Prairie Eco-Thrifter

OCTOBER 21, 2012

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

Personal Finance 219

Personal Finance Finance Debt Money 219

Savings Corner

DECEMBER 24, 2023

In short, if it involves finances, then there’s a way to plan for it and optimize the outcome. Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. A financial plan can help you direct how you organize your finances, from the small, short-term questions to the big, long-term issues.

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

JUNE 4, 2015

When a building in our town went into foreclosure in 2012, we considered the opportunity to own. We crunched the numbers, spoke with our accountant, and after much deliberation and negotiation, we bought the building that summer. Our business was doing well and it seemed like the right time for us to buy.

Goals 100

Goals Debt Renovation Daughter 100

Family Balance Sheet

SEPTEMBER 21, 2015

But in August 2013, our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages, our home and our business. 5 Lessons Learned When Our Finances Went Awry. Read my other Women Inspired posts here: A Goal without a Plan is just a Wish. Yep, life was good.

Finance 100

Finance Debt August 2013 100

Family Balance Sheet

FEBRUARY 19, 2022

In highly affluent circles, a family office is a private wealth management firm that manages the finances and investments for the ultra-wealthy and their families. While I was still helping my husband from home with his business, I felt like I wasn’t contributing to our finances and that drove me crazy. Implement our Debt Freedom Plan.

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

DECEMBER 29, 2020

If your fresh start for the New Year includes improving your finances, you are not alone! My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. I created it as a way to communicate our finances to my husband.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

OCTOBER 10, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss.

Finance 100

Finance Property Taxes Organic Organization 100

Motherhood Moments

JANUARY 18, 2023

manage personal finances, prepare a meal, make an appointment)” as the #1 priority for education outcomes. ABOUT POPULACE: Populace is a Massachusetts-based think tank dedicated to building a world where all people have the chance to live fulfilling lives in a thriving society.

Education 100

Education Student College Parenting 100

Family Balance Sheet

NOVEMBER 5, 2014

That inspired me to be intentional with my finances and to follow Dave’s six steps. Our goal is to meet with experts and ask them for advice. Who initiated the debt free goal? In those meetings, one of the things we discuss is finances. Who handles the day-to-day finances in your home or do you work on it equally?

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

FEBRUARY 11, 2016

Once your finances are in order, your goal should be to increase that number to an amount that you feel is sufficient. Three to six months living expenses is highly recommended by personal finance experts, but in today’s environment, maybe six months to a year is more prudent.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Prairie Eco-Thrifter

OCTOBER 21, 2011

After taking lessons for a while, it occurred to me that playing the piano is just a hobby of mine, and I can’t let it interfere with my primary goal of building a business. That’s when I realized that goals and hobbies are two different things. The key to achieving large goals is to break them up into smaller goals.

Real Estate 194

Real Estate Goals Motivation Hobby 194

Family Balance Sheet

APRIL 9, 2021

Our personal finances are so interwoven with our small business finances that we view them as one. The point of the starter emergency fund is to get you through until you pay off your non-mortgage debts, at which point, you build a more extensive fund. We also had some building repairs that we needed to cash flow.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

JULY 28, 2014

The important thing is to get started; any major goal that inspires you to do that is a good start. Once you have a goal in mind, you need a roadmap for how you’re going to get from point A, where you are now, to point B, your goal. You can do this with any goal, no matter how crazy big or far off it is. Keep Learning.

Hobby 189

Hobby Money Making Goals 189

Prairie Eco-Thrifter

MAY 10, 2011

My goal here at PET is to bring a wide range of viewpoints and strategies to the world of personal finance, living green, saving money, and being healthy. Derek blogs at Life And My Finances. He utilizes his collegiate degree in finance to help others around the world with their personal finances.

Personal Finance 124

Personal Finance Finance United States Debt 124

Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? You are one emergency short of losing track of your finances. Doing this actually gave me the peace of mind that I needed to focus on my financial goals. You will also have more disposable income to devote to your other financial goals.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. My family’s finances have also been affected. We spent the next few years building our savings back up to the level we had prior to 2007. How to Build your Emergency Fund. Everything changed. I still use my spreadsheet to this day! Yep, life was good.

Debt 130

Debt Emergency Fund 2007 2020 130

Savings Corner

DECEMBER 24, 2023

They also help you set your personal financial goals to reach milestones. Your family, age, career, and priorities are all taken into account when crafting your financial goals, and a financial advisor helps you find out how to reach them. Keep in mind that goals change. The type to use depends on your needs and goals.

Financial Goals 40

Financial Goals Goals Real Estate Money 40

Prairie Eco-Thrifter

APRIL 10, 2014

Last week I was having a conversation with an acquaintance who just moved to Central Park Towers, a luxury building right on Central Park West in Manhattan, i.e. my dream location… if I had a million dollars. Me: Maybe a cheaper building? She: I looked at all kinds of buildings with a realtor, there’s nothing out there.

Price 209

Price Rent Financial Goals Converse 209

Prairie Eco-Thrifter

AUGUST 23, 2011

Latisha writes about how to save, invest and build your wealth over at Financial Success for Young Adults. Her main goal is to help other students create a budget and manage their finances in a beneficial way. At PET, she will be sharing her strategies on how to invest and what steps to take to build the best portfolio.

Finance 113

Finance Education Building Pets 113

Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. They are a nice perk if you are able to pay off your balance every month, otherwise, you’re paying finance charges that most likely exceed the cashback that is earned. Yep, I found a $20 bill while running on the beach! an hour.

April 130

April Money Credit Cards Donation 130

Savings Corner

DECEMBER 24, 2023

Research and choose your franchise There are a variety of types of franchises to choose from, so you’ll want to start researching to find the one that aligns best with your interests, goals and budget. A popular type of financing for those opening franchises is equipment financing. Guaranteed by the U.S.

Real Estate 52

Real Estate Buy Buying Finance 52

Prairie Eco-Thrifter

JANUARY 10, 2013

Working to build your emergency fund? Finalizing your 2013 goals? Figuring out a budget and how to meet those goals? 5 New Year’s Resolutions to Improve Your Finances The new year brings us another twelve months of infinite possibilities, another chance to turn our lives around. 90 is the new 70? As December.

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Prairie Eco-Thrifter

OCTOBER 7, 2014

When it comes to you finances, are you doing okay, but know you could be doing better? That last point is a particularly worthwhile goal as worrying about money is a unique brand of distressing. There are lots of great sites, such as this one, that offer great tips on making budgets for all types of people and goals.

Money 113

Money Goals Budgeting Budget 113

Family Balance Sheet

MARCH 19, 2014

Our personal finances are so interwoven with our small business finances that they must be seen as one. I’m sharing our plan with you because the direction of our finances has changed. Our goal is to have everything funded by the summer. We have two mortgages: our home and the building where our business is located.

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

AUGUST 4, 2014

We would build up hundreds of dollars on amazon through opinion outpost or My Survey between the two of us and this covered birthdays, Christmas and even covered the majority of my text books for graduate school. Who initiated the debt free goal? Who handles the day-to-day finances in your home or do you work on it equally?

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

APRIL 1, 2015

After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. We used the debt snowball technique to help build momentum. If married, who initiated the debt free goal?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

DECEMBER 28, 2016

If you’re thinking about some resolutions for 2017 that have to do with YOUR finances, then I’m inviting you to join me in January for the New Year New You Financial Summit. LaTisha is a nationally recognized, millennial personal finance expert. 3 pm EST: Budgeting Basics with Jessi Fearon. 8 pm EST: TBD.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Are you having a hard time controlling your finances? Many parents are finding it hard to control their finances and stretch their wallet these days more than ever. Set Financial Goals. Think of this: Whether you are an employee or businessman, you have to set goals to be successful. You are not alone! Get Out of Debt.

Family 196

Family Financial Goals Debt Goals 196

The Frugal Girl

DECEMBER 11, 2023

Being frugal allows me to stay at home with our little ones, which was always a goal of mine, and my husband has been very supportive of that. This allowed us to build equity pretty quickly and that benefitted us greatly when we moved in 2022. What’s the “why” behind your money-saving efforts?

Money 194

Money Kids and Family Frugal Parenting 194

Prairie Eco-Thrifter

DECEMBER 7, 2014

Credit is a tool in personal finance. Used properly, it can help you build your dream home and reach your financial goals. Understand the risks to peer loans and you may just find one of your best tools in personal finance. Answering Your Top Credit Questions How Increased Interest Rates Affect Your Finances.

Debt 188

Debt Personal Finance Finance Credit 188

Family Balance Sheet

OCTOBER 16, 2017

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. To keep the communication flowing, I created my very first Balance Sheet to give my husband a snapshot of our household and business finances. Our goal: Increase Net Worth.

Family 100

Family Financial Goals Debt Calculators 100

Prairie Eco-Thrifter

APRIL 5, 2011

5 Pieces of Advice to Tell Your Child About Money is a series that will run every Tuesday for the next few weeks where some of the top personal finance bloggers share their thoughts on this topic. The only way to build wealth is to make more than you spend. Living below your means is the foundation of personal finance.

Money 133

Money Personal Finance Finance Debt 133

Prairie Eco-Thrifter

SEPTEMBER 15, 2014

My spouse and I were that young, poor couple, sloughing away at our day jobs and scrimping and saving for years to build wealth. Setting goals and reaching them continues to be enriching and satisfying to me. Managing your finances gets a lot more complex and time consuming. A fulfilled life, to me, is a life of accomplishment.

Money 247

Money Grandchildren Thrifty Job Loss 247

Prairie Eco-Thrifter

MARCH 3, 2012

Guest Post Author Bio: Mary blogs at World of Finance where she strives to help people learn how to make managing their money easy. With a background in finance, she created World of Finance to build a community of people that want to turn their finances around and achieve their financial goals one step at a time.

Budgeting 213

Budgeting Budget Finance Desserts 213

Prairie Eco-Thrifter

MAY 23, 2017

Once we hit retirement, assuming your saving efforts have been successful, we might once again become spenders – pursuing delayed goals and dreams. I also saved – maxing out 401K contributions to build up the retirement funds. Over my life, I have been primarily a saver.

Making 124

Making Recession College 401K 124

Prairie Eco-Thrifter

JANUARY 17, 2013

If one of your resolutions or goals this year is to lose weight, don’t miss Well Kept Wallet’s tips for how to get paid to lose weight. Finance Fox has a question for you: Are money and success the same thing ? 8 Ways to Reach Your Goals Should You Save Or Invest Your Money? Check out her reflections on turning 30.

Fridays 150

Fridays Student Motivation Debt 150

Savings Corner

DECEMBER 24, 2023

A financial advisor can be a wonderful resource for getting your finances in order, offering you expert advice across a range of financial matters. A good advisor can get you to plan for what you really want and then help you realize those goals – what Henderson calls giving clients “life clarity.” “An Life clarity.”

Goals 52

Goals Work Insurance Georgia 52