Savings Corner

DECEMBER 25, 2023

How much car you can afford depends on factors like your monthly income, your credit score and the features you’d like your vehicle to have. Experts typically recommend spending no more than 20 percent of take-home pay on a car. That should include the cost of car payments , fuel, insurance and more.

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Cars Car Insurance Calculators 52

Family Balance Sheet

FEBRUARY 23, 2016

Are you ready to crush debt this year? We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. It will be quite a feat because by my calculations we’ll be short each month if we just apply our debt snowball payment. Stretch yourself.

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Debt Goals 2016 Calculators 100

Prairie Eco-Thrifter

JANUARY 8, 2013

Personal debt has unfortunately become a way of life in the 21 st century with levels reaching all time highs. A recent survey in the US showed that increasing numbers of people are filing for bankruptcy as their debts reach levels they simply cannot service. Managing your debt is vital if you are to avoid going down this road.

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Debt Win Credit Cards Money 271

Family Balance Sheet

SEPTEMBER 20, 2016

The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story. How much debt did you pay off?

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Family Balance Sheet

AUGUST 21, 2020

Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces. My husband’s brain likes to see everything written down on one page, so I developed that first spreadsheet to list all of our accounts and all of our debts. It showed him what we OWE and what we OWN.

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Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? What kind of debt was it?

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Prairie Eco-Thrifter

MARCH 7, 2011

Guest Post Author Bio: Ryan is a contributory writer associated with the Debt Consolidation Care Community and has written several articles for various financial websites. He holds his expertise in the Debt industry and has made significant contribution through his various articles. Leave behind debt relief options.

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Debt Thrifty Money Fuel 171

Prairie Eco-Thrifter

MAY 22, 2011

For some this wakeup call came as a result of losing their home in foreclosure or their car in repossession. Regardless as to the specifics, many Americans have elected to decrease spending, increase savings and eradicate debt. Fortunately, there is no one size fits all plan to debt reduction. Look Your Debt in the Eyes.

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Debt Recession Unemployment Budgeting 157

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga. What inspired you to get debt free?

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Debt Debt Free Finds Finance 100

Family Balance Sheet

JANUARY 29, 2015

Why are we jumping through these hoops to be debt free? And why is he driving a 14 year old car? WHY do we want to be debt free? When we wrote our Debt Freedom Plan , I posted it on the refrigerator as a daily reminder for the two of us. Daddy and I needed to pay off some debts before we could make a trip to Disney.

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Debt Debt Free Daughter Thrifty 100

Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. But Dave Ramsey’s view of debt is very different.

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Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Where are you from?

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Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. How much debt did you pay off? What kind of debt was it? We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. What inspired you to get debt free?

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Family Balance Sheet

APRIL 11, 2020

We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. Our only spending going forward will be for essentials, such as our mortgage, utilities, groceries, our Medi-Share premium , and fuel for the cars. Plus, I was getting antsy for a new car.

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Budgeting Budget Family Debt 246

Family Balance Sheet

OCTOBER 17, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. For years, my husband and I didn’t consider OUR debts to be wrong. To us, debt was a necessary evil. Today’s assignment: Create a Plan to Eliminate Your Debt.

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Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt!

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The Frugal Girl

NOVEMBER 27, 2023

That would have been just fine, except I also decided I wanted to buy a fancy car and go out to nice meals a bunch with my boyfriend at the time. I racked up more debt to move to California, then the fancy car turned out to be a lemon, requiring a bunch of expensive repairs. I still splurge on cars, but now I’m smart about it.

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California Cars Car College 173

Family Balance Sheet

FEBRUARY 6, 2021

We…took out a car loan. We had very little saved for a new-to-us car and we would have had to take out a loan to cover most of it, and that made me uneasy about purchasing the car. Instead, we opted to replace the tires and take a year or so to save for a car. Yes, you read that correctly! year-old van.

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Family Balance Sheet

MARCH 5, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. This trip was a reward for our years of paying off six figures of debt , and we were going to pack a lot into our week. This money is being put towards my new-to-me car loan. Read all about my car loan here.

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February Money Airline Flights 257

Motherhood Moments

JANUARY 24, 2023

It is important to remember that just like buying a car or another large purpose, the bank will be looking at your credit report to determine if you are a trustworthy borrower. Pay Off Debts to Be More Attractive to Lenders If you have real debt problems, then another solution is to start paying off what you owe.

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Savings Corner

DECEMBER 25, 2023

To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. How does your debt-to-income ratio impact affordability? Debt and expenses.

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Calculators Debt Insurance Taxes 52

freestuff.tv

APRIL 8, 2011

We want you to live the generous life, simple and debt free. Enjoy this site? Please subscribe via Email to have savings, advice, coupons and offers sent directly to you.

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Cars Car Cleaning Sonic 109

freestuff.tv

APRIL 5, 2011

We want you to live the generous life, simple and debt free. Enjoy this site? Please subscribe via Email to have savings, advice, coupons and offers sent directly to you. Join us on Twitter and Facebook and interact with the SavingsBlogger community!

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Cars Car Magazines Debt Free 109

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. At the point when we finally got serious about paying off our debt we had $22,047 left.

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Motherhood Moments

MARCH 14, 2023

Nearly 8 in 10 people think gas prices are too high right now, and household budgets are also feeling the pressure of inflation at the grocery store and even in the cost of their debt. Ultimately, I guess it depends on how many miles you’re putting on your car and how much you’re spending at the supermarket.”

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Savings Corner

DECEMBER 27, 2023

This type of loan is usually unsecured, meaning you don’t have to put up property like a house or car as collateral for the loan. To qualify you, lenders look at factors including your credit score, credit report and debt-to-income ratio. Using a car, savings account or other asset as collateral may get you a lower rate.

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Debt Home Improvement Consumer Credit 40

Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. We were the fun couple who always said yes to trips to the Caribbean, said yes to buying the nicest cars, and said yes to dropping a few hundred dollars on dinner in the blink of an eye. Our goal was simple: Pay Off Our Debt and Never Go Back Again.

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Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. His 2017 goal is to make $100,000 in online income.

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Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

AUGUST 6, 2013

With everything that’s going on right now, we can’t really afford to take on that kind of debt obligation. Are You Prepared to Take on That Debt? In a perfect world, you co-sign on the debt, the borrower makes payments on time, builds a bit of a good credit history, eventually pays off the loan.

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Family Balance Sheet

JUNE 22, 2020

It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. After the first year, the new business debt weighed on me.

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Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt. What inspired you to get debt free? Tell us about you and your family.

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Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Here are some of the most common applications.

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Family Balance Sheet

MARCH 18, 2015

Today’s Debt Free Story is from Ruth. How much debt did you pay off? What kind of debt was it? We paid off the remainder of our mortgage, which was about $150,000, as well as some law school loans, and a car loan. What inspired you to get debt free? If married, who initiated the debt free goal?

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Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. debts one by one. cars, and finally our student loans.

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Family Balance Sheet

MARCH 26, 2021

I remember one morning my husband and I were sitting at the kitchen table contemplating if we should sell one of our cars. Unemployment and reduced income are considered emergencies, and so is a leaking roof, a broken hot water heater, or a dead car battery. Both books provided the blueprint for Our Debt Freedom Plan.

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Shereen Travels Cheap

FEBRUARY 24, 2024

Airfordable This app, by CAma Marfo, a Black entrepreneur, helps make travel easier and more affordable for you by allowing you to pay an up-front fee and then pay off your trip in installments, ensuring that your trip is paid for before you leave and you aren't left in travel debt and not being able to to again for a long time.

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Savings Corner

DECEMBER 24, 2023

To calculate your net worth, take inventory of what you own, as well as your outstanding debt. And when we say own, we include assets that you may still be paying for, such as a car or a house. That includes revolving consumer debts — such as credit card balances — as well as personal, auto, payday and title loan balances.

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Calculators Taxes Debt Consumer 52