Savings Corner

DECEMBER 24, 2023

We use consumer spending data from the Bureau of Labor Statistics (BLS) to get a reliable third-party measure of people’s spending habits. The most recent BLS data estimates average total spending in 2021 was $66,928 per consumer. In other words: Does the card earn rewards at a high rate in the most popular spending categories?

Credit Cards 40

Credit Cards Credit December Calculators 40

Motherhood Moments

JANUARY 12, 2023

Examples of moderate to high GI foods include: Dates Breakfast cereal White bread Ripe bananas White rice Protein While you can just eat carbs before training, some research suggests combining carbs with protein will have an even better effect ( 2 ). Consuming carbs with protein provide s energy and can also help prevent muscle breakdown.

Nutrition 100

Nutrition Meals Food and Drink Fuel 100

The Frugal Girl

JANUARY 24, 2024

While I am not as diehard as my friend The Non-Consumer Advocate , I do love to score secondhand items whenever possible (often from my Buy Nothing group ). For example, there are certainly staffing shortages, and that leads to overworking. I just had to enter my email address and a few other things to read the article for free.)

Clothes 192

Clothes Clothing Toaster Ovens Work 192

Motherhood Moments

DECEMBER 15, 2022

Example: I love my Platinum American Express, but to justify the annual fee, I take advantage of every perk it offers and I use it to earn cash back. I don’t buy a thing online without using a cash back offer or some type of coupon code, even if it’s just for free shipping. Get cash back with your credit cards.

Thrifty 100

Thrifty Credit Cards Credit Consumer 100

Savings Corner

DECEMBER 27, 2023

Bureau of Labor Statistics, the largest bill consumers pay each month is for housing. According to the BLS, transportation is the second-largest expense consumers have. According to the latest BLS data, consumers average over $8,000 per year on food expenses. What is the breakdown of the cost of living?

Calculators 52

Calculators Tools Transportation Healthcare 52

Motherhood Moments

DECEMBER 15, 2022

1) Why is it important for consumers to know which beauty products are actually worth it? This is why it is imperative that the majority of consumers partner with a reputable and licensed esthetician to help them navigate the industry and help them to find the right routine and treatments for their goals.

Beauty 100

Beauty Parenting DIY Health and Beauty 100

Motherhood Moments

MARCH 2, 2023

Ensuring our youngest consumers understand how to reuse and recycle paper products or plant a tree will nurture life-long recycling habits and a respect for the planet.” Family time is a great time to show by example how to care for the planet and recycling is a great place to begin,” said Hansan.

Flowers and Plants 100

Flowers and Plants Recycle Recycled Recycling 100

Motherhood Moments

JANUARY 18, 2023

Not consuming enough protein Protein is an essential nutrient in your diet, whether you wish to build muscle or lose weight. For example, you will find that you will soon be able to run for a longer amount of time on the treadmill or will be able to lift heavier weights if you stay consistent with your workout.

Building 100

Building Fitness Goals Consumer 100

Savings Corner

DECEMBER 27, 2023

Consumer advocates say 36% is the highest annual percentage rate a loan can have and still be considered affordable. Ideally, getting one positively impacts your overall financial health, by helping you pay off debt faster, for example, or adding to the value of your home.

Debt 40

Debt Home Improvement Consumer Credit 40

Motherhood Moments

JANUARY 17, 2023

Focus on a Healthy Diet It is essential to emphasize the importance of consuming a balanced and nutritious diet to your children. A great way to demonstrate the importance of college is to lead by example and make a commitment to going back to school yourself.

Family 130

Family Kids and Family Healthy Choice Health and Beauty 130

Coupons Do Work

MARCH 17, 2016

These deviations were part of the commercial sterilization process and could result in contamination by spoilage organisms or pathogens, which could lead to life-threatening illness if consumed. . Consumers are advised to throw away the recalled product. No other production codes or products are affected by this recall. 8660000021.

2016 100

2016 March 2019 Consumer 100

Prairie Eco-Thrifter

JANUARY 5, 2014

How we handle our money early in life can impact us in future years- for example, young adults who rely on credit may find themselves continuing this pattern throughout life and consumed with debt.” Eleanor is a Consumer Advocate and helps consumers take control of their personal finances. Kimberly Foss, CFP, CPWA.

Personal Finance 192

Personal Finance Finance Finance Tips Graduation 192

Prairie Eco-Thrifter

DECEMBER 8, 2014

With the rash of data breaches at some of the major retailers in the past years, consumers are becoming more wary of flashing their debit and credit cards at brick and mortar stores when they could be using cash. Gas stations, some hotels, some restaurants are examples of places you might negotiate a cash discount.

Used 180

Used Credit Cards Gasoline Consumer 180

Savings Corner

APRIL 29, 2024

The best pet insurance companies at a glance All of the pet insurance companies below scored 5 out of 5 stars based on an in-depth comparison of coverage, plan terms and options, consumer experience, financial strength and discounts: ASPCA : Best for broad coverage. Embrace : Best for many ways to save. Figo : Best pet insurance for cats.

Insurance 52

Insurance Pets April Bills 52

Saving Cents With Sense

JANUARY 19, 2012

The rebate form is still available on their website and I think this is an example of a company not preparing for the demand associated with a rebate. Even if you don’t have a receipt, if you have not opened the pitcher yet, you should be able to return it to Target or Walmart to get a gift card back.

Mail In Rebate 69

Mail In Rebate Rebates Consumer Gift Cards 69

Motherhood Moments

JANUARY 31, 2023

One  study , for example, found that women who had given birth and struggled to sleep experienced less sleep inefficiency and depression when drinking chamomile tea at night for two weeks. Supplements Consume herbal extract supplements, available over the counter in pharmacy stores.

Bath and Body Works 130

Bath and Body Works Flowers and Plants Steep Drinks 130

The Frugal Girl

JANUARY 9, 2024

I think that I heard about Kristen’s blog through Katy, the Non-Consumer Advocate. For example, we’re very accustomed to buying anything we can second-hand at thrift stores, Craigslist, or Facebook Marketplace. I don’t know how I heard about Katy’s blog first! How did you become interesting in saving money?

Oregon 189

Oregon Home and Garden Kids and Family Money 189

Coupons Do Work

JUNE 12, 2016

For example, blueberries and cherries price tends to to have awesome sales this month — an awesome price drop. For example, you can see these yummy berries drop to as low as $2 bucks per pound. Laptops: You might notice at your favorite Office shop (Best Buy, for example) is the start of Back-to -School sales.

June 100

June Buy Buying Lingerie 100

Prairie Eco-Thrifter

SEPTEMBER 25, 2020

And while it is true that laptops are more energy-efficient than conventional desktops, the former can actually consume more energy in circumstances. A big one is unplugging your charger once your device is charged, as many of them can still consume power even if they are not connected to a device. Sleep Mode.

Work At Home 113

Work At Home Saving Electricity At Home Work 113

Family Balance Sheet

MAY 24, 2016

These pictures are two examples of CSA shares we have received on the past: 2. The consumer is benefiting with better quality foods and products at competitive prices. Unless I think the size is too big for us to consume in time, I go for the best price per unit. Examples: National Brand Organic yogurt, 32 oz @ $2.99 = $1.50/lb,

Organic 113

Organic Organization Food Saving 113

Prairie Eco-Thrifter

MAY 11, 2019

With climate change targets set and companies pledging their strategy on how they will support these, consumers are also looking at what the companies they use are doing both short and long term. Industrial recycling services exist all over the country where not only guidance is given but the implementation of services put in place.

Recycle 113

Recycle Recycled Recycling Simple 113

Prairie Eco-Thrifter

JULY 28, 2016

The most energy-efficient solution for businesses is to upgrade to LED light bulbs, which consume up to 80% less energy. For example: Replacing disposable drinking cups, utensils or plates with glass, plastic, metal or ceramic alternatives. Minimising the business’s contribution to landfill. Make your business more print-savvy.

Office 100

Office Printers Recycle Recycled 100

Savings Corner

APRIL 4, 2024

Indirect vs. direct financing As a consumer, you can choose between financing your purchase through the dealer ( indirect financing ) or finding and securing a lender yourself ( direct financing ). The average new car loan rates for consumers with excellent and very poor credit were 5.61 percent and 14.17

Work 52

Work Finance Bank Banking 52

Prairie Eco-Thrifter

JANUARY 10, 2017

’ While there is some macro economic sense in consumer spending causing an impact on the country’s growth, it doesn’t necessarily play well at the individual consumer finance level. My grandchildren’s other set of grandparents are just one example. Even today, many are still unemployed or underemployed.

Spendthrift 100

Spendthrift Economical Consumer Recession 100

Koupon Karen

MAY 17, 2024

The process can be physically demanding and time-consuming. For example, you can create a pre-move checklist that includes tasks like scheduling movers and gathering packing supplies. Here, hiring professional movers can make a significant difference. Breaking down your checklist into phases can make the moving process more manageable.

Making 52

Making Moving Company Movers Transportation 52

Motherhood Moments

FEBRUARY 12, 2023

To that point, there is a wide array of noteworthy, gamified exercise examples. The brainchild of two former healthcare consultants, the company was the very first in the United States to offer cash-based diet incentives directly to consumers. CARROT is a free app that rewards you financially for walking. Thanks for reading!

Healthcare 130

Healthcare Motivation Goals Health 130

Couponing 101

APRIL 7, 2019

The more informed you are as a consumer, the better you can defend your coupon and get the best deals! For example, you would not be able to use two coupons on just two boxes and expect to save $2. If the coupon is for “Save $1 on 2 Boxes of Cheerios” and you buy two boxes, that is one purchase. Limit one coupon per transaction.

Printing 74

Printing Consumer Cheerios Deals 74

Coupons Do Work

SEPTEMBER 4, 2016

For example, a manufacturer may prohibit the doubling of coupons. Any applicable sales tax must be paid by the consumer. An example of this type of coupon is a $5 off a $50 purchase coupon. Examples of these types of stores are CVS, Walgreen’s, Rite Aid, BJ’s, Family Dollar, and Dollar General.

Price 100

Price 2016 Dollar Off Paper 100

Couponing 101

FEBRUARY 20, 2019

I think couponing has developed a bad reputation of being complicated and time-consuming when, in reality, couponing is actually quite simple. An example would be when Electrasol put out some high value $2.25/1 I’m going to teach you the key to really saving money with coupons in just 5 simple steps. Find a high value coupon.

Saving Money 81

Saving Money Money Newspaper Simple 81

Prairie Eco-Thrifter

AUGUST 14, 2012

Try these websites too: Organic Consumers Association , Organic Kitchen , and Eat Well Guide. Celery, for example, is always on that list. For example, instead of buying fresh produce, purchase the frozen, canned, or dried stuff. Find out whether there’s a farmer’s market near where you live.

Organic 270

Organic Organization Budgeting Budget 270

Family Balance Sheet

JANUARY 28, 2022

Examples: Heinz ketchup: $2.29/32 If I think I won’t consume the larger, but better-priced product in time and freezing isn’t an option then I buy the size that makes sense. For example, a typical sale for chicken breast is $1.99 For example, Purex (50 oz) detergent was recently promoted at $1.77 071/oz, vs. $3.49/64

Saving Money 130

Saving Money Groceries Grocery Money 130

Family Balance Sheet

MAY 17, 2016

Examples include Giant Food Stores’ Nature’s Promise and Giant brand, Walmart’s Great Value, Target’s Market Pantry, or Harris Teeter’s own line. The consumer is benefiting with better quality foods and products at competitive prices.

Grocery Spending 133

Grocery Spending Groceries Grocery Storing 133

Coupons Do Work

AUGUST 19, 2016

It is Amazon Prime’s competitor to do what Amazon did in terms of recruiting loyal consumes (think CNN vs Daily Mail , what site are you loyal to? see pictrue example on the right). These are the questions people have been asking. So what is the Walmart Shipping Pass? This is a 2-day shipping service on Walmart.com.

Walmart 100

Walmart Health and Beauty Catalog Bestsellers 100

For the Mommas

MARCH 17, 2016

These deviations were part of the commercial sterilization process and could result in contamination by spoilage organisms or pathogens, which could lead to life-threatening illness if consumed. Consumers are advised to throw away the recalled product. No other production codes or products are affected by this recall. 8660000021.

2019 40

2019 Consumer 2016 Lighting 40

Savings Corner

DECEMBER 24, 2023

Repayment terms: Repayment timelines vary for personal loans, but consumers are often able to choose repayment terms between one and seven years. You might, for example, be offered financing by a home improvement store when you buy an appliance. However, some lenders may offer terms of up to 12 years on larger personal loans.

Debt 52

Debt Credit Cards Credit College Tuition 52

Motherhood Moments

DECEMBER 26, 2022

To that point, there is a wide array of noteworthy gamified exercise examples. The brainchild of two former healthcare consultants, the company was the very first in the United States to offer cash weight loss incentives directly to consumers. CARROT is a free app that rewards you financially for walking.

Health 130

Health Motivation Healthcare Goals 130

Family Balance Sheet

FEBRUARY 19, 2012

Online stores pay Ebates a commission (think of it as a finders' fee) on every sale and they split this amount with the consumer. For example: Recently I shopped online at LL Bean for a gift. Instead of going directly to the LL Bean website.

Ebates 127

Ebates Shopping Consumer February 127