Family Balance Sheet

APRIL 1, 2015

It was all consumer debt spread over 5 credit cards. It was many years of over spending and not having a plan for our money that led us to that point. In June of 2010, we hit our rock bottom point. We cut up our credit cards and never used them again. What are your financial goals now?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

APRIL 19, 2016

It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. It was more that I finally got to the point where I was sick of feeling like crap about myself and I was ready to do whatever it took to try to change things. What are your financial goals now?

Credit Cards 100

Credit Cards Debt Free College Debt 100

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. We use a Discover credit card to pay for monthly expenses at our business. We earn reward points from our Discover card and you can buy gift cards with the points. Where can we find extra money?

Debt 100

Debt January Money Financial Goals 100

Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. We have already used one of the credits for my daughter’s flight to the Midwest later this summer. 4 – Credit Card Rewards – $241.78 6 – Gas points – 60 cents off gas!

Frugal 100

Frugal June Flights CD 100

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) We just wanted to pay off our credit cards, which seemed like a huge task since we’d struggled with it for years. Who initiated the debt free goal? What are your financial goals now?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We agreed that credit card debt wasn’t very smart, but a car loan? We thought we were doing really well. Prioritize.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. While I don’t advocate the use of credit cards with a continuing balance, we do use a credit card on many purchases and pay the balance off when the bill comes.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Family Balance Sheet

FEBRUARY 4, 2015

Luckily, even without misguided financial beliefs, we did pay off a significant portion of our debt before having kids. At the point when we finally got serious about paying off our debt we had $22,047 left. We have never carried credit card debt during our marriage, so we felt comfortable that it wouldn’t be a temptation.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

JULY 31, 2014

But how can you learn to use those negative experiences, and teach your children to do so as well to benefit your financial health? Set new financial goals for yourself. When you were a college student, you may have learned a painful lesson about credit. Credit card offerings to college students used to be ubiquitous.

Debt 167

Debt College Student Money 167

Prairie Eco-Thrifter

FEBRUARY 5, 2013

Another way to explore your money attitudes is to take a money type quiz such as the one on Practical Money Skills for Life which measures your propensity to acquire, spend or manage money or the one from CNN Money that takes just a few minutes and can also be a starting point for discussions. If All Else Fails, Get Financial Therapy!

Money 269

Money Giveaway Goals Debt 269

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Philip Taylor from PT Money Personal Finance presents The Best Gas Rewards Credit Cards–June 2011. Ben from Money Smart Life provides Credit Card Bonus Comparison Charts so you can make the best decision.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

JUNE 16, 2015

We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. But I would say the breaking point came in June of 2011 when I was in a car wreck. What are your financial goals now? We are what some might call homesteaders, we raise our own chickens and garden. How much debt did you pay off?

Debt 100

Debt Debt Free Finds Goals 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Financial Success for Young Adults: Financing a Home Modification – At some point in your life, it may be necessary to modify your home. Funancials: Lesser Known Credit Card Perks – Most people are aware of the advantages to using a credit card. I am fed up and want to move.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

SEPTEMBER 29, 2016

We also had four credit cards, two lines of credit, and a car loan. At that point I knew something had to change. What are your financial goals now? We owed money to just about everybody. We had two student loans that still had balances, even though we’d already been paying on them for 10 years.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 21, 2015

We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). We agree on what happens to our extra cash and discuss weekly our goals for saving and investing as well as any big ticket purchases on the horizon. What are your financial goals now?

Debt 100

Debt Debt Free Las Vegas Finance 100

Savings Corner

APRIL 4, 2024

To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. But there’s one key difference: You use the cash from the equity you’ve built in your home to repay other non-mortgage debt, like credit card balances.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. Get started: You can get your credit report and score from each of the three major credit reporting agencies, Equifax, Experian and TransUnion, for free once a year. Your bank or credit card company might offer free access to your score or credit report, too.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. We tackled our small credit card balance, then our. What are your financial goals now? some goals, write up a budget, cut out everything you can at first, and. How long did. it take you? We are debt. free except for our mortgage.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

DECEMBER 10, 2014

After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. The main event that catapulted me into wanting to be debt free, was the lowest point in my life to-date. He leaves most of the financial goals up to me, but we make the decisions together.

Debt 227

Debt Debt Free Financial Goals Goals 227

The Frugal Girl

MARCH 4, 2024

I read every post, but don’t comment often – usually some of you have already made my point for me. A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. How did you get interested in saving money?

Green And Frugal 177

Green And Frugal Kids and Family Hotel Frugal 177

Penny Pinchin' Mom

FEBRUARY 16, 2024

The point is that women tend to outlive men across the globe. Besides, paying off your debt and keeping it at a healthy minimum will help your credit score rating. Set personal and financial goals for your savings. By paying off the heavy, high interest debt, you will be on a much easier financial path.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

NOVEMBER 29, 2012

One of the most important things in life is to find ways to achieve your financial goals. However, planning for your financial future can be tricky and complicated because there are many things to prepare for and arrange. This brings us to the point of beneficiaries. How are you planning for your financial future?

Life Insurance 203

Life Insurance Financial Goals Insurance Taxes 203

Penny Pinchin' Mom

MARCH 11, 2024

Unfortunately, many of us head out to the grocery stores armed with nothing but our credit card and a rough idea of what we need. This can ultimately lead to substantial savings that can go toward your financial goal and keep you from being wasteful. With a meal plan, you will only get what you need.

Saving Money 52

Saving Money Money Mom Used 52

Family Balance Sheet

FEBRUARY 3, 2016

We paid off $7,665 worth of credit cards, school loans and a car loan. At this point, I handle the day to day finances. What are your financial goals now? Right now, the main goal is to finish saving up all the money my husband needs to finish school, which should be done later this year.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JUNE 2, 2016

At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. It was getting to the point that as soon as I got paid, covered my monthly bills and made the required debt repayments my bank account was back to zero again. What are your financial goals now?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

MAY 27, 2015

And this is just on a mortgage, not including any credit card or student loan debt. At one point towards the end of our 33 month journey, we were paying 5 times our mortgage (over $5,000) towards our house. Once our kids are in school our goal will be to look into buying our dream home. What are your financial goals now?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

AUGUST 11, 2014

The debt included overdraft protection, mattress, car, and a credit card (post divorce stress spending, clothes to accommodate the yo yo diets and weight for 2 years, a trip to Disney World & I’m sure several things that I don’t remember because I was spending without a plan). What are your financial goals now?

Debt Free 235

Debt Free Debt Mom Goals 235