Family Balance Sheet

AUGUST 21, 2020

Need a quick snapshot of your finances? I’m a firm believer that finances must be organized and neat, and a Family Balance Sheet helps you keep track of your finances in one tidy spreadsheet. Liabilities: Liabilities are what you OWE money on, such as car loans, student loans, credit card balances, and mortgage balances.

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Family Debt Finance Kids and Family 241

Family Balance Sheet

OCTOBER 17, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. And our car loans or student loans–everyone has those debts, right? To us, debt was a necessary evil.

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Debt Finance Organic Organization 100

The Frugal Girl

FEBRUARY 18, 2024

I’m 47, married, and living amongst the cornfields in a college town in the Midwest U.S. After I became a mother, finances became much more complicated. As our family and household income grew, my husband and I made it a goal to put more money aside for emergencies, retirement, college, home improvements, etc.

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Kids and Family Home and Garden Money Frugal 182

Prairie Eco-Thrifter

JUNE 23, 2011

Are you taking college classes currently? If you are a young college student and are excited about the opportunities that await you after you receive your college diploma, you may want to read this post very carefully. College is a great thing, but it isn’t what it used to be. This post was written by Derek.

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College Student 2008 Graduation 174

Prairie Eco-Thrifter

JANUARY 10, 2013

Are you a current student or someone who’s currently paying off student loan debt? If so, don’t miss YourFinancesSimplified’s guest post about whether or not student loan debt can hurt your credit score. These days, if you spend any time on most personal finance blogs, one of the author's main goals in life.

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Prairie Eco-Thrifter

FEBRUARY 15, 2011

Building a college finance fund takes dedication and consistency. When your children are college age, they can always get a private student loan. Here are 5 ways to trim your budget for your child’s college funds. Use the above 5 ways to trim your budget for your child’s college fund.

College 100

College Budgeting Budget Friends And Family Sale 100

Nicoles Nickels

JANUARY 20, 2013

Nordic Naturals , the leading manufacturer of omega-3 supplements, invites new and returning college students to compete for a $5,000 award by entering the company’s inaugural scholarship program. As part of the company’s “What’s Essential” campaign, Nordic Naturals launched the “Learn.

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Education Finance College 2013 65

Prairie Eco-Thrifter

MAY 25, 2014

These were my college years, when I made lots of stupid decisions. When I’d do things like take out student loans even though I had a full-tuition scholarship and a sweet part-time job in the university cafeteria. Often, as I review my finances, I ask myself this question: “What will my future self say about this?”

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Family Balance Sheet

APRIL 9, 2021

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. A student loan? Our personal finances are so interwoven with our small business finances that we view them as one. We thought we were doing really well. That’s a necessity.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

JULY 31, 2014

For me, my best financial lesson came from suffering through 10 years of near poverty, the consequence of picking a non-lucrative college major, then figuring out how to re-train and enter a highly rewarding profession – learning to be independent and self-sufficient, even from my spouse. Read more on my story in my book. Free money!

Debt 167

Debt College Student Money 167

Family Balance Sheet

AUGUST 4, 2014

We met in college and currently both feel drawn toward higher education. I (Krista) have always held an aversion to debt and during that 6 month grace period after I graduated I started attacking my student loans. Who handles the day-to-day finances in your home or do you work on it equally? What inspired you to get debt free?

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Debt Free Debt Goals Student 243

Discount Coder UK

MAY 3, 2013

When I was a student back in the early 1980s, we got a grant. They paid me an allowance for the three years while I was at art college. Finance studentbeans' Ah, the olden days. And we didn’t have to pay it back. I only qualified for the minimum grant because my folks were reasonably well off.

Finance 53

Finance Student College Art 53

Saving With Shellie

AUGUST 4, 2011

Upromise is a program that allows you to save money for college. If you have a child, grandchild, niece, nephew, godchild, cousin…anyone that might want to go to college in the future this is a painless way to earn free money. What are your dreams for your kids? I love if you shared by posting a comment.

College 49

College Sweepstakes Money Fuel 49

Prairie Eco-Thrifter

JANUARY 17, 2013

I have tried to do some reading this week which I have highlighted below: Great Reads From The Blogosphere: Do you have extra money leftover from your student loans? Read what to do with it from Investing for College Students. Student Debt Survivor recently had a milestone birthday.

Fridays 150

Fridays Student Motivation Debt 150

Prairie Eco-Thrifter

APRIL 13, 2014

Agree on the values and expectations you want your children to have in the area of personal finance and consistently teach and enforce those between the two of you (and clue in any significant others in your family such as aunts, uncles, grandparents and etc). Derailing them with sudden windfalls. Money Tips'

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Kids Money Parenting Kids and Family 219

Savings Corner

DECEMBER 24, 2023

These can be had directly from a mortgage lender or through a state housing finance agency, which connects first-time buyers with partner lenders. First-time buyers who are students or in a certain profession might qualify for a special type of loan, as well. Some employers and nonprofits also offer first-time buyer help. percent down.

Insurance 52

Insurance Finance Home Education 52

Prairie Eco-Thrifter

MAY 21, 2013

There are numerous factors to consider when deciding whether to buy your first home or to continue renting – especially when you’re out of college. Guest Post Author Bio: This is a guest post by Robert Farrington from The College Investor. He writes about everything from how to pay off students loans to how to get started investing. .

Home 186

Home Emergency Fund Buy Buying 186

Prairie Eco-Thrifter

OCTOBER 24, 2012

Even though your freelancing business is likely going to be just you, your still going to want to separate your personal and business finances. Also, it will allow you to more easily track your businesses finances, as well as your own personal finances. If so, how did you get started? If so, what is holding you back?

Personal Finance 188

Personal Finance Finance Work Insurance 188

Prairie Eco-Thrifter

FEBRUARY 3, 2016

While my spouse and I were in the throes of child rearing we didn’t think much about providing an intentional or structured set of lessons around personal finance. College students are usually not mature enough to handle a windfall. The older boy held on to his, the college student was disrupted.

Work 100

Work Kids Bank Banking 100

Family Balance Sheet

MARCH 19, 2014

We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. A student loan? Our personal finances are so interwoven with our small business finances that they must be seen as one. That’s a necessity.

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. My family’s finances have also been affected. As the Family Office Manager , I handle the day-to-day finances for our family and I needed a way to communicate our finances to my husband. Everything changed. I still use my spreadsheet to this day!

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Debt Emergency Fund 2007 2020 130

Savings Corner

APRIL 4, 2024

You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. Don’t take out more cash than you need, and make sure you’re using it for a purpose that will improve your finances instead of worsening your situation.

Refinancing 52

Refinancing Work Debt Home Improvement 52

Nicoles Nickels

JULY 25, 2012

Even prior to college, students are required to have all sorts of supplies, and that can put a strain on your wallet. Credit Sesame will help you manage your finances, and unlock your credit potential. Credit Sesame is a 100% FREE personal finance credit and debt management tool with no credit card required or trial period.

Win 45

Win Finance Personal Finance Debt 45

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. The Skilled Investor , Editor.

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Money Finance Personal Finance Real Estate 133

For the Mommas

JULY 23, 2012

Even prior to college, schools are requiring students to have all sorts of supplies. Credit Sesame will help you manage your finances, and unlock your credit potential. Though they bring in great education value, they cost a lot. Credit Sesame wants to help you ease the ‘Back to School” stress. What does Credit Sesame do?

Credit 61

Credit Win Credit Cards Finance 61

Prairie Eco-Thrifter

APRIL 11, 2011

Guest Post Author Bio: Broke Professionals is a personal finance blog aimed at the over-educated and underpaid. Join the husband/wife blogging team of Broke Professionals as they attempt to dig themselves out of a combined six figures in student loan debt. This is how I put two kids through college and raised a family.

Work 133

Work Debt Credit Cards Finance 133

Motherhood Moments

MARCH 6, 2023

It’s never been “easy” to send children off to college. Students face a constellation of dangers: A no-holds-barred party culture. Despite being a great student, a three-sport athlete, and coming from a “good” family, he too descended into years of substance misuse before getting sober in August 2011. I was a junior in college.

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Podcasts Student College Parenting 100

Saving Everyday

JULY 30, 2012

Even prior to college, schools are requiring students to have all sorts of supplies. Credit Sesame will help you manage your finances, and unlock your credit potential. Though they bring in great education value, they cost a lot. Credit Sesame wants to help you ease the ‘Back to School” stress. What does Credit Sesame do?

Credit 40

Credit Win Credit Cards Finance 40

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) After we got a taste of life without credit card debt, I wanted to pay off my student loan. We paid for braces, college tuition for my son, and did fun stuff like traveling while we were paying off debt.

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Debt Debt Free Pay Off Debt Financial Goals 236

For the Mommas

JULY 28, 2012

Even prior to college, schools are requiring students to have all sorts of supplies. Credit Sesame will help you manage your finances, and unlock your credit potential. Though they bring in great education value, they cost a lot. Credit Sesame wants to help you ease the ‘Back to School” stress. What does Credit Sesame do?

Credit 40

Credit Win Credit Cards Finance 40

Saving Everyday

AUGUST 26, 2014

Between living expenses, student teaching in Barcelona, and being a new baby college graduate, my funds had gotten pretty low. When I began to stress about finances, I remembered all these reward programs! As you all may remember from a previous post , I was lucky enough to get a Professional Internship at Walt Disney World!

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Thankful Shopping Gift Cards Swagbucks 66

Prairie Eco-Thrifter

MAY 10, 2012

Failure to monitor your consumption expenditures means that they are flying blindly regarding their future finances. posted at Your Finances Simplified , saying, “One of the things that investment gurus always emphasize is to diversify, diversify and diversify. YFS presents What Is Asset Allocation and Why Is It Important?

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Money May 2012 Debt 113

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. medical bills, a small credit card, both of our cars, and student loans. finances/budget/spending?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JANUARY 26, 2016

Thankfully, we have worked through those trials and the experience actually made a positive impact on our finances. At the time, we had 4 business loans and 1 student loan that were weighing on us, so we created our Debt Freedom Plan. We have a retirement to plan , our daughters’ college to save for, and many places to visit.

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Financial Goals Goals 2016 Debt 100

Savings Corner

APRIL 4, 2024

While the forecast doesn’t call for massive savings — for HE loans, anyway — any reduction in borrowing costs saves prospective borrowers some cash, and encourages them to turn to this financing tool. Paying for college: You may find lenders who advocate paying college tuition via home equity, but this is a risky move.

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

JULY 13, 2016

Student Loans – Paid off $37,000. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? We talk about finances almost every day though because its who we are. Increase college funds for babies. 200k in 5 years.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I also wanted to pay off the student loans he had, and see him graduate without occurring any more debt. Who handles the day-to-day finances in your home or do you work on it equally? Tell us about you and your family.

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Debt Debt Free College Finds 100