Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. But Dave Ramsey’s view of debt is very different.

Debt 100

Debt Money Emergency Fund Goals 100

Motherhood Moments

MARCH 14, 2023

With gas prices still high and inflation putting pressure on people’s budgets, the personal-finance website WalletHub today released its editors’ picks for 2023’s Best Gas Credit Cards to help drivers save money, along with a new survey to gauge consumer sentiment. Are gas rewards credit cards in demand?

Credit Cards 100

Credit Cards Gas Thrifty Credit 100

Prairie Eco-Thrifter

JANUARY 19, 2012

Many thanks to Canadian Finance Blog for including my post, How to Make a Relationship Last at the Canadian Finance Carnival #71. My University Money included the guest post, Insuring Your Car: Online Car Insurance versus Insurance Agent in the Carnival of Financial Camaraderie #16.

Insurance 150

Insurance Personal Finance Finance Debt 150

Family Balance Sheet

MARCH 26, 2021

I remember one morning my husband and I were sitting at the kitchen table contemplating if we should sell one of our cars. Unemployment and reduced income are considered emergencies, and so is a leaking roof, a broken hot water heater, or a dead car battery. Both books provided the blueprint for Our Debt Freedom Plan.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Prairie Eco-Thrifter

MAY 16, 2013

We aren’t stressed per say but there have been numerous detours and extras to deal with this week at work and personally. Not to mention, one of our cars died twice so which was not helpful. Don’t miss Melissa’s post at My Personal Finance Journey if you Think You’re Sacrificing to Pay Down Debt?

Fridays 187

Fridays Debt Unemployment Rent 187

Prairie Eco-Thrifter

AUGUST 22, 2011

Debt Eye tells us how to eliminate the paper trail at Little House in the Valley. Sustainable Personal Finance tells us why air sealing your home is a good ide a at Financially Consumed. Financially Consumed tells how you can go green at home incrementally at Sustainable Personal Finance.

Swap 133

Swap Personal Finance Finance Debt 133

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Here are some of the most common applications.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

FEBRUARY 22, 2011

I remember one morning my husband and I were sitting at the kitchen table contemplating if we should sell one of our cars. Three to six months living expenses used to be what the personal finance experts recommended, but in today's environment, maybe six months to a year is more prudent. It was a scary time for us.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Here’s some tips to be wary of when trying to consolidate your debt.

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? ” Jason presents Why We Didn’t Sell Our Car on Craigslist posted at Work Save Live , saying, “Last week I detailed why we considered buying a car through CarMax, and I wanted to do a follow-up on a service of theirs that we actually used.

Money 113

Money May 2012 Debt 113

Family Balance Sheet

AUGUST 11, 2016

We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. Our personal finances are so interwoven with our small business finances that they must be seen as one.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

MARCH 10, 2011

Money Crashers shares with us 7 ways we can naturally wash our car. This article stood in my mind because I recently got in my car to drive it and realized how dirty it is. I need to clean the car soon so these tips will come in handy. Sustainable Personal Finance tells us to stop smoking. Reducing Debt.

Personal Finance 133

Personal Finance March Finance Family 133

Prairie Eco-Thrifter

APRIL 6, 2012

David presents Wired Capital Markets posted at Wall Street History , saying, ” Looking into the workings of modern securities markets is like looking under the hood of a Prius hybrid car. ” Managing Debt. Jeremy Waller presents Do You Have What It Takes To Be Debt Free And Financially Successful?

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

JANUARY 24, 2013

There were as always a ton of great reads out this week which I have highlighted below: Good Reads from the Blogosphere: Read how Emily and Kyle have helped their finances by sharing a car at Evolving Personal Finance. KK thinks you can think yourself into financial failure –read more at Student Debt Survivor.

Fridays 165

Fridays Life Insurance Insurance Consumerism 165

Family Balance Sheet

FEBRUARY 11, 2016

I remember one morning my husband and I were sitting at the kitchen table contemplating if we should sell one of our cars. Unemployment and reduced income are considered emergencies, and so is a leaking roof, a broken hot water heater, or a dead car battery, but a broken TV, sweet riding boots, or the snazziest new gadget…not so much.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Family Balance Sheet

OCTOBER 13, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. I remember one morning my husband and I were sitting at the kitchen table contemplating if we should sell one of our cars.

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Prairie Eco-Thrifter

AUGUST 26, 2012

You will want to oversee their purchases, especially when it comes buy items online, but let them actively find ways to stretch their allowance or part-time wages by purchasing things used, such as clothes, books, furniture, and even bikes and cars. You can even reward them with extra allowance with the money saved on gasoline and car upkeep.

Thrifty 189

Thrifty Recycle Recycled Recycling 189

Prairie Eco-Thrifter

MAY 26, 2016

Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. We could take on debt to grow using other people’s money. Helping the parents teach my grandchildren to save is an ongoing project of mine.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

SEPTEMBER 15, 2014

You don’t have to contend with deciding which bill to pay or how to avoid a debt collector’s call or trying to keep the landlord off your back. You won’t become a different person. My basic personality and approach to life and others has remained the same. My lifestyle didn’t change.

Money 247

Money Grandchildren Thrifty Job Loss 247

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Include anything that you’d like to add to give the reader an idea about your personality. How much debt did you pay off? What kind of debt was it? in credit card debt, and an additional $28,756.17 No, I didn’t.

Debt 100

Debt Credit Cards Debt Free Student 100

For the Mommas

MAY 22, 2012

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. In personal finance, a sinking fund is a savings account that is designated specifically for an irregular expense.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Penny Pinchin' Mom

FEBRUARY 16, 2024

Pay Down Debt Yes, this is a good way to set yourself up financially. Getting out of debt should make the top three of your financial priorities. Besides, paying off your debt and keeping it at a healthy minimum will help your credit score rating. Set personal and financial goals for your savings. They can be anything.

Money 52

Money Insurance Debt Bulk 52

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Prairie Eco-Thrifter

JANUARY 14, 2012

After that, while you all primed and interested in personal finance, continue and read the awesome articles that were written across the web this week regarding personal finance and enhancing your lifestyle. Finance Fox : Reasons to Buy a Car in January – After the Holidays!

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

AUGUST 19, 2012

Don’t consider the cost of the premiums; consider the cost of replacing your car, home, furniture, income etc. Manage Your Debts Managing your debts is a biggy when it comes to avoiding financial disaster. Spiraling debt is the biggest single cause of financial distress out there. if you are not insured!

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

MAY 8, 2011

I am talking about spring cleaning your finances and finding more ways you can save money. Today along with the great tips from my fellow personal finance bloggers, I am going to share with you six ways you can clean up your finances this season. South County Girl presents Car Insurance Changes Again, Part 2.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Prairie Eco-Thrifter

JANUARY 10, 2012

These days, if you spend any time on most personal finance blogs, one of the author’s main goals in life is spending less money on stuff and more money travelling. If I had a nickel for every person who went on an exotic holiday and financed it, I’d have enough to fund the sequel to Dude Where’s My Car.

Travel 226

Travel Debt Finance Emergency Fund 226

The Frugal Girl

MARCH 4, 2024

He diligently maintained our car and our house, doing all the work himself. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. My mom cut coupons and sewed her own clothes and mine, as well. I ran the numbers.

Green And Frugal 178

Green And Frugal Kids and Family Hotel Frugal 178

Prairie Eco-Thrifter

FEBRUARY 19, 2013

We all know that one of the best personal finance strategies is to have a budget and you’ve probably tried to create one at some time. The chances are you already have a hefty credit card debt you are trying to pay off, so adding to it is only going to make things harder. Bottom Line.

Budgeting 222

Budgeting Budget Credit Cards Transportation 222

Prairie Eco-Thrifter

JANUARY 21, 2011

Every car that drove by, I smiled at. Personal Finance by the Book shares with us the nuts and bolts of budgeting and how we can be best equipped to manage our money better. Sustainable Personal Finance tells us how we can make our own cleaning products. Reducing Debt. I was dressed warm and dancing away.

January 124

January Emergency Fund Personal Finance Finance 124

Prairie Eco-Thrifter

JUNE 14, 2012

Jason presents Car Loans Are Now Americans’ No. 1 Bill-Paying Priority posted at One Money Design , saying, “In the past, Americans would pay their home loans first, then their credit card and finally their car loans. If I failed to come through on my repayment of that loan, he could have been saddled with the debt.

Money 124

Money 2012 June Credit Cards 124

Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. Your budget helps you manage your debts, get them paid off and stops you getting in any deeper. They have single handedly created the huge amount of personal debt in this country.

Simple 221

Simple Finance Budgeting Budget 221

Savings Corner

APRIL 4, 2024

Our goal is to give you the best advice to help you make smart personal finance decisions. Answer a few questions to see personalized rates from top carriers New What’s new with Allstate? Allstate car insurance In our Allstate insurance review, Allstate car insurance received a Bankrate Score of 3.9

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52