Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. My family’s finances have also been affected. I remember one morning my husband and I were sitting at the kitchen table contemplating if we should sell one of our cars. Our emergency fund. Everything changed. It was a scary time for us.

Debt 130

Debt Emergency Fund 2007 2020 130

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? Control Your Cash from Control Your Cash boldly says Your Smart Car Isn’t Saving the World. It has gone on for generations. What do you think?

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

OCTOBER 21, 2012

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

OCTOBER 15, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Every month, we set aside money in our budget to cover our basic car maintenance.

Finance 100

Finance Organic Organization Emergency Fund 100

Family Balance Sheet

NOVEMBER 5, 2014

The debt consisted of my student loans and a car loan. That inspired me to be intentional with my finances and to follow Dave’s six steps. Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. In those meetings, one of the things we discuss is finances.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Prairie Eco-Thrifter

JUNE 30, 2014

Despite our intertwined lives financially, we hadn’t combined finances up until recently. I have never liked the principle of an allowance (it seems too child/parent and not like something a couple who is working together on their finances would partake in), but it may make the most sense. Money Tips'

Financial Goals 189

Financial Goals Goals Emergency Fund Finance 189

Motherhood Moments

MARCH 4, 2023

Source : freepik.com Managing finances can be an incredibly stressful and overwhelming endeavor. Emergencies do happen, so it's essential to have a savings cushion to fall back on when unexpected expenses pop up. Automating your savings towards an emergency fund makes this process easier and less painful.

Debt 130

Debt Money Building Credit Cards 130

Family Balance Sheet

APRIL 11, 2020

Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. I have written often about the importance of an emergency fund. Our only spending going forward will be for essentials, such as our mortgage, utilities, groceries, our Medi-Share premium , and fuel for the cars.

Budgeting 246

Budgeting Budget Family Debt 246

Family Balance Sheet

AUGUST 11, 2016

But for our own safety net, we must make our finances a priority. It’s hard to change and improve your finances if you have no idea where you currently stand. Use my Family Balance Sheet excel spreadsheet to help you organize your finances. Start Saving for your Emergency Fund TODAY! ” I hear you.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

AUGUST 10, 2014

” The same is true of a car. Most of us can’t just pull out cash for a new car when the old one is totaled. Insurance helps you manage your finances. If you borrow to buy your car, the lender might require you carry insurance so that the loan can be paid off if something happens to the vehicle. Money Tips'

Insurance 193

Insurance Life Insurance Health Insurance United States 193

Prairie Eco-Thrifter

JULY 16, 2014

When it comes to emergencies, it’s not so much a question of if, but rather, when. So build up the emergency fund now, so that the when doesn’t catch you before you’re ready for it. Emergency or otherwise, unexpected expenses arise all the time. They can come in the form of a health scare a home repair or otherwise.

Emergency Fund 174

Emergency Fund Insurance Recession Unemployment 174

Prairie Eco-Thrifter

MAY 21, 2013

If you don’t have an emergency fund in order to make at least the approximate payment of your anticipated mortgage and expenses, you are not ready to make the leap into home ownership. Although there has been a lot of positive news in the job market, it’s still not strong. Money Tips'

Home 186

Home Emergency Fund Buy Buying 186

Family Balance Sheet

MARCH 19, 2014

We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. We thought credit card debt wasn’t very smart, but a car loan? I’m sharing our plan with you because the direction of our finances has changed.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

JANUARY 30, 2013

It’s a good idea to not only have some of these supplies in the house, and readily available, but to also have them in the car. I have emergency supplies in the car, including blankets, food, flares, and First Aid. You can augment with other emergency sources as well. Think ahead, and prepare for emergencies.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession? I’m a geek, he’s not.

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

DECEMBER 6, 2012

Medical emergencies, car emergencies, or family situations may arise where you need to dip into your emergency fund. Take personal finances, for example; too many people over-think their finances, with. Saving money is essential. What methods have you developed for putting money away? There are.

Bank 265

Bank Banking Money Saving 265

Prairie Eco-Thrifter

NOVEMBER 8, 2012

My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. We want an emergency fund. My spending plan is fairly easy to stick to. First, it involves automation. We want to save enough for retirement.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Better to refinance and sink those funds into the treasury market! Do you review your finances monthly?

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) Then my husband decided to pay off his car. We also went through multiple job losses, surgeries, huge car repairs, etc. Building an emergency fund also helps enormously. The rest was our house.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Are you having a hard time controlling your finances? Many parents are finding it hard to control their finances and stretch their wallet these days more than ever. Then set aside money for your monthly bills such as electricity, water, internet, phone, house, car, etc; and other expenditures like personal items.

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

FEBRUARY 4, 2015

I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan. Once we both took a look at our budget and finances, it was clear what we needed to do. Who handles the day-to-day finances in your home or do you work on it equally?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

FEBRUARY 2, 2017

I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward. Elle and her husband paid off a car loan and saved cash for their next car. It was already a part of her budget, so she wasn’t missing the funds. (2)

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. medical bills, a small credit card, both of our cars, and student loans. finances/budget/spending?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

MAY 26, 2016

Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. If you are risk averse, you may lose sleep (and health) worrying about the safety of your finances. As part of that, we have explored compound interest.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

SEPTEMBER 29, 2016

We also had four credit cards, two lines of credit, and a car loan. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? I’m the one who handles the day to day finances in the home. What are your financial goals now?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

OCTOBER 20, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. car service. Personal Escrow Fund. Gift Giving Fund. building your Emergency Fund. entertainment.

Finance 100

Finance Organic Organization Budgeting 100

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

With just one emergency such as a car breaking down or, in the US, a medical bill, many could be in a very precarious position. As the time passed, I was able to figure out ways to save more money and stay on top of my finances. A surprising amount of North Americans are not putting money away consistently for retirement.

Building 225

Building Emergency Fund Money Savings Account 225

Prairie Eco-Thrifter

AUGUST 19, 2012

Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. This is a reserve of money for emergencies; leave it alone and don’t go dipping into it for general spending. A diversified mutual fund is an excellent way to achieve a diversified portfolio.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

JANUARY 10, 2012

These days, if you spend any time on most personal finance blogs, one of the author’s main goals in life is spending less money on stuff and more money travelling. If I had a nickel for every person who went on an exotic holiday and financed it, I’d have enough to fund the sequel to Dude Where’s My Car.

Travel 226

Travel Debt Finance Emergency Fund 226

Family Balance Sheet

JUNE 22, 2020

Financially speaking, he focuses on building the business and I focus on managing our home and finances. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. We drive older cars.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

JANUARY 21, 2011

Every car that drove by, I smiled at. Personal Finance by the Book shares with us the nuts and bolts of budgeting and how we can be best equipped to manage our money better. Bucksome Boomer tells us how we can revolutionize our finances when it comes to insurance. I was dressed warm and dancing away. I had a few smile back too.

January 124

January Emergency Fund Personal Finance Finance 124

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . We paid off $7,665 worth of credit cards, school loans and a car loan. I found Dave Ramsey’s plan about a year after we had been married and finances were really tight, especially with a variable income.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

110,000 was our mortgage and $8,000 was my car. The first week after our Honeymoon, Ryan paid off the remaining debt on my car. He does not do car payments. At least evaluate your car situation if you have payments. It’s important to be on the same page as your spouse about finances. How long did it take you?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

AUGUST 11, 2014

The debt included overdraft protection, mattress, car, and a credit card (post divorce stress spending, clothes to accommodate the yo yo diets and weight for 2 years, a trip to Disney World & I’m sure several things that I don’t remember because I was spending without a plan). How much debt did you pay off? in 14 months.The

Debt Free 235

Debt Free Debt Mom Goals 235