Family Balance Sheet

MARCH 9, 2018

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This package of 9 Microsoft Excel spreadsheets is designed to help you organize your finances, plan for major purchases, create a budget, understand your cash flow, and track your net worth.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Read away my friends.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Only a small portion of your FICO score is based on having and using revolving credit. Where Credit Scores Come From. Your Score.

Credit Cards 234

Credit Cards Credit Building Rent 234

Prairie Eco-Thrifter

MARCH 8, 2017

So do finances. If you give the same care to you finances that you give your garden, both should grow. You wouldn’t think of planting your day lily in the middle of an interstate, so don’t think of planting your finances in a hostile environment. It’s the same way with finances. Use good stock.

Finance 133

Finance Growing Flowers and Plants Gardening 133

Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Credit Card Cash Back Redemptions in April: $439.62. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending.

April 130

April Money Credit Cards Donation 130

Family Balance Sheet

APRIL 1, 2015

He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. Tell us about you and your family. We’re a family of five, including, me, my wife and 3 children: 15 year old fraternal twins and a 12 year old son. We are a close family that likes to laugh. Where are you from?

Debt 100

Debt Credit Cards Debt Free Credit 100

Prairie Eco-Thrifter

OCTOBER 21, 2012

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

APRIL 1, 2011

You spring clean your home; why not spring clean your finances? Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals. The Family Balance Sheet is a form that I created to help me communicate the state of our finances with my husband.

Finance 127

Finance Financial Goals Goals Credit 127

Family Balance Sheet

SEPTEMBER 21, 2015

We carried no credit card debt and we contributed to our retirement. I was reminded that even though August 2013 was a scary time, I learned some valuable lessons and proved to myself that I can make positive changes with regards to my family’s finances. 5 Lessons Learned When Our Finances Went Awry.

Finance 100

Finance Debt August 2013 100

Family Balance Sheet

OCTOBER 6, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Is it to pay off your house?

Financial Goals 113

Financial Goals Goals Finance Organic 113

Family Balance Sheet

OCTOBER 13, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Have you had weeks like that?

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Family Balance Sheet

OCTOBER 14, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Let us know in the comments.

Finance 100

Finance Giving Organic Organization 100

Prairie Eco-Thrifter

MAY 15, 2012

I mean, I was young, life was good, things were happening; what did I need all that finance stuff for? Better late than never’ is a good approach to personal finance for the over 40s. You might decide you don’t need two family-sized cars anymore. This was me, that’s for sure. I was doing OK!

Personal Finance 221

Personal Finance Finance Debt Calculators 221

Family Balance Sheet

OCTOBER 15, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Let us know in the comments.

Finance 100

Finance Organic Organization Emergency Fund 100

Family Balance Sheet

OCTOBER 8, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. 3 Steps To Help You.

Finance 113

Finance Money Organic Organization 113

Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. In my spare time, I love hanging out with family and friends, running (I have completed three half marathons) and singing in my church choir.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

The Frugal Girl

MARCH 4, 2024

We consider her our “bonus kid” and our family is extremely close. Although my parents never specifically taught me about finances, they lived a frugal life by necessity. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. Go figure.

Green And Frugal 179

Green And Frugal Kids and Family Hotel Frugal 179

Family Balance Sheet

OCTOBER 17, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. What is your plan?

Debt 100

Debt Finance Organic Organization 100

Family Balance Sheet

APRIL 19, 2016

She writes at her personal finance website, And Then We Saved. Tell us about you and your family. My family moved to Lincoln, Nebraska before my Junior year in high school. It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. Where are you from?

Credit Cards 100

Credit Cards Debt Free College Debt 100

Family Balance Sheet

MARCH 26, 2021

Do you have enough cash to cover them or would you have to rely on high-interest credit cards or a loan from your family? With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Family Balance Sheet

APRIL 9, 2021

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. We agreed that credit card debt wasn’t very smart, but a car loan? Our personal finances are so interwoven with our small business finances that we view them as one.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

JULY 13, 2015

Before you get ready to shove those kids of yours out of the nest, here are what I consider to be (based on my experience as a person, a Mom, and a Grandma) the most important things you (or someone) should teach them about personal finance. Here, told as I would tell it to my Grandkids, are my top 5 lessons. How to manage life activities.

Personal Finance 100

Personal Finance Finance Debt Money 100

Family Balance Sheet

DECEMBER 28, 2016

If you’re thinking about some resolutions for 2017 that have to do with YOUR finances, then I’m inviting you to join me in January for the New Year New You Financial Summit. Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles. 3 pm EST: Budgeting Basics with Jessi Fearon.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Family Balance Sheet

OCTOBER 15, 2021

We want to assist them in financing their college years and we needed to make some progress. Side Note #1: I do not advocate the use of credit cards unless you are able to pay off the balance every month so as not to incur fees and charges. Please: READ AND RESEARCH TO DETERMINE what is best for you and your family.

College 130

College Used 2020 Saving 130

Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. The more complicated your finances are, the harder it all seems. Simple finances work for you rather than against you, so it’s a win-win. Reduce Your Credit Cards Ouch!

Simple 221

Simple Finance Budgeting Budget 221

Savings Corner

DECEMBER 24, 2023

For example, your home would count toward your net worth if you’re willing to use it for a home equity line of credit or sell it should the need arise. That includes revolving consumer debts — such as credit card balances — as well as personal, auto, payday and title loan balances. families by income Net worth of U.S.

Calculators 52

Calculators Taxes Debt Consumer 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

That’s why a vast majority of us go the financing route. Do you want something spacious enough for the whole family, or are you going through a bit of a mid-life crisis and, therefore, want a two-door sports car? Use Cash Every time you use your credit card, you are paying interest on that purchase.

Cars 52

Cars Car Bank Banking 52

Prairie Eco-Thrifter

MAY 25, 2014

Or put yet another trip to Las Vegas on the credit card. By then, I was married, raising a toddler, our family was paying down debt and I was practicing much better financial discipline. My rewards credit cards were feeble, and I didn’t have a plan for using them. Now, my focus looks a little forward.

Money 209

Money Giving Las Vegas Credit Card Rewards 209

The Frugal Girl

FEBRUARY 18, 2024

A few years back, my extended family took a trip to Holland, Michigan. My family loves watching movies and tv series together, and having regular game nights. As an adult, it’s important to me to continue to be generous, as well as, provide financial security for myself and my family. A freebie cabinet.

Kids and Family 185

Kids and Family Home and Garden Money Frugal 185

Penny Pinchin' Mom

FEBRUARY 16, 2024

Believe me when I tell you that your financial literacy is just as important as taking care of your family. Besides, paying off your debt and keeping it at a healthy minimum will help your credit score rating. To create a good credit rating, I take out small personal loans from time to time. You can do this with anything.

Money 52

Money Insurance Debt Bulk 52

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. My family’s finances have also been affected. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. Everything changed. Our emergency fund.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

MARCH 4, 2015

Tell us about you and your family. I love photography, archery, yoga, reading self-help books, taking spinning classes and being with my friends and family as much as possible. in credit card debt, and an additional $28,756.17 Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life.

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

NOVEMBER 19, 2014

Tell us about you and your family. The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. We realized that we wanted to travel as a family and the only thing keeping us from seeing the world was money. Daniel does all the day-to-day finances.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

FEBRUARY 11, 2016

Do you have enough cash to cover them or would you have to rely on high interest credit cards or a loan from family? With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Family Balance Sheet

MARCH 6, 2012

I'm participating in Women’s Money Week which is about encouraging women to speak up about money, take control of our finances, and reshape our financial future. Designate a Family Office Manager. No surprise there; I write a blog about family finances. But I also want to be the Family Office Manager (FOM).

Money 225

Money Financial Goals Goals Kids and Family 225

Prairie Eco-Thrifter

AUGUST 19, 2012

Pertinent knowledge and prior planning will help you limit the long-lasting effect financial difficulties can have on you and your family. Credit card debt remains at an all time high; this is the first debt to attack and get under control. As each one is paid off, cut up the card and close the account. I’m sure everyone.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

JULY 9, 2013

Another thing that, according to the National Foundation for Credit Counseling (NFCC), happens in childhood that affects our adult finances is that we learn from the financial behavior of our parents. They didn’t use credit (I’m not even sure they ever had a mortgage!) until late in life and then only credit cards.

Used 228

Used Parenting Credit Cards Debt 228