Couponing 101

MAY 28, 2019

But there’s one thing that a lot of parents forget that their kids will absorb: financial habits. adults have credit card debt, kids might not be learning the best financial lessons to set them up for future success. Work on Setting Goals. Since an estimated 55% of U.S.

Saving Money 84

Saving Money Money Simple Financial Goals 84

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. ” We’ve been there too.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

SEPTEMBER 2, 2022

I’m always looking for ways to save my family money to not only help us get through current higher food and gas prices but also to help us achieve our big financial goals. I redeemed credit card points from our business card for a $100 Target gift card and used the gift card on back-to-school necessities. $40

August 130

August Frugal Green And Frugal Financial Goals 130

Family Balance Sheet

APRIL 1, 2015

It was all consumer debt spread over 5 credit cards. With those principals in mind, we enrolled in a debt management program (DMP) through our local credit union and reduced our interest rates on all of our credit cards and began paying them off. We cut up our credit cards and never used them again.

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

MARCH 9, 2018

One January, we received a very large credit card bill in the mail. I knew it was coming, because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them. Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Prairie Eco-Thrifter

MARCH 24, 2013

He pays off his credit card BEFORE the statement comes! Set your financial goals. In order to meet some financial goals, you must take some level of risk. However, unless you agree on what your financial goals are as a couple, chances are you won’t get there. Nothing in life is certain.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Family Balance Sheet

SEPTEMBER 17, 2021

In fact, it was one of my 2020 financial goals. Contact Info – I included names and numbers of extended family members, along with business cards of important contacts. Credit cards. I had all of this info scattered in my brain and in different file folders. Bank accounts. Retirement. Business Accounts.

Family 130

Family Financial Goals 2020 Insurance 130

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

APRIL 13, 2011

Are you surprised when your credit card bill arrives at how much more you charged than you thought you had? We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. Leave your credit cards at home.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Family Balance Sheet

AUGUST 21, 2020

My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. Liabilities: Liabilities are what you OWE money on, such as car loans, student loans, credit card balances, and mortgage balances. It showed him what we OWE and what we OWN.

Family 241

Family Debt Finance Kids and Family 241

Prairie Eco-Thrifter

MAY 30, 2012

Having Multiple Credit Cards Buying with credit cards leads to spending more than you earn and we all know where that leads. Interest rates on credit cards are usually the highest around so you are actually paying many times what the item is worth.

Money 235

Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

APRIL 1, 2011

Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals. Did you make some financial goals for 2011 back in January? Take some time this month to review your goals. If you didn't make any goals in January, take some time to plan for the balance of the year.

Finance 127

Finance Financial Goals Goals Credit 127

Savings Corner

APRIL 4, 2024

Types of mortgage refinance There are many types of refinancing , so consider each within the context of your unique financial situation. Your goal might be to adopt a shorter loan term, or maybe your focus is to lower monthly payments. You can use these funds as retirement income, to pay medical bills or for any other goal.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Family Balance Sheet

APRIL 19, 2016

It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. If married, who initiated the debt free goal? What are your financial goals now? The post Find out how Anna paid off $23,605 in college, personal loans, and credit cards.

Credit Cards 100

Credit Cards Debt Free College Debt 100

Family Balance Sheet

DECEMBER 10, 2014

After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. Who initiated the debt free goal? He leaves most of the financial goals up to me, but we make the decisions together. What are your financial goals now? What kind of debt was it?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

MARCH 6, 2012

Make Clear Financial Goals {Together}. Take some time to discuss your family and marriage's financial goals. I have found that there is less tension when we are both on the same page with our goals, but you need to take the time to discuss those goals together. Do you want to eliminate your credit card debt?

Money 225

Money Financial Goals Goals Kids and Family 225

Prairie Eco-Thrifter

JANUARY 7, 2015

Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions. That’s why a year end review is a good idea, financially. whether you had any goals that you set financially (did you stick to them, or stray from them?).

Goals 100

Goals Financial Goals New Year's Budgeting 100

Savings Corner

DECEMBER 24, 2023

One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. How a personal loan works A personal loan is money you borrow from a bank or other financial institution with a set repayment period and consistent monthly payments.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. We are in what I call our “shovel season of life” Our oldest daughter leaves for college in the fall of 2024 and we have a big savings goal to hit before then. 4 – Credit Card Rewards – $241.78

Frugal 100

Frugal June Flights CD 100

Prairie Eco-Thrifter

NOVEMBER 29, 2012

One of the most important things in life is to find ways to achieve your financial goals. However, planning for your financial future can be tricky and complicated because there are many things to prepare for and arrange. Your acceptable risk is usually determined by your financial goals, your age and your circumstances in life.

Life Insurance 203

Life Insurance Financial Goals Insurance Taxes 203

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) We just wanted to pay off our credit cards, which seemed like a huge task since we’d struggled with it for years. Who initiated the debt free goal? What are your financial goals now?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Penny Pinchin' Mom

FEBRUARY 16, 2024

Here’s why: It leaves you with more disposable income It gives you greater peace of mind It makes it easier for you to invest the extra cash When you don’t have crushing credit card debt to worry about, you can plan your finances better, invest more, and spend the excess cash on better insurance policies for yourself and your family.

Money 52

Money Insurance Debt Bulk 52

Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. We use a Discover credit card to pay for monthly expenses at our business. My hope is to have it all paid off by the end of 2016 and to do so we need to get creative and resourceful. Where can we find extra money?

Debt 100

Debt January Money Financial Goals 100

Family Balance Sheet

MARCH 4, 2015

in credit card debt, and an additional $28,756.17 I felt a lot of relief when I was finally debt free and actually made a new goal to pay off my house as quickly as possible. What are your financial goals now? How much debt did you pay off? What kind of debt was it? How long did it take you? I had $50,784.35

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

FEBRUARY 4, 2015

I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover. We also continued using debit and credit cards (paid in full multiple times per month) for the convenience of tracking our expenses online. What are your financial goals now?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We agreed that credit card debt wasn’t very smart, but a car loan? We thought we were doing really well.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

AUGUST 11, 2014

The debt included overdraft protection, mattress, car, and a credit card (post divorce stress spending, clothes to accommodate the yo yo diets and weight for 2 years, a trip to Disney World & I’m sure several things that I don’t remember because I was spending without a plan). Who initiated the debt free goal?

Debt Free 235

Debt Free Debt Mom Goals 235

Prairie Eco-Thrifter

DECEMBER 7, 2014

Used properly, it can help you build your dream home and reach your financial goals. Using a peer loan to pay off high-interest credit cards does not mean you can run out shopping and max out your cards again. Used irresponsibly, and like any tool, it can smash your fingers something fierce.

Debt 188

Debt Personal Finance Finance Credit 188

Prairie Eco-Thrifter

FEBRUARY 5, 2013

You may have different needs and desires and goals for your life. Although my spouse and I didn’t do this, we got lucky and had similar upbringings in the money sphere and we grew to have common goals. If you agree on your financial goals and approaches, neither of you will feel compelled to control the others money use.

Money 269

Money Giveaway Goals Debt 269

Prairie Eco-Thrifter

APRIL 10, 2014

When you overspend for convenience, you sink into debt, stuck with high interest credit card payments and risk of damaging your credit when you fall behind on your bills. Excuses and avoidance are dangerous to your long term financial health. Get Organized'

Price 209

Price Rent Financial Goals Converse 209

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. While I don’t advocate the use of credit cards with a continuing balance, we do use a credit card on many purchases and pay the balance off when the bill comes.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Family Balance Sheet

NOVEMBER 19, 2014

The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. Who initiated the debt free goal? What are your financial goals now? When you can agree on a common goal then you both be very excited and motivated to get the debt paid off.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

The Frugal Girl

MARCH 4, 2024

A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. Anyone who uses credit cards to collect travel points might want to follow thepointsguy.com; the site covers a lot of territory in the travel rewards arena.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Prairie Eco-Thrifter

JULY 31, 2014

But how can you learn to use those negative experiences, and teach your children to do so as well to benefit your financial health? Set new financial goals for yourself. Set new goals for yourself at each stage of life. When you were a college student, you may have learned a painful lesson about credit. Free money!

Debt 167

Debt College Student Money 167

Family Balance Sheet

JUNE 16, 2015

We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. Decide here and now what your goals are and write them down. Who initiated the debt free goal? We took a deep breath, celebrated for five seconds and then set about a new goal of saving for a down payment. Write down your goals.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

SEPTEMBER 20, 2016

He has paid a price to win with hard work and sacrifice to reach his goals, and I truly admire him for that. It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Prairie Eco-Thrifter

MARCH 8, 2017

It is the same with your finances, whether with credit, savings or investments, use the most reputable institution offering the best plans that you can find. Don’t use a high interest, annual fee credit card without redeeming qualities. Discuss and agree on financial goals within your family.

Finance 133

Finance Growing Flowers and Plants Gardening 133