Prairie Eco-Thrifter

JANUARY 19, 2015

Earmark this money for an emergency fund, a new car fund, a vacation fund, whatever you would like. Take advantage of free money. If you look around, you’ll find opportunities for free money are everywhere. Take advantage of these opportunities and save the free money. I got $200 for free!

Money 100

Money 2015 Emergency Fund Bills 100

Family Balance Sheet

OCTOBER 18, 2019

We still have a mortgage, so we’re technically not DEBT-FREE, but we paid off over 6 figures of business debts and student loans since 2012 and have wiped out our NON-mortgage debt. 1 – Save a starter Home Emergency Fund. Additional related reading: Debt Free Stories. We’re way behind on this.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Saving In Akron

MARCH 9, 2011

After being run ragged for 5 days running everyone around, I finally got my new car. Drive over to the Kia dealer – they tell me the car isn't ready yet. After eating, we go back to the dealer, the car still isn't ready. So thank you all for being patient with me while I got this car fiasco taken care of.

Emergency Fund 100

Emergency Fund Daughter Cars Car 100

Family Balance Sheet

SEPTEMBER 9, 2014

Welcome to Debt Free Stories. Quitting my job is one of the things being debt free has enabled us to do. If you want to become debt free, I’m here to tell you it is TOTALLY worth all the time, effort, and frustration. When we first started we couldn’t have even conceived of becoming completely debt free.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

MARCH 19, 2014

We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. We thought credit card debt wasn’t very smart, but a car loan? Increase our emergency funds for the home & office to 3 – 6 months worth of expenses.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

MARCH 14, 2013

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. Get them from the library where movies are free if you return them on time. Why not enjoy a free concert instead of the paid one? We know that times are tough.

Saving Money 222

Saving Money Money Bills Insurance 222

Saving With Shellie

APRIL 18, 2012

If you missed this before, ING Direct has brought back the free $50 promo. To get your $50 , simply open a completely free checking account. We have quite a few: Checking, Savings, Vacation Account, Business Account, Baby J’s savings account, New Car Fund, Emergency Fund. Happy Earning!

ING Direct 49

ING Direct Emergency Fund Sonic New Cars 49

Saving With Shellie

MARCH 15, 2012

If you missed this before, ING Direct has brought back the free $50 promo. To get your $50 , simply open a completely free checking account. We have quite a few: Checking, Savings, Vacation Account, Business Account, Baby J’s savings account, New Car Fund, Emergency Fund. Happy Earning!

ING Direct 49

ING Direct Emergency Fund Sonic New Cars 49

Saving With Shellie

MARCH 2, 2012

ING Direct has brought back the free $50 promo. To get your $50 , simply open a completely free checking account. We have quite a few: Checking, Savings, Vacation Account, Business Account, Baby J’s savings account, New Car Fund, Emergency Fund. It’s free to open them and easy to manage.

ING Direct 40

ING Direct Emergency Fund New Cars Vacation 40

Prairie Eco-Thrifter

JULY 4, 2011

Control Your Cash from Control Your Cash boldly says Your Smart Car Isn’t Saving the World. Your City or County May Have Free Money For You. Often times, home buyers may not be aware that free money for a down payment on a house is still available for qualified buyers. A plan B is a must in any home. He’s right.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

OCTOBER 21, 2012

Eric from Narrow Bridge Finance tells us what The True Cost of Something That is Free. We take advantage of anything we can get if it is free or cheap, but do we need to? ” eemusings from NZ Muse presents Hybrid cars: a week in the fast lane. FMF from Free Money Finance says My First Property Purchase Goes South.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

JANUARY 3, 2012

On Christmas day, my husband and I spent 4 hours together traveling in a car to visit his family. Increase Family Emergency Fund to Six Months Salary. Start a Car Replacement Savings Account. Four hours of uninterrupted time is a luxury, so we took advantage of it. This might take us 2 years to achieve.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Finally Frugal

JANUARY 17, 2011

I'm pretty sure I've mentioned my 15 (almost 16) year old 'beater' car, which I'm trying to keep running until I'm debt-free. I was a few blocks from a dealership, and in my panic I drove in there and just left it in the service bay (but not before the salesmen tried to sell me a new car). My emergency fund earns 1.10% interest.

Emergency Fund 45

Emergency Fund Debt Cars Car 45

Saving With Shellie

JANUARY 5, 2011

ING Direct has brought back the free $50 promo that they offered last year. To get your free $50, simply open a completely free checking account. Open a FREE Electric Orange Checking Account (No minimum amount required and no fees!). It’s free to open them and easy to manage. Click Get Started.

ING Direct 49

ING Direct Emergency Fund New Cars Vacation 49

Family Balance Sheet

FEBRUARY 2, 2017

Elle and her husband paid off a car loan and saved cash for their next car. Their 2017 goal is to pay off the remaining balance on their mortgage ($27,900) and be DEBT FREE! Jackie and her husband paid off $147,000 of debt in 10 years and are debt free. Related Reading: Check out Deacon’s free Starter Budget Form.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Saving With Shellie

FEBRUARY 2, 2011

ING Direct has brought back the free $50 promo. To get your free $50, simply open a completely free checking account. Open a FREE Electric Orange Checking Account (No minimum amount required and no fees!). It’s free to open them and easy to manage. FREE $10 Credit to No More Rack. Activate your card.

ING Direct 45

ING Direct Emergency Fund DVDs New Cars 45

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. Living on two-incomes, we could have easily paid off our debt quickly, but we had no idea at the time that “debt free” was even a thing. Read more about Shannon’s debt free journey. What inspired you to get debt free? She writes at Growing Slower.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Money Talks Coaching: Finding Your Emergency Fund – I hear you saying “I know emergency funds are important, but how am I supposed to save money when I can’t even pay my bills?” Today I’m going to talk about getting those emergency funds going. Free Money Wisdom: Get to Know Me, I Dare Ya!

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Krystal & Josh’s Debt Free Story. free except for our mortgage. cars, and finally our student loans. Where are you from?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. Angela & Jeff’s Debt Free Story. We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. We also had four credit cards, two lines of credit, and a car loan. Meet Angela.

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

Personal Finance Whiz : What Is An Emergency Fund? One of the major components of being financially fit is to have an emergency fund. Most people only think about cost of ownership when it comes to buying a car. Here’s some tips to be wary of when trying to consolidate your debt.

October 200

October 2011 Finance Personal Finance 200

Saving Cents With Sense

JANUARY 1, 2014

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Enjoy FREE family friendly events. Home Depot , Lowe’s , Michael’s , the LEGO store , and more stores offer FREE kids events each month.

2014 88

2014 Saving Bills Emergency Fund 88

Prairie Eco-Thrifter

MAY 26, 2016

That lovely new car goes down in value each year; today’s fashion wear can’t be worn next year (at least in some people’s minds); that new iPhone will be obsolete very soon. Because I am a saver, I have now become financially free. With low interest rates, we also have (at least theoretically) low inflation rates.

Money 124

Money Saving Money Lowes Grandchildren 124

Saving Cents With Sense

JANUARY 3, 2017

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Enjoy FREE family friendly events. Home Depot , Lowe’s , Michael’s , the LEGO store , and more stores offer FREE kids events each month.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Saving Cents With Sense

JANUARY 1, 2015

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Enjoy FREE family friendly events. Home Depot , Lowe’s , Michael’s , the LEGO store , and more stores offer FREE kids events each month.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Prairie Eco-Thrifter

AUGUST 19, 2012

Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. This is a reserve of money for emergencies; leave it alone and don’t go dipping into it for general spending. Let’s look at some of these strategies now. if you are not insured!

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

The Frugal Girl

JANUARY 29, 2024

Multi-pronged answer here: historically it was hard-wired in my DNA as a necessity but also being a good steward of what we’re blessed with & being able to give/help others; having enough for emergency funds was always a high priority as well. What’s your best frugal win? As a young 20 something, that felt big!

Arkansas 181

Arkansas Frugal College Kids and Family 181

Family Balance Sheet

JUNE 22, 2020

As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. In September 2001, we bought a 1700 square foot home with a one-car garage and ONE full bathroom. We drive older cars.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

JANUARY 10, 2012

If I had a nickel for every person who went on an exotic holiday and financed it, I’d have enough to fund the sequel to Dude Where’s My Car. Okay, congratulations on that, but have you fully funded your emergency fund? Fund your retirement accounts. Are you saving for your future goals?

Travel 226

Travel Debt Finance Emergency Fund 226

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. I am a free-lance sign language interpreter, putting my husband through engineering school by paying cash. We paid off $7,665 worth of credit cards, school loans and a car loan. We started paying it off when we got married and became debt free just shy of our second anniversary.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. 110,000 was our mortgage and $8,000 was my car. The first week after our Honeymoon, Ryan paid off the remaining debt on my car. He does not do car payments. What inspired you to get debt free? We did follow Dave Ramsey’s 7 Baby Steps to becoming debt free.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Prairie Eco-Thrifter

JANUARY 21, 2011

Every car that drove by, I smiled at. Get Rich Slowly shares with us how we can all put money in an emergency fund no matter what our financial situtation is. Kevin at Sweating the Big Stuff tells us why we shouldn’t save for an emergency fund. I was dressed warm and dancing away. I had a few smile back too.

January 124

January Emergency Fund Personal Finance Finance 124

Family Balance Sheet

AUGUST 11, 2014

Welcome to Debt Free Stories. My daughter and I are gluten free due to celiac and changing to a healthy grain free sugar free way of cooking has become a big passion of mine over the last couple of years. What inspired you to get debt free? I was inspired to get debt free for 2 main reasons: 1.

Debt Free 235

Debt Free Debt Mom Goals 235