Family Balance Sheet

FEBRUARY 23, 2016

Are you ready to crush debt this year? We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. It will be quite a feat because by my calculations we’ll be short each month if we just apply our debt snowball payment. Stretch yourself.

Debt 100

Debt Goals 2016 Calculators 100

Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. “Debt is Dumb and Cash is King.”

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. Tell us about you and your family. How much debt did you pay off?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. Tell us about you and your family. Hi, We’re the Gann Fam! How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

OCTOBER 6, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. If you’re married, you must do this with your spouse. Today’s assignment: List your SMART financial goals.

Financial Goals 113

Financial Goals Goals Finance Organic 113

Savings Corner

DECEMBER 25, 2023

With a cash-out refinance , you’re getting a new loan that’s for more than you owe on your current mortgage. Many people use the cash from a cash-out refinance to fund large-scale home improvements, education expenses or debt consolidation. The lender uses your home’s value to set the HELOC limit.

Refinancing 52

Refinancing Debt Credit Cards College Tuition 52

Family Balance Sheet

DECEMBER 28, 2016

If you’re thinking about some resolutions for 2017 that have to do with YOUR finances, then I’m inviting you to join me in January for the New Year New You Financial Summit. Toni Husbands of Debt Free Divas. Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Family Balance Sheet

MARCH 26, 2021

Life suddenly changed for most of us in March 2020 and this past year of the pandemic has reinforced how important an emergency fund is. If you’re able, maybe use some of your stimulous money to put towards building an emergency fund. It was a very scary time for us. We had enough to get us through one more month.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Prairie Eco-Thrifter

MAY 25, 2014

Or put yet another trip to Las Vegas on the credit card. Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt. By then, I was married, raising a toddler, our family was paying down debt and I was practicing much better financial discipline.

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Family Balance Sheet

OCTOBER 15, 2021

I don’t recall why I never used the account, but I guess it just slipped my mind. We want to assist them in financing their college years and we needed to make some progress. We’re currently in the “shovel all extra funds into their college savings accounts season of life. Use a Upromise Mastercard.

College 130

College Used 2020 Saving 130

Family Balance Sheet

AUGUST 11, 2016

They’re taking a gap year between high school and college. We’re struggling with it all too. But for our own safety net, we must make our finances a priority. If you’re married, you MUST do this with your spouse.) We charted out our course of action to pay off debts and start saving for retirement.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. How much debt did you pay off?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

MAY 27, 2012

Like I state on my About page , I was in debt and living a life that didn’t satisfy me. Statistics show that nearly one in two Americans are in serious financial problems due to their debt levels. 10 Reasons Why You’re Broke If you always seem to have more month than cash, then it’s time to look at why.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Prairie Eco-Thrifter

JULY 31, 2014

Was it the time you were able to save up and pay for something, or the time the re-possessor came around and took that car back? Surviving a negative experience and enduring through or perhaps even overcoming it shows us that we are made of more than we ever dreamed, that we can do and be more than we thought. Challenge yourself.

Debt 167

Debt College Student Money 167

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. You will learn exactly what settings, plugins, and themes he uses. Do you review your finances monthly?

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. The Skilled Investor , Editor.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

MARCH 14, 2011

And one of the best ways to do it is to use a 529 plan.&#. posted at FIRE Finance , saying, “We decided to optimize our grocery expenses and pull the strings on our food budget even tighter. Kim McGrigg presents Small ways to save big on major purchases – Money Management posted at Blogging for Change.

Frugal 150

Frugal Movies Finance Bills 150

Prairie Eco-Thrifter

MAY 26, 2016

Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. But, with each of the above, you lose the use of that money and often have little chance of even getting it back, let alone making it grow.

Money 124

Money Saving Money Lowes Grandchildren 124

Savings Corner

DECEMBER 27, 2023

MORE ABOUT THE CARDS FEATURED ON THIS PAGE Use the buttons at the top of the page to see cards in different categories. Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account.

Credit Cards 52

Credit Cards Credit December Airline 52

Prairie Eco-Thrifter

MAY 21, 2012

If you’re anything like me, you’ve most likely found yourself sucked into the wonderful world of Pinterest at least once. Whether you’re spending minutes or hours pinning photos of your favorite meals, outfits or vacation destinations, there is a wealth of money-saving knowledge floating around on those boards.

Money 188

Money DIY Saving Money Saving 188

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. Tell us about you and your family. Yep, we’re newlyweds and eloped together in December 2013. How much debt did you pay off? What kind of debt was it? It took just over a year (14 months to be exact) before I paid off all my debts and became debt free!

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

FEBRUARY 4, 2014

When I was younger, I used to think that a higher income was the solution to most of my financial issues. My husband and I were graduate students with loans and credit card debt, and we were certain that a higher income would solve all of our problems. However, this isn’t always the case. I like travel.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Savings Corner

APRIL 4, 2024

Key takeaways Determine how much you need before you apply to avoid requesting more money after you’re approved or borrowing more than you need. Learn the approval requirements and prequalify (if offered by the lender) before applying to minimize your potential credit damage. Tip: Include fees in your loan amount calculations.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Read away my friends.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). that gym you no longer use.) If you achieve it, nothing happens, but if you don’t achieve it, the site will charge your credit card and donate money to a charity whose cause you hate. Consumers with better credit scores have better interest rates.

Monitors 40

Monitors Credit Debt Consumer 40

Savings Corner

DECEMBER 24, 2023

“Buyers should think about things like when they intend on moving and what they want in a home — amenities, ideal location and how long it could take them to save for a down payment,” says Edwence Georges, a real estate agent with RE/MAX in Westfield, New Jersey. Secure your financing A preapproval is not the same thing as official approval.

Real Estate 52

Real Estate Buy Buying Credit 52

Saving With Shellie

JANUARY 5, 2011

If getting your finances in order is one of your resolutions this year, I’d like to encourage you to use Mint. One of the benefits to Mint is that when you set up your account, you can link your bank, credit card, loan and investment accounts. They use the same encryption security that all the banks use.

Tools 49

Tools Money T-Mobile Mobile Phone 49

Prairie Eco-Thrifter

JULY 20, 2011

Guest Post Author Bio: David Bakke enjoys living frugally in Atlanta and frequently shares his best financial tips and experiences on Money Crashers , an online resource ranked as one of the top personal finance blogs online. I spent a lot of time scouring the newspapers and seldom yielded any coupons that I could use.

Frugal 174

Frugal Personal Finance Frugal Life Money 174

Saving With Shellie

JANUARY 5, 2012

One of the benefits to Mint is that when you set up your account, you can link your bank, credit card, loan and investment accounts. It only takes a few minutes and by doing this Mint can pull in your balances, purchases and stock trades and give you a complete picture of your finances. Mint.com is safe and secure.

Budgeting 51

Budgeting Budget Software T-Mobile 51

Savings Corner

DECEMBER 27, 2023

Bad credit loans: A guide to getting a personal loan with bad credit Upgrade: Best overall bad credit loans Why it made the list: Upgrade has a low minimum credit score requirement and low starting rates — a somewhat rare combination. Direct payment to creditors with debt consolidation loans.

Credit 52

Credit January Debt Credit Cards 52

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Tell us about you and your family. Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it!

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. Tell us about yourself. I am used to moving a lot! I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. How much debt did you pay off?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

OCTOBER 8, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. You’re about to find out! I have used Quicken software since the mid-90′s. 3 Steps To Help You.

Finance 113

Finance Money Organic Organization 113

The Frugal Girl

NOVEMBER 13, 2023

Today, we’re meeting a reader who has managed to live for 2.5 Tell us a little about yourself When asked the question “Where are you from? My interest in frugality is less about saving money specifically, and more about making good use of the resources I have. years with no car (and two small kids!). I have two!

Kids and Family 186

Kids and Family Parenting Cars Car 186

Prairie Eco-Thrifter

JANUARY 7, 2015

Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions. Since we just celebrated the New Year, now is the best time to clean up your finances. how much debt you paid off, if you have any. Re-Do Your Budget.

Goals 100

Goals Financial Goals New Year's Budgeting 100