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How We Frugal-ed in July 2022

Family Balance Sheet

The value of the meal is $18, but the cash value of the 350 gas points for my vehicle is about $5.95–a great price for a dinner that I don’t have to cook! Credit Card Cash Back Redemptions in July: $196. However, once we paid off all of that debt, I started playing the credit card game.

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Find out how Jessica paid off $56,000 of student loans, credit cards, and a car loan.

Family Balance Sheet

I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. And I cut back on lifestyle – cooking food at home, taking the bus to work vs driving and paying for parking, etc. Stop eating out – it’s so much better for your wallet and your waistline to cook at home.

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Find out How Brian & His Wife Paid off $109,000 in Credit Card Debt

Family Balance Sheet

It was all consumer debt spread over 5 credit cards. With those principals in mind, we enrolled in a debt management program (DMP) through our local credit union and reduced our interest rates on all of our credit cards and began paying them off. We cut up our credit cards and never used them again.

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Money Matters - How to Build Healthy Financial Habits and Prevent Future Debt

Motherhood Moments

Or, instead of dining out every night, you may opt to cook at home more often. on your credit card. Make smart choices with credit. Credit can be a valuable tool when used wisely, but it can also quickly lead to debt if you're not careful. Invest in yourself. And this can help you steer clear of debt.

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Free things to do during the quarantine

Family Balance Sheet

Personally, to pass the unexpected free time, I’ve cleaned out closets and cupboards, taken walks, spent way too much time on social media, baked, cooked, and eaten way too many snacks. No credit card is required. Your credit card will be charged at the end of the trial. Thank you for your service!

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

The fact that neither one of us likes to cook and neither one of us is particularly good at it might have had something to do with it, too. I enjoy good food even though I don’t like to cook it – maybe especially because I don’t like to cook it. We didn’t start a family until we were married for almost 15 years.)

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How to Save Money When Traveling

Saving Everyday

We usually go with one empty credit card, put everything on that ONE card so it’s easy to keep track of, and try our best not to go over our spending goal. Airbnb is a fantastic option, especially if you want to cook some of your own meals, as most of them come stocked with the basics for cooking.