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Family Budget Spreadsheets 2021

Family Balance Sheet

Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come. Color in the blocks as you hit your goals.

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A Goal Without a Plan is Just a Wish

Family Balance Sheet

On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed. At my age, my parents had 20 years of kid-free living ahead of them to focus on their own career goals and to save for their retirement. Our business is again thriving.

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Introducing: Family Budget Spreadsheets

Family Balance Sheet

There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come. This is a 12 month spreadsheet.

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Four Reasons to Have a Gravel Driveway

Prairie Eco-Thrifter

Because of this, in April 2013, Maryland lawmakers implemented what is referred to as a Rain Tax. According to The Washington Times : “The Rain Tax essentially charges homeowners for any surface of land they own that does not absorb rainwater. Gravel Doesn’t Cause The County to Raise Our Property Taxes.

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Create a Personal Escrow Fund | 31 Days to Organize Your Finances

Family Balance Sheet

By the end of the month, my goal is to help you have a detailed financial plan for your family. Does your property tax bill give you anxiety? Our homeowners insurance and property taxes are not tied in with our mortgage so we receive those bills and are responsible for paying them instead of the bank that owns the mortgage.

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Refinance Calculator | Bankrate

Savings Corner

Loan estimates are great tools for comparison shopping to give you the clearest picture of which lender will help you meet your refinance goals. Whatever your goals are, the Mortgage Refinance Calculator on this page can help you do some initial legwork to see if refinancing will save you money.

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Meet a Reader | JenRR from the Midwest

The Frugal Girl

As our family and household income grew, my husband and I made it a goal to put more money aside for emergencies, retirement, college, home improvements, etc. It was a rough few years, but I did everything I could think of to spend as little as possible and we got through it. I was determined to buy a house that was less than we could afford.