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How Much Car Can I Afford?

Savings Corner

How much car you can afford depends on factors like your monthly income, your credit score and the features you’d like your vehicle to have. Experts typically recommend spending no more than 20 percent of take-home pay on a car. That should include the cost of car payments , fuel, insurance and more.

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How to Save Up for a Car Without Breaking the Bank

Penny Pinchin' Mom

The post How to Save Up for a Car Without Breaking the Bank appeared first on Penny Pinchin' Mom. Learning how to save up for a car is like learning how to save up for anything; it calls for discipline and a few financial tricks. Learning how to save up for a car without breaking the bank can now be somewhat difficult.

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Carnival of Personal Finance #384 – Time for a Laugh Edition

Prairie Eco-Thrifter

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

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Your Car Insurance Rates Can Be Lower If…

Prairie Eco-Thrifter

I’ve found that one of the most annoying aspects of being a car owner is the insurance. If you use all the safety gadgets. Anti-lock braking systems , airbags, traction control, all these things make your car safer. If your car is safer it’s less likely to swerve off the road, hence the insurance company will go easy on you.

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Compare Best Auto Loans, Rates and Lenders

Savings Corner

7 types of auto loans New car purchase loans enable you to borrow money to buy a new car and pay it off over time. Lenders typically define a new car as one that has never been titled and is the current or previous model year. Used or pre-owned cars are older than the previous model year.

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What Makes a Saver?

Prairie Eco-Thrifter

In order to fit in, you might want to dress the same way your co workers dress or drive a similar quality car or send the kids to that upscale private school. The things that give us pleasure vary by temperament. As teenagers, we may be madly saving up for a car. Included here is peer pressure. Temperament. Time of life.

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Benefit from My Financial Mistakes

Prairie Eco-Thrifter

It would have pleased my folks if I had accepted and it would have helped our finances out too! Consequently, I overpaid for cars and real estate my entire life and I let others underpay me for my services. I bought new cars. Its good to be independent, but don’t overlook opportunities presented to you!