Family Balance Sheet

SEPTEMBER 21, 2015

We carried no credit card debt and we contributed to our retirement. We had a lot of debt, not enough cash flow, and very little set aside for emergencies. One of the hardest conversations I have had with my husband was when I told him that I didn’t know how we would pay our bills that month. Yep, life was good.

Finance 100

Finance Debt August 2013 100

Savings Corner

DECEMBER 23, 2023

If you currently have a term life insurance policy but are considering switching to permanent life insurance coverage, you may be wondering if it’s even possible to make the change. Determine your coverage needs: Before making any changes to your life insurance coverage, it’s important to assess your current and future financial needs.

Life Insurance 52

Life Insurance Insurance College Tuition Fitness 52

Family Balance Sheet

JANUARY 10, 2012

But for the two of us to achieve our financial goals, we need to have money conversations and they need to be done regularly. Money conversations aren't always easy to have, yet I feel that for me and my husband they are so imperative to the stability of our marriage and our home. Column E = Monthly debt payment.

Finance 138

Finance Financial Goals Goals C&H 138

Prairie Eco-Thrifter

SEPTEMBER 30, 2013

We all have been taught that a college degree is the path to the good life, but is it still – when students are emerging with heavy debt and little chance of a lucrative job? But, at least I graduated without debt. He has now moved on and is making a good salary after several years. My newly won degree brought no lucrative job.

College 227

College Debt Education Student 227

Family Balance Sheet

AUGUST 11, 2016

” Her comment was echoed by another (in real life) conversation I was having with a different friend who is sending a child off to college this fall. But for our own safety net, we must make our finances a priority. We charted out our course of action to pay off debts and start saving for retirement. Is that possible?”

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

APRIL 13, 2011

Scammers Staging as Credit Card Debt Specialists. A lot of people are in debt these days and are looking for ways out. They then invite the victim to use their service to reduce their interest rates and credit card debt payments. You should also look at the ATMs you use to make sure nothing seems odd.

Credit Cards 145

Credit Cards Credit Debt Identity Theft 145

Prairie Eco-Thrifter

MAY 16, 2012

I started this site as a way of meeting some new people and having some interesting conversations and it has transformed into something much more than that. The site has grown and changed so much and I owe it all to you, my readers.

Prizes 274

Prizes Personal Finance Finance Giveaway 274

Prairie Eco-Thrifter

MARCH 24, 2011

Conversely, negative emotional states, such as anger and sadness, have been shown to have a negative impact on learning and motivation. Because the limbic system is the mediator between thought and feeling, it is easy to see why emotion is so crucial to making good decisions and thinking clearly.

Motivation 124

Motivation Money Debt Goals 124

Family Balance Sheet

MARCH 6, 2012

It could be from the stress of unemployment, a large debt load, or the amount of shoes in someone's closet; money can be an evil force in a marriage. Make Clear Financial Goals {Together}. Do you want to eliminate your credit card debt? Write down your goals and make them visible. If possible, make it a kid-free meeting.

Money 225

Money Financial Goals Goals Kids and Family 225

Prairie Eco-Thrifter

APRIL 6, 2012

Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. ” Managing Debt. Jeremy Waller presents Do You Have What It Takes To Be Debt Free And Financially Successful? Here are 5 steps to painlessly become debt free.

Money 133

Money Finance Personal Finance Real Estate 133

Saving Cents With Sense

MARCH 21, 2011

If you are looking to get your finances organized, you don’t want to miss this giveaway from Dave Ramsey, who has helped millions of people get out of debt and start saving. His Financial Peace University teaches people how to make the right decisions regarding money and empowers them to achieve their financial goals.

Giveaway 94

Giveaway Package Financial Goals Debt 94

Family Balance Sheet

JUNE 17, 2018

Some of my finds: Red ladies’ size 9 red Converse for $2.50 – These retail for about $40 and this pair was hardly worn and will fit my oldest daughter. We want to be debt free. I love yard sales, but need to be mindful that I don’t bring a bunch of other people’s junk into our home.

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Prairie Eco-Thrifter

FEBRUARY 4, 2011

Most of the conversations we had with each other over the three months was what trades to make and who was an early pick up. We have a blast every year no matter what team makes it in. Punch Debt in the Face tells us why no spend challenges are for wussies. Reducing Debt. GO PACK GO! Managing Money. He has a point.

January 113

January February Debt Personal Finance 113

Saving Cents With Sense

MARCH 28, 2011

Kellogg’s has a new promotion to get a $10 pre-paid debt card that can be used toward gasoline purchases when you buy 10 boxes of participating cereals. Plus, don’t forget about all the great Kellogg’s coupons now available to make this an even better deal! Thanks, Penny Pinchin Mom !). ©2009-11 Saving Sense Media LLC.

Rebates 63

Rebates Raisin Bran All Bran Gasoline 63

Prairie Eco-Thrifter

AUGUST 26, 2012

While your conversations and examples could encompass a wide spectrum of topics, there are many simple ideas that children can easily grasp and put into action. Stress the importance of saving and staying away from debt. Recycling is a simple and obvious practice that children can easily understand.

Thrifty 189

Thrifty Recycle Recycled Recycling 189

Prairie Eco-Thrifter

MARCH 10, 2011

Broke Professionals shares with us a conversation they had with a friend about finding financial success early in life and how it can be detrimental. I am so happy that people like Mr. SPF are making the choice to get healthier. Reducing Debt. I think we are planning to head back out there for another visit in the fall.

Personal Finance 133

Personal Finance March Finance Family 133

Saving Cents With Sense

JANUARY 27, 2011

You’ll find even more deals and fun conversations. Make sure you come back here and leave a separate comment letting me know. 4) “Like” Shop Debt FREE (eBillme) on Facebook and leave a comment letting me know that you do. Please make sure you leave a comment for each entry !

Gift Cards 76

Gift Cards Giveaway Gifts Bills 76

Savings Corner

DECEMBER 24, 2023

Doing so will empower you to make the best decisions for your family — and your wallet. Make a list of what’s important to you in a home. Analyze whether it makes sense for you financially. Analyze your monthly budget to make sure you can handle mortgage payments along with your other day-to-day bills.

Real Estate 52

Real Estate Buy Buying Credit 52

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. One where you spend time with your family, have great conversations, read and get outside to do things that are fun and healthy. And as an added bonus, leftovers make a great lunch the next day. Look for ways to do it cheaply, by making a gift.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Fashion Without Guilt

APRIL 2, 2009

Budget being the topic of conversation, I am going to share some tips and programs that will help make sense of your money. Making conscious decisions on what we buy and how we spend has become a science. Money and Style go hand in hand. No Finances, No Fashion it's that simple.

Finance 40

Finance Budgeting Budget Mobile Phone 40

Prairie Eco-Thrifter

JUNE 17, 2013

When you travel with family or friends, you’re bound to make compromises. When you travel alone, you’re answerable to nobody; you make your own plans, and choose your own destinations. You tend to look busy and occupied which makes it harder for people to strike up a conversation. It Builds Your Confidence.

Travel 228

Travel Debt Airfare Graduation 228

Prairie Eco-Thrifter

OCTOBER 5, 2014

Do you make enough money to cover your mortgage or rent, groceries, transportation, and other essential expenses, but find yourself on a treadmill of not being able to save? There’s no shame in ditching the second car and going down to a one car family to save money, pay back debt, or because you simply can’t afford the extras.

Budgeting 245

Budgeting Budget May Lunch 245

Prairie Eco-Thrifter

JULY 24, 2013

On Twitter the other day, I had an interesting conversation with some bloggers and followers regarding teenage employment. The conversation was brought on when my colleague told me that he wasn’t allowed to get a job while he was in high school because his parents thought he was too young to work.

College 228

College Kids and Family Activism Unemployment 228

Prairie Eco-Thrifter

JULY 25, 2013

She writes How Newlyweds Mess Up Their Finances to show just how important it is to have this crucial conversation with your mate. There are tons of ways to make money online and SB from One Cent at a Time writes Making Money Online in Few Unusual Ways to highlight some of the most interesting ways to make your time online work for you.

Fridays 169

Fridays Finance College Debt Free 169

Prairie Eco-Thrifter

JANUARY 14, 2012

This is not something I want to see, so today I have a few videos for you that will dispell credit card myths, teach you how to use them properly, how to keep them safe, and how to make sure you should be getting credit in the first place. The only investing strategy that makes sense to me is buy and hold. Take a moment to watch them.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

MARCH 7, 2013

I will have a great line up of articles for you as always, so there will be plenty of conversations and discussions to participate in during my absence. Do you ever suffer from debt envy? John at Frugal Rules lists some of the things that make him scratch his head –such as why do cats always land on their feet when they fall?

Vacation 169

Vacation Fridays Indonesia Personal Finance 169

Prairie Eco-Thrifter

NOVEMBER 12, 2015

Routines make you be healthier. Getting my exercise in before other things interfere makes it easier to keep it up. Knowing that I have already accomplished something before heading off for the day makes me feel good about myself. Routines make you more efficient. Household routines make better children.

Health 100

Health Painting Money Finance 100

Savings Corner

DECEMBER 27, 2023

The fixed income and lower volatility from bonds make them common with investors nearing or already in retirement, as these individuals may not have a long enough investment horizon to weather unexpected or severe market declines. As such, these loans are not backed by the government, making them a riskier option.

Real Estate 52

Real Estate Bank Banking Money 52