Family Balance Sheet

OCTOBER 17, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. We even thought we handled debt well since we avoided credit card debt. To us, debt was a necessary evil.

Debt 100

Debt Finance Organic Organization 100

Family Balance Sheet

AUGUST 21, 2020

Need a quick snapshot of your finances? I’m a firm believer that finances must be organized and neat, and a Family Balance Sheet helps you keep track of your finances in one tidy spreadsheet. Column J = Interest rate or the finance charge. My husband and I meet to discuss our finances regularly.

Family 241

Family Debt Finance Kids and Family 241

Family Balance Sheet

DECEMBER 29, 2020

If your fresh start for the New Year includes improving your finances, you are not alone! This package is designed to help you organize your finances, create a budget, plan for major purchases, understand your cash flow, and track your net worth. I created it as a way to communicate our finances to my husband.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

MARCH 9, 2018

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This package of 9 Microsoft Excel spreadsheets is designed to help you organize your finances, plan for major purchases, create a budget, understand your cash flow, and track your net worth.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Savings Corner

APRIL 4, 2024

Lenders set their own qualifications for business loans, including time in business, personal and business credit score, annual revenue and collateral. You’ll also need to make sure that you meet the lender’s requirements for credit score, time in business and cash flow, ensuring that your business can easily handle loan repayments.

Bank 40

Bank Banking Credit Finance 40

Prairie Eco-Thrifter

APRIL 10, 2014

When you overspend for convenience, you sink into debt, stuck with high interest credit card payments and risk of damaging your credit when you fall behind on your bills. What do you say to people complaining to you about their finances when they are clearly making poor choices? Get Organized'

Price 209

Price Rent Financial Goals Converse 209

Savings Corner

DECEMBER 24, 2023

Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. The higher your credit score, the lower the interest rate you will be eligible for — which means that lower scores equate to more expensive mortgages.

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Read away my friends.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

AUGUST 11, 2016

But for our own safety net, we must make our finances a priority. It’s hard to change and improve your finances if you have no idea where you currently stand. Use my Family Balance Sheet excel spreadsheet to help you organize your finances. ” I hear you. It is a lot. We’re struggling with it all too.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

MAY 4, 2011

It’s well within a college student’s ability to start saving money while they’re still getting a degree, and to graduate with a firm grasp on their finances and an idea of how to succeed going forward. First things first: Be smart about credit. All it takes is some common sense. Next: think about retirement.

College 169

College Graduation Credit Cards Re-use 169

Nicoles Nickels

JANUARY 28, 2012

I know many of you have made a New Year’s Resolution this year to organize your finances. Then enter in your usernames and passwords for your bank accounts, credit cards, loans, etc. I’m excited to recommend Mint.com to all of you to try to accomplish your goal! To start, register for FREE.

New Year's 45

New Year's Money Organic Organization 45

Family Balance Sheet

MARCH 6, 2012

I'm participating in Women’s Money Week which is about encouraging women to speak up about money, take control of our finances, and reshape our financial future. No surprise there; I write a blog about family finances. I developed this spreadsheet years ago, as a way to communicate our finances with my husband. Or buy a home?

Money 225

Money Financial Goals Goals Kids and Family 225

Prairie Eco-Thrifter

JANUARY 6, 2011

This savings can be directly applied towards your smaller debts such as credit and store cards in order to clear them more quickly. Trying to manage your finances and prioritize on paying off debt is impossible if you don’t keep a proper track of your income and outgoing’s. Don’t take out an additional loan.

Debt 113

Debt Finance Pay Off Debt Credit 113

Prairie Eco-Thrifter

MARCH 24, 2013

He pays off his credit card BEFORE the statement comes! It was developed by two university personal finance professors one at Virginia Tech and the other at Kansas State University. Sometimes just having to organize your thoughts to present to a third party can make it easier to work out differences.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Prairie Eco-Thrifter

JANUARY 30, 2013

Credit card with an adequate limit. Financial contact numbers for banks, credit issuers, insurance companies, and others. Some of the items that you should have available to you during an emergency include: Cash. Financial accounts numbers (memorize them and/or save them in digital form, protected by a password or encryption).

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

For the Mommas

JANUARY 8, 2013

Discover why ID theft is more dangerous than ever, and discover today's most dangerous new threats -- including attacks targeting medical records, personal finance and online banking sites, the elderly, and military service members.

Identity Theft 49

Identity Theft Personal Finance Communications Military 49

Prairie Eco-Thrifter

JULY 20, 2011

Guest Post Author Bio: David Bakke enjoys living frugally in Atlanta and frequently shares his best financial tips and experiences on Money Crashers , an online resource ranked as one of the top personal finance blogs online. I started by cutting grocery expenses, and then expanded to lowering monthly bills and reducing insurance fees.

Frugal 174

Frugal Personal Finance Frugal Life Money 174

Family Balance Sheet

OCTOBER 8, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. To begin, gather all of your recent bills, receipts, checking & savings account statement, and/or credit card statements.

Finance 113

Finance Money Organic Organization 113

Family Balance Sheet

MARCH 4, 2015

Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. in credit card debt, and an additional $28,756.17 Keep wallet clean and organized. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Student 100

Prairie Eco-Thrifter

MAY 8, 2011

I am talking about spring cleaning your finances and finding more ways you can save money. Today along with the great tips from my fellow personal finance bloggers, I am going to share with you six ways you can clean up your finances this season. t Paydown Your Credit Cards. Save Money this Spring: #2.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Prairie Eco-Thrifter

MAY 31, 2012

Bloggers post the most detailed accounts of their finances on their sites – what they make, what they spend, where it comes from and goes, where their banks are and what their net worth is. How valuable is our privacy? Do we have a right to it? If so, why have we and are we continuing to give it up freely and enthusiastically?

Phones 187

Phones Converse Cameras 2001 187

For the Mommas

MAY 22, 2012

Rather than finding yourself in a position where you’re relying on credit cards for these expenses – and then wasting your hard-earned money on paying off those cards in the following months – try creating separate sinking funds instead. Yard sale season is just beginning, so you have plenty of time to organize your own sale.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. The more complicated your finances are, the harder it all seems. This means that you put off getting things organized and putting things off never works, as we all know too well!

Simple 221

Simple Finance Budgeting Budget 221

Family Balance Sheet

DECEMBER 10, 2014

After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. Yes, I did follow a few of Dave Ramsey’s strategies, but I also starting reading other finance blogs to see how they paid off debt so quickly. How much debt did you pay off? What kind of debt was it?

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

JUNE 14, 2012

” CCS presents Savvy Credit Card Use: Track Your Spending posted at Credit Card Smarts , saying, “A big key to using your credit card wisely is tracking your credit card spending. Financial Planning Odysseas presents Forget Your ATM Card? Not so today.

Money 124

Money 2012 June Credit Cards 124

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JULY 9, 2015

Jen and her husband were reeling after their son was diagnosed with a lifetime medical condition that would implode their finances. She offered to do people’s taxes, or get their bookkeeping organized in exchange for a discount on her rent, or car repairs. Maureen paid off $79,540 in credit card and student loan debt.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Koupon Karen

APRIL 18, 2024

Disciplined usage of available voucher codes and coupons catalyzes positive personal finance outcomes. Maintaining an organized digital or paper coupon folder indexed by imminent requirements ensures preparedness to save on items already budgeted. Points earned thereafter are redeemed toward statement credits or other benefits.

Saving Money 52

Saving Money Money Consumer Discount 52