For the Mommas

JULY 24, 2016

Eat out less. One of the biggest expenses you probably incur is eating out. The average person spends over $2,000 a year on eating out. Instead of eating out, pack your lunch. Stop using your credit cards. Reduce convenience foods. Save money by preparing your own meals.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Penge Snak!:

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Saving Everyday

OCTOBER 3, 2023

How to Save Money When Traveling When it comes to traveling, the three main areas you can save are accommodations, travel, and food. This doesn’t mean every minute of your day needs to be planned out. Personally, I like having an overall budget because trying to keep track of what we spend every day stresses me out.

Saving Money 52

Saving Money Money Travel Hotel 52

Family Balance Sheet

NOVEMBER 19, 2014

The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. We ate at home a lot and watched our food budget carefully. We still allotted a lot of money for food, but we were careful not to go too far over budget. It’s feels nice to spend money on a date night out.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

JUNE 1, 2011

Maybe you don’t want to cook at all during your vacation or maybe eating out for every meal is beyond what your budget can handle. Use Cash I like to use cash while on vacation, because I am less tempted to buy useless souvenirs and over spend with a credit card, but it takes a little planning to come up with the cash that we need.

Vacation 178

Vacation Saving Money Money Food and Drink 178

Prairie Eco-Thrifter

NOVEMBER 22, 2012

Believe it or not, those name brand foods, household goods, clothing, and accessories you buy can be found in the same aisles with the name of the store stamped on them. Embrace the Food Network. If you spend $100 per week on eating out, that is $100 worth of money you can be putting towards your credit card debt.

Saving Money 221

Saving Money Money Budgeting Budget 221

Family Balance Sheet

SEPTEMBER 20, 2016

It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. Knowing our bank account was empty, I was hoping that one of our maxed out credit cards would have enough room to get him $20 bucks worth of gas to get him to work the next day.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Prairie Eco-Thrifter

JANUARY 26, 2011

I have been able to save on things like food, gas, and clothing. Here are some examples: Stop eating out on the weekend. To find other ways to reduce your expenses, take a close look at your checkbook and credit card statements. The trick is, you just have to know where to look to find the savings.

Bills 124

Bills Money Insurance Saving Money 124

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. out and it gave us the momentum we needed to focus on all of our other. We tackled our small credit card balance, then our. because we aren’t eating out. We knew it would take us years to get out of debt!

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

APRIL 12, 2016

I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. And I cut back on lifestyle – cooking food at home, taking the bus to work vs driving and paying for parking, etc. Stop eating out – it’s so much better for your wallet and your waistline to cook at home.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

The Frugal Girl

NOVEMBER 13, 2023

Limiting waste is what really drives most of the habits I have that would qualify as “frugal” – reducing/eliminating food waste, returning unneeded items, pursuing refunds, checking on warranties, repairing things, etc. For me, being in the kitchen and making food for people is an act of love.

Kids and Family 191

Kids and Family Parenting Cars Car 191

Prairie Eco-Thrifter

SEPTEMBER 25, 2012

We shopped at garage sales, turned down the heat, combined errands to use less gas, didn’t buy a lot of prepared food, cooked at home and the like. Eating out or going to a movie were once a year events. We especially never put anything consumable (like gas, food, eating out, movies and etc) on a credit card.

Thrifty 213

Thrifty Garage Spendthrift Fair-Trade 213

Prairie Eco-Thrifter

APRIL 8, 2014

Last summer in my Grandma Rie’s Money Camp, we gave the 3 kids advertisements from the Sunday paper and asked them first to identify and cut out things that were needs; and then to do the same with things that were wants. It is food, so maybe a need. Credit card balances. Yes, credit cards were available.

Phones 204

Phones Parenting Kids and Family Credit Cards 204

Prairie Eco-Thrifter

FEBRUARY 9, 2012

You know you shouldn’t be using credit cards all the time. But there is no way you are going to give up cable, the cell phone, eating out or your gym membership. You spend until the money runs out and then you put your purchases on your credit card. Put some money aside for savings and food.

Money 203

Money Debt Finance Credit Cards 203

Family Balance Sheet

JULY 9, 2015

The interviewees also found that cutting their food spending freed up quite a bit of money to apply towards debt. She also prepared extra food to freeze for late days. This helped her not blow the budget on dining out. ACTION STEP: If you would like to lower your food bill, here are my best tips: 11 Simple Meal Planning Tips.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. – Food: groceries, meals out, school lunches. If you’re spending too much at restaurants, read: 15 Smart Tips to Save Money When Eating Out .

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JUNE 2, 2016

Firstly, I was offered a better-paid job but needed a vehicle to get there, so I took out a loan to buy one. At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. That meant no vacations, no new clothes, no eating out, nothing. Initially it all seemed fine.

Debt 100

Debt Finds Debt Free Pay Off Debt 100