Family Balance Sheet

MAY 6, 2020

How Our Debt Freedom Plan Prepared Us for the Pandemic. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We’d survived the dip in 2007, carried no credit card debt, and we were contributing to our retirement.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

NOVEMBER 19, 2014

Today’s Debt Free Story is from Amanda & Daniel. Together they blog about becoming debt free and location independence in order to serve the world at Life with a Mission. San Antonio, Texas is our home when we aren’t traveling the world. How much debt did you pay off? What kind of debt was it?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

JANUARY 29, 2015

Why are we jumping through these hoops to be debt free? WHY do we want to be debt free? When we wrote our Debt Freedom Plan , I posted it on the refrigerator as a daily reminder for the two of us. Daddy and I needed to pay off some debts before we could make a trip to Disney. ”, “What does debt freedom mean?”

Debt 100

Debt Debt Free Daughter Thrifty 100

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. How much debt did you pay off? What kind of debt was it? We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. Where are you from?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

OCTOBER 8, 2015

The average American will spend about $700 on holiday purchases* and unfortunately many people will get a little surprise in the mail in January when the credit card bills start rolling in. 3 Smart Steps to a Debt Free Christmas. Include gifts, but also travel, decorations, cards, stamps, parties, etc.

Debt Free 100

Debt Free Debt Christmas Budgeting 100

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt!

Debt 100

Debt Debt Free Finance Finds 100

Prairie Eco-Thrifter

DECEMBER 7, 2014

(Photo credit: Wikipedia). Around since just before the financial crash, peer lending got the same black-eye as all credit when the bubble burst on sub-prime loans. Borrowers with very good credit can get an APR as low as 6.7% In the past, most loans (80%) have been for debt consolidation. Peer Lending Reborn.

Debt 188

Debt Personal Finance Finance Credit 188

Family Balance Sheet

MARCH 5, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. I had an unexpected surprise hit my credit card in February. This trip was a reward for our years of paying off six figures of debt , and we were going to pack a lot into our week. Airfare Refund: $2700.

February 257

February Money Airline Flights 257

The Frugal Girl

NOVEMBER 27, 2023

I made some foolish choices shortly after graduating college, burning through my savings and running up credit card bills. I racked up more debt to move to California, then the fancy car turned out to be a lemon, requiring a bunch of expensive repairs. Might I enjoy travel more under different circumstances?

California 169

California Cars Car College 169

Family Balance Sheet

NOVEMBER 18, 2022

Americans will spend about $900 on holiday purchases** and unfortunately, many people will get a little surprise in the mail in January when the credit card bills start rolling in. Include gifts, but also travel, decorations, cards, stamps, parties, etc. Take these steps and have a Debt Free Christmas.

Christmas 130

Christmas Budgeting Budget Money 130

Savings Corner

DECEMBER 27, 2023

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. Read our review of the BankAmericard® credit card. But most people can’t go wrong with these award-winners.

Credit Cards 52

Credit Cards Credit December Airline 52

Prairie Eco-Thrifter

MAY 25, 2014

Or put yet another trip to Las Vegas on the credit card. Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt. By then, I was married, raising a toddler, our family was paying down debt and I was practicing much better financial discipline.

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. debts one by one. What inspired you to become debt free?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

MARCH 18, 2015

Today’s Debt Free Story is from Ruth. How much debt did you pay off? What kind of debt was it? We thankfully have always been good about paying off our credit cards each month. What inspired you to get debt free? What are the top 3 – 5 ways you found money to put towards debt.

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Prairie Eco-Thrifter

JULY 4, 2011

Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. mbhunter from Mighty Bargain Hunter asks Are you contributing to this debt clock? and says, “The big debt clock is over $14 trillion now, but this other one is approaching $1 trillion, and may affect you more directly.&#. How about you?

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt. What inspired you to get debt free? Tell us about you and your family.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

JUNE 4, 2015

However a few years ago, we found ourselves with too much debt and not enough cash. Within a year after settlement, we found ourselves with a lot of debt, not enough cash flow, and very little set aside for emergencies. As much as I wanted to be a property owner, the extra debt was beginning to suffocate us.

Goals 100

Goals Debt Renovation Daughter 100

Savings Corner

DECEMBER 25, 2023

on Bethpage Federal Credit Union Bethpage Federal Credit Union 5.0 on Bethpage Federal Credit Union 4.0 on Bethpage Federal Credit Union Bethpage Federal Credit Union 5.0 on Bethpage Federal Credit Union 4.0 Typically, lenders will want your total debts to account for no more than 36% of your monthly income.

Calculators 52

Calculators Illinois Credit Debt 52

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Read away my friends.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. Our income allowed us to travel, it allowed us to buy stuff, and it allowed us to do anything and everything we ever wanted. We sat down at our kitchen table, took out a simple white piece of paper, and penned out a contract to ourselves: It was our Get Out Debt Contract.

Debt 100

Debt Finds Debt Free Television 100

Prairie Eco-Thrifter

MAY 10, 2012

. ” Dr Dean presents iPads And Tablets: Ten Ways To Keep ‘Em Safe While Traveling posted at The Millionaire Nurse Blog , saying, “iPad’s size and weight make them great for traveling Read all about how to help keep yours from the black hole that is ‘ airline lost and found.’ Readon for some great bonuses.

Money 113

Money May 2012 Debt 113

Coupons Do Work

OCTOBER 3, 2016

Since I do not use a credit card anymore (and read recently that banks are in debt due to too much credit cards out there), why not start saving now, with these easy tips : Want more frugal tips/ articles/ DIY stuff? Christmas is around the corner — uh-oh! that means, money! TryMyUI Sign- UP.

Christmas 153

Christmas Swagbucks Bank Banking 153

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. My husband is a personal chef, so he travels a lot for work and moves around the country to learn new styles of cooking. I got tired of being left at home because I had a day job, so now we get to travel together and create our own adventures. How much debt did you pay off?

Debt 227

Debt Debt Free Financial Goals Goals 227

Saving Everyday

JUNE 22, 2012

Let me preface this by saying that my wish for all of you is that you have no credit card debt. But these days, having a major credit card is a must. Debit cards are just not always the same, especially when traveling. If I could recommend just one credit card for you, it would be the Discover card !

Disney 69

Disney Disney World Used Credit Cards 69

Prairie Eco-Thrifter

OCTOBER 21, 2012

I know my eyes were opened up when we traveled to Africa this year where living in excess is a far cry from reality. Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. Peter from Bible Money Matters shares 10 Tips to Save Money on Your Christmas Shopping and Avoid Going Into Debt.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

AUGUST 24, 2015

Have you ever had to listen to a dinner companion brag about the ‘free’ trip they took with their cash back reward cards, or watched as the person in front of you pondered which of the dozens of cards in their wallet they should use for this particular purchase? I don’t use cash back credit cards.

Credit Cards 100

Credit Cards Credit Used Airline 100

Prairie Eco-Thrifter

FEBRUARY 4, 2014

My husband and I were graduate students with loans and credit card debt, and we were certain that a higher income would solve all of our problems. I like travel. When I was younger, I used to think that a higher income was the solution to most of my financial issues. However, this isn’t always the case.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Prairie Eco-Thrifter

OCTOBER 15, 2011

Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company? Here’s some tips to be wary of when trying to consolidate your debt. Money Reasons: Why I Got An American Express Blue Cash Card MR loves reward credit cards.

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? I had $56,000 of debt when I decided to become debt free. I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. What inspired you to get debt free?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Prairie Eco-Thrifter

MAY 8, 2011

t Paydown Your Credit Cards. Crystal presents 5 Credit Card Mistakes You Want to Avoid. Credit cards can be a great tool but these mistakes are all too common. Avoid them and you’ll do fine in the world of credit. Glen Craig presents Credit Cards for Excellent Credit.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

The Frugal Girl

MARCH 4, 2024

The photos included with this post are mainly from our travel adventures. One is travel; the other is outdoor gear and equipment. From early on, Alan and I knew we wanted to travel extensively throughout the United States over the course of our lifetime. How long have you been reading The Frugal Girl? How about two things?

Green And Frugal 176

Green And Frugal Kids and Family Hotel Frugal 176

The Frugal Girl

NOVEMBER 13, 2023

A family picture with my parents His degree took 5 years, and during those 8 years of essentially being a 1-income couple with kids after 10 years of being a 2-income couple with no kids, they’d racked up $30k in credit card debt because they didn’t adjust their spending to their change in circumstances.

Kids and Family 187

Kids and Family Parenting Cars Car 187

Prairie Eco-Thrifter

JUNE 14, 2012

” CCS presents Savvy Credit Card Use: Track Your Spending posted at Credit Card Smarts , saying, “A big key to using your credit card wisely is tracking your credit card spending. Financial Planning Odysseas presents Forget Your ATM Card? Not so today.

Money 124

Money 2012 June Credit Cards 124

Family Balance Sheet

OCTOBER 8, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. To begin, gather all of your recent bills, receipts, checking & savings account statement, and/or credit card statements. travel expenses, such as parking, tolls, etc.

Finance 113

Finance Money Organic Organization 113