Family Balance Sheet

OCTOBER 8, 2015

That merry time of year that is filled with faith, family, food, and a little bit shopping. The average American will spend about $700 on holiday purchases* and unfortunately many people will get a little surprise in the mail in January when the credit card bills start rolling in. 3 Smart Steps to a Debt Free Christmas.

Debt Free 100

Debt Free Debt Christmas Budgeting 100

The Frugal Girl

FEBRUARY 18, 2024

After I had kids, I swapped that time to growing all sorts of interesting heirloom foods in my backyard. The first few years after graduating, I racked up a large credit card debt and bought a new SUV that cost approximately the same as my annual salary. Enjoying some outdoor time. helping out 7.

Kids and Family 185

Kids and Family Home and Garden Money Frugal 185

Prairie Eco-Thrifter

JANUARY 18, 2019

Here are some situations that could warrant the need for quick funding: Debts Must Be Settled: For those that care about their credit score, paying off a debt means making sure that each monthly payment is made on time, and in full. Failing to do so could be detrimental to that squeaky-clean credit! Credit Cards.

Credit Cards 100

Credit Cards Credit Debt Hawaii 100

Family Balance Sheet

NOVEMBER 18, 2022

That merry time of year that is filled with faith, family, food, and a little bit of shopping. Americans will spend about $900 on holiday purchases** and unfortunately, many people will get a little surprise in the mail in January when the credit card bills start rolling in. Take these steps and have a Debt Free Christmas.

Christmas 130

Christmas Budgeting Budget Money 130

Prairie Eco-Thrifter

JANUARY 1, 2013

I was an expert at this; I spent every dollar I earned and juggled multiple credit cards to pay bills and buy whatever I thought I had the money for. Of course, by using credit cards for purchases and bills, I was spending money I didn’t have and probably wouldn’t have any time soon. Minimum Payments On Credit Cards.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

MAY 27, 2012

Like I state on my About page , I was in debt and living a life that didn’t satisfy me. Statistics show that nearly one in two Americans are in serious financial problems due to their debt levels. Avoid using store cards; they usually have excessively high interest rates and this negates any savings you might make.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. debts one by one. What inspired you to become debt free?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

JULY 31, 2014

Warm weather, plentiful food to be had without working, few natural enemies and etc would have let us live in ease, but would we have grown? If you are rock steady on the path to paying down your debts, pay more. When you were a college student, you may have learned a painful lesson about credit. Free money! Party time!

Debt 167

Debt College Student Money 167

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Tell us about you and your family.

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

NOVEMBER 22, 2012

Because so many people are living on incomes that cannot support their spending habits; living on borrowed money, moving money from account to account, buying, spending, hiding the bills, and eventually the ‘dog of debt’ will catch up to you and bite you right in your credit report. Embrace the Food Network. Buy Store Brands.

Saving Money 221

Saving Money Money Budgeting Budget 221

Prairie Eco-Thrifter

APRIL 11, 2011

Join the husband/wife blogging team of Broke Professionals as they attempt to dig themselves out of a combined six figures in student loan debt. On credit cards and debt: “Credit cards are the easiest way to get into trouble. Stay out of debt in general. He is one of my heroes. Neither do you.

Work 133

Work Debt Credit Cards Finance 133

Prairie Eco-Thrifter

JULY 30, 2012

This means accommodation, food, utility bills, basic clothing and health care. Eliminate Debt Everyone has debts. It is usually debts that cause the most financial problems. It is usually debts that cause the most financial problems. Spend most of your money on what you ‘need’ to live. and follow it?

Debt 202

Debt Budgeting Budget Finance 202

Prairie Eco-Thrifter

FEBRUARY 5, 2013

Perhaps he doesn’t like spicy food, but she grew up with it and loves it. Secrets such as one partner getting a new credit card, not letting their spouse know about it and running up the balance cause marital discord and individual agony. And then there’s money. Give Each Other A Break And Some Breathing Room.

Money 269

Money Giveaway Goals Debt 269

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Coupons Do Work

OCTOBER 3, 2016

Since I do not use a credit card anymore (and read recently that banks are in debt due to too much credit cards out there), why not start saving now, with these easy tips : Want more frugal tips/ articles/ DIY stuff? Christmas is around the corner — uh-oh! that means, money! I once saw $2 KFC on Ibotta!).

Christmas 153

Christmas Swagbucks Bank Banking 153

Prairie Eco-Thrifter

MARCH 14, 2011

posted at FIRE Finance , saying, “We decided to optimize our grocery expenses and pull the strings on our food budget even tighter. Consumer Boomer presents How To Be Frugal With Your Credit Card posted at Consumer Boomer , saying, “Frugal use of a credit card can actually save you money rather than cost you money!

Frugal 150

Frugal Movies Finance Bills 150

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

APRIL 6, 2012

It’s modeled much like Michael Pollans Food Rules with many one-page rules that give short but useful tidbits of information. Teacher Man presents Why Credit Cards Are Dangerous For Students posted at My University Money , saying, “I am on the record as having said that I believe students should sign up for credit cards.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? Madison presents Credit Card Application Spree to Maximize Sign Up Bonuses posted at My Dollar Plan , saying, “It’s time for a round of credit card applications to make some money! Readon for some great bonuses.

Money 113

Money May 2012 Debt 113

Saving Cents With Sense

DECEMBER 20, 2013

Food and Decorations. The average shopper will spend $100 on food and candy and $51.60 Start the New Year off right by making a commitment to save money and pay off debt. Look for sources of cash that you can tap into and pay down debt. The NRF reports that these one-for-you-two-for-me shoppers will spend about $129.62

Christmas 75

Christmas DIY Debt Pay Off Debt 75

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. How much debt did you pay off? What kind of debt was it? We paid off $7,665 worth of credit cards, school loans and a car loan. We started paying it off when we got married and became debt free just shy of our second anniversary. Where are you from?

Debt 100

Debt Debt Free College Finds 100

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We are co-hosting a bday party for a dear friend of mine this Saturday and we are in charge of all the food. We have more stable careers, we have no debt (other than our mortgage), and we own a home. Reducing Debt. Frugal Dad shares with us 10 Side Hustles that we can use to pay off our debt. How about you? Congrats!!

February 113

February Debt Finance Personal Finance 113

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Prairie Eco-Thrifter

MAY 1, 2012

She got rid of her credit card debt using this.” I have found new recipes, I eat more healthy food and I have even lost a few pounds. Mary-Ellen says – “I had to have everything straight away; I was a shocking impulse buyer. Gee, it mounts up quickly!” Bobbi started cooking at home instead of always dining out. “I

Money 211

Money Debt Debt Free Cooking At Home 211

Prairie Eco-Thrifter

OCTOBER 15, 2011

Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company? Here’s some tips to be wary of when trying to consolidate your debt. Money Reasons: Why I Got An American Express Blue Cash Card MR loves reward credit cards. So what did they do?

October 200

October 2011 Finance Personal Finance 200

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. Stop using your credit cards. Credit cards make buying too easy and you usually end up buying too much when you use them. Reduce convenience foods. 20 Tips for Frugal Living. You have more options with a frugal lifestyle. Plan ahead.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Family Balance Sheet

SEPTEMBER 19, 2014

Gifts, decorations, holiday cards and let’s not forget the food. Rather than succumb to the chaos, let’s plan together to spend only what we have and not put one dime of our holiday spending on a credit card. In January 2015, we will not have a feeling of dread when the credit card bills start rolling in.

Debt Free 100

Debt Free Debt Christmas Budgeting 100

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? I had $56,000 of debt when I decided to become debt free. I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. What inspired you to get debt free?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Prairie Eco-Thrifter

JANUARY 26, 2011

I have been able to save on things like food, gas, and clothing. To find other ways to reduce your expenses, take a close look at your checkbook and credit card statements. Believe it or not, there are lots of ways to save money, no matter how much of it you have- or don’t have.

Bills 124

Bills Money Insurance Saving Money 124

Prairie Eco-Thrifter

JULY 20, 2011

I’m a vegetarian and I eat quite a bit of organic foods, so my diet doesn’t match up with many manufacturer’s coupons. For example, if you’ve gotten yourself down from five-digit credit card debt to a zero balance, then your monthly bills are the lowest they can be, so it’s okay to spend a little on yourself.

Frugal 174

Frugal Personal Finance Frugal Life Money 174

Prairie Eco-Thrifter

MAY 8, 2011

t Paydown Your Credit Cards. Crystal presents 5 Credit Card Mistakes You Want to Avoid. Credit cards can be a great tool but these mistakes are all too common. Avoid them and you’ll do fine in the world of credit. Glen Craig presents Credit Cards for Excellent Credit.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

The Frugal Girl

NOVEMBER 13, 2023

Limiting waste is what really drives most of the habits I have that would qualify as “frugal” – reducing/eliminating food waste, returning unneeded items, pursuing refunds, checking on warranties, repairing things, etc. For me, being in the kitchen and making food for people is an act of love.

Kids and Family 191

Kids and Family Parenting Cars Car 191

Prairie Eco-Thrifter

JUNE 14, 2012

All you need is a list of expenses, both fixed (rent, loan repayments) and variable (food, clothes, fuel), and a list of all sources of income. Your budget helps you manage your debts, get them paid off and stops you getting in any deeper. You might need a new outfit but you ‘ need ’ food and a way to get to work more!

Simple 221

Simple Finance Budgeting Budget 221

The Frugal Girl

MARCH 4, 2024

manicures pedicures expensive or trendy clothes and shoes brand-name foods gym memberships a large-screen TV, streaming services, movies the latest phones and tech gadgets fine wines alcohol cigarettes credit card debt The list goes on. The food you will actually eat is what is worth buying!

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Finally Frugal

FEBRUARY 14, 2011

However, after purchasing some really, really expensive food, I think my allergic cat is finally on the mend. Unfortunately, my credit card bill has now expanded to match the frustration I was feeling last week as I cleaned up the floor multiple times. I know that I did the right thing since my cat is like family.

Emergency Fund 45

Emergency Fund Bills Cat Credit Cards 45

Prairie Eco-Thrifter

FEBRUARY 19, 2013

Food accounts for 15.6% Credit Cards. Credit cards are probably the greatest danger to all your best intentions of sticking to your budget. The chances are you already have a hefty credit card debt you are trying to pay off, so adding to it is only going to make things harder. Bottom Line.

Budgeting 222

Budgeting Budget Credit Cards Transportation 222