money into wear and tear repairs for the van in the past year, but both vehicles still drive very well, and we haven’t had car payments in many years. Everything looked great on paper. Groceries.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

MAY 27, 2015

There were two things that inspired us to pay off debt. I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. But I do realize some things happen that we don’t plan for as well.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Motherhood Moments

FEBRUARY 7, 2023

Thankfully, people with bad credit are able to improve their credit score over time if they stick to a budget and practice responsible credit use.” Why are men more likely to think that buying a Valentine’s Day gift is worth going into credit card debt? Taking time to improve your finances may lead to better romantic prospects.”

Valentines Day 130

Valentines Day Thrifty Debt Las Vegas 130

Family Balance Sheet

DECEMBER 10, 2014

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. I did the regular budget audit and cut things out like entertainment, fast food, and going out with friends. How often do you and your spouse discuss your finances/budget/spending?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JUNE 2, 2016

I was trapped in a cycle of low wages and accruing debt , and lost more than a few night’s sleep over my situation. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Here in the UK gurus like Dave Ramsey or Suze Orman aren’t too well-known. Yes, but not yet!

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

APRIL 12, 2016

I read it in two days and I was sold on the idea of being debt free. I ended up taking Financial Peace University as well. Share the top 3 – 5 ways you found money to put towards debt. Simply doing a budget. What habits did you form while being debt free that will now stick with you for the long term?

Credit Cards 100

Credit Cards Debt Debt Free Student 100