Savings Corner

DECEMBER 24, 2023

Simply fill in your outstanding loan amounts, credit card balances and other debts. Debt consolidation is the process of combining several debts into one new loan. Fill in your outstanding loan amounts, credit card balances and other debts to see what your monthly payment could look like.

Debt 52

Debt Calculators Credit Cards Credit 52

Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? If you are confused about whether you should pay off debt or save, you are not alone, although everyone’s financial situation is different. Should you pay off debt or save? appeared first on Penny Pinchin' Mom.

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Pay Off Debt Debt Emergency Fund Financial Goals 52

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. I send in $50 every month to each of their accounts.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Savings Corner

FEBRUARY 23, 2024

Free if you process at least $500 per month using Shift4 payments. Businesses that use Shift4 for payment processing or do business-to-business sales. Shopify can help you set up a storefront quickly, and on top of that, it offers plug-and-play solutions for everything from inventory management to payment processing.

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Building Credit Cards Tools Software 52

Savings Corner

DECEMBER 27, 2023

But the process of writing it will help you chart a course for your business, too. Many business owners rely on their own savings to get started. Usually, you can qualify for a business credit card based on your personal credit score, so these can be good tools for startup financing.

Finance 52

Finance Taxes Insurance Software 52

Couponing 101

MAY 28, 2019

adults have credit card debt, kids might not be learning the best financial lessons to set them up for future success. However, delaying gratification can teach children about the process of saving to afford the things they want. The post 3 Simple Ways to Teach Kids About Saving Money appeared first on Couponing 101.

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Saving Money Money Simple Financial Goals 84

Savings Corner

APRIL 4, 2024

While you can’t cash out all of your home’s equity, the process gives you access to a larger sum of money without needing to sell your home. Your cost to borrow could be lower: Cash-out refinances often have lower rates than home equity loans , personal loans and credit cards. This can be a boon for your credit score.

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Refinancing Work Debt Home Improvement 52

Savings Corner

APRIL 4, 2024

Home equity loans drawbacks include putting your home at risk of foreclosure and their lengthy application process. While the forecast doesn’t call for massive savings — for HE loans, anyway — any reduction in borrowing costs saves prospective borrowers some cash, and encourages them to turn to this financing tool.

Home 52

Home Debt Credit Cards Credit 52

Savings Corner

DECEMBER 27, 2023

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. Read our review of the BankAmericard® credit card. But most people can’t go wrong with these award-winners.

Credit Cards 52

Credit Cards Credit December Airline 52

For the Mommas

NOVEMBER 12, 2013

You do not have to get a credit card – it can be a DEBIT CARD! The online application process for debit and credit has immediate approval except for some debit applications which will require a few days to confirm bank account. I highly recommend grabbing this card if you plan on shopping online.

Discount 73

Discount Free Shipping Target Credit Cards 73

Savings Corner

DECEMBER 24, 2023

One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. If you’re looking to get a personal loan, you’ll have to complete an application and wait for approval — a process that may take anywhere from a few hours to several days.

Debt 52

Debt Credit Cards Credit College Tuition 52

For the Mommas

NOVEMBER 13, 2013

You do not have to get a credit card – it can be a DEBIT CARD! The online application process for debit and credit has immediate approval except for some debit applications which will require a few days to confirm bank account. I highly recommend grabbing this card if you plan on shopping online.

Discount 69

Discount Free Shipping Target Credit Cards 69

Motherhood Moments

JANUARY 24, 2023

Instead of just forking over the money you have, it is important to have a strategy so you can save the most money possible. That way, you can start building momentum as you see the loans and credit cards fall off of your report. When you see the big changes in your account, it will inspire you to keep working at it.

Money 130

Money Home Real Estate Warranties 130

Coupons Do Work

FEBRUARY 8, 2017

Credit card processing integration with Stripe. Wave (iOS/Android, Basic service Free, Pay as you use payment processing, payroll). Make checking account, credit card or debit card payment to IRS. Works with other tools such as Shopify and Stripe. inDinero (contact for pricing and app info).

Taxes 100

Taxes Used Home Bills 100

Prairie Eco-Thrifter

APRIL 6, 2011

Guest Post Author Bio: This post comes from the team at NerdWallet.com, technology geeks and experts on helping users find the best rewards credit cards. A GPU is a graphics processing unit, and really only comes into play if you decide to purchase a system with discrete graphics versus one with integrated graphics.

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Laptops Hard Drives Shopping Credit Cards 133

For the Mommas

DECEMBER 2, 2013

You do not have to get a credit card – it can be a DEBIT CARD! The online application process for debit and credit has immediate approval except for some debit applications which will require a few days to confirm bank account. I highly recommend grabbing this card if you plan on shopping online.

Discount 45

Discount Free Shipping Target Credit Cards 45

Savings Corner

DECEMBER 25, 2023

To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. You can use your savings, investments or other sources. Credit profile. Cash reserves.

Calculators 52

Calculators Debt Taxes Insurance 52

Prairie Eco-Thrifter

JUNE 27, 2011

Bid Hustle is cited on Sitejabber.com (a website that offers consumer reviews of businesses and websites) by multiple persons as having scammed them out of money in the registration process – offering ‘free’ bid packages which were actually charged to their credit cards for $150. There is usually no appeal process.

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Credit Cards Win Money Watches 170

Savings Corner

DECEMBER 27, 2023

It also provides an apples-to-apples comparison across financial products, so you can compare the cost of a personal loan to a credit card, for example. Here’s how to compare personal loans and credit cards. Using a car, savings account or other asset as collateral may get you a lower rate.

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Debt Home Improvement Consumer Credit 40

Savings Corner

APRIL 4, 2024

HELOCs (home equity lines of credit) come with variable interest rates and fluctuating monthly payments (like credit cards). Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. HELOC: What is it?

Home 52

Home Work Debt Credit 52

Savings Corner

APRIL 4, 2024

Lenders set their own qualifications for business loans, including time in business, personal and business credit score, annual revenue and collateral. The application process may vary depending on the lender and type of loan, and the funding time can range from a few days to 90 days or more. Others may take weeks.

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Bank Banking Credit Finance 40

Prairie Eco-Thrifter

APRIL 15, 2011

Due to the recent high gas prices, he has been focused on researching gas credit card offers, most recently writing reviews of the 76 credit card and the Chase BP gas card. However he kindly reminds everyone that reducing your driving is the best way to save money on gas, as well as save the environment!

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Transportation Fuel Calculators Cars 159

Prairie Eco-Thrifter

MARCH 14, 2011

Kim McGrigg presents Small ways to save big on major purchases – Money Management posted at Blogging for Change. In the process we discovered some fascinating facts …&#. FMF presents Five Retro Rules to Save Money posted at Free Money Finance , saying, “These tips from the past can save us all some big bucks.&#.

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Frugal Movies Finance Bills 150

Family Balance Sheet

FEBRUARY 6, 2021

I will write a more detailed post about the process soon. Credit cards are a tricky subject and we pay off the balance every month, so I will write more about this soon. We had very little saved for a new-to-us car and we would have had to take out a loan to cover most of it, and that made me uneasy about purchasing the car.

Finance 130

Finance January Family 2020 130

Saving With Shellie

DECEMBER 12, 2011

This is audio lesson will teach you about Dave’s Debt Snowball Method and how to start the process of living debt free. We did two of the steps out of order and we still use our credit cards (responsibly). Have you "liked" Saving with Shellie on Facebook yet? They are bestsellers and have fabulous reviews.

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Living Debt Free Debt Audio Debt Free 75

Savings Corner

APRIL 4, 2024

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. Tip: Have these documents handy ahead of time to avoid delays in the approval process.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Couponing 101

NOVEMBER 26, 2013

Click on “Redeem promo code” during purchase process. The amount of the savings will be reflected on the final purchase confirmation page. Fine print: Limit 1 coupon code per credit card. Maximum savings not to exceed $25. Enter code BLACKFRIDAY and hit apply. Offer only valid while supplies last.

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Friday Deals Coupon Codes Coupon Code Fridays 72

Prairie Eco-Thrifter

OCTOBER 25, 2011

Write down your ideas; this process could take a few days because more ideas are certain to come to mind once you have set the thought processes in motion. Maybe you can conduct a power audit on your home to find ways to cut your power usage to save money and reduce your carbon footprint. Please share. .

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Goals Gratitude Kids and Family Home 181

For the Mommas

APRIL 14, 2013

Living Social Coupon Code – Save 15%. Click on “Redeem promo code” during purchase process. Click on “Redeem promo code” during purchase process. The amount of the savings will be reflected on the final purchase confirmation page. One code use only per credit card.

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Coupon Codes Coupon Code Codes Credit Cards 58

Prairie Eco-Thrifter

APRIL 13, 2014

Making choices and decisions of increasing complexity and consequence is important in the maturation process. If your college student runs up their credit card bill and can’t pay, make them work it out. Bailing them out. Readers, what other things should parents avoid when teaching their kids about money?

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Kids Money Parenting Kids and Family 219

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Read away my friends.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

MAY 6, 2020

I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We spent the next few years building our savings back up to the level we had prior to 2007. It was such a long process and at times, we wanted to give up.

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Debt Emergency Fund 2007 2020 130

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Her 2017 goal is to save $20,000 in cash. Elle and her husband paid off a car loan and saved cash for their next car. Make a commitment. .

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

JANUARY 14, 2014

However, it’s not just a way to save money when you travel. Ways to Save on Travel Without Using Rewards Credit Cards How To Make The House Hunting Process Easier Rent-to-Own Homes: A Way to Make a Home Sale Work Professionalizing Your Small Business 5 Tips on Buying Employee Liability Insurance.

Money 216

Money Making Rent Insurance 216

Family Balance Sheet

SEPTEMBER 14, 2011

During that process, I researched and reported back to you how long you should keep your financial documents. Major Category: Assets - I have sub-files for checking, savings, retirement. Major Category: Insurance - My sub-files are Auto, Health, Health Savings Account, Home-Owners, Life. It has saved us time and our sanity.

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Paper Organic Organization Home Improvement 147

Prairie Eco-Thrifter

OCTOBER 17, 2012

So who needs to worry about budgeting, savings plans and a secure financial future? I managed to rack up over $20,000 of credit card and personal debt by the time I was 23 and this affected my ability to keeo my first house. I mean, you’re young, you’re working, you like to go out and have fun and you’re doing OK.

Budget 214

Budget Budgeting Debt Money 214

Prairie Eco-Thrifter

JUNE 24, 2014

It’s not easy to open your mind to new things or become more open minded , but travelling can help the process along immensely. Ways to Save on Travel Without Using Rewards Credit Cards. It’s difficult to be a well travelled but closed minded person. Travel Helps You Learn. Travel Tips'

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Travel Insurance Credit Cards At&T 174