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Money Matters: How to Prepare Your Finances for a Recession

Motherhood Moments

Nobody knows for sure whether we’ll see a recession or not,” said Amy Maliga, financial educator with Take Charge America, a nonprofit credit counseling and debt management agency. Consider strategies such as the debt snowball or avalanche methods or explore credit counseling to get a personalized action plan to attack your debt.

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Thrifty Thinking - 2023's Best Gas Credit Cards

Motherhood Moments

With gas prices still high and inflation putting pressure on people’s budgets, the personal-finance website WalletHub today released its editors’ picks for 2023’s Best Gas Credit Cards to help drivers save money, along with a new survey to gauge consumer sentiment. Best Gas Rewards Credit Card: The U.S.

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Q&A | focus, blogging for money, and prepping for a split

The Frugal Girl

I feel I will never get rid of my credit card debt and I am so disappointed in myself that I let the balances get so high. If I were in your shoes, I would focus more on the process and on good habits , rather than on the ultimate goal of being free of credit card debt. I always knew exactly what was going on with the finances.

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Is Credit Karma Accurate? I Tested It & Here’s What I Learned

Penny Pinchin' Mom

The post Is Credit Karma Accurate? Is credit karma accurate? How far off, if at all, is it from the numbers given by any other credit reporting agency? Being credit-worthy is almost as important as being frugal. There are just some investment projects that you simply can’t finance with your savings or credit cards.

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Find out How Brian & His Wife Paid off $109,000 in Credit Card Debt

Family Balance Sheet

It was all consumer debt spread over 5 credit cards. After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. We cut up our credit cards and never used them again.

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How to Save Money on Food Costs

Prairie Eco-Thrifter

This constitutes food that you buy but don’t consume. If your finances are tight and you already have several credit cards with high balances, it is time to change your shopping behavior to save as much as possible. Honey and eggs are good food. Do what you can to save as much as you can on your monthly food bill.

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The Complete Guide to Buying a Franchise

Savings Corner

For instance, consider food, beauty, home services, real estate, hospitality and fitness — and then take a look at franchise opportunities within the area that interests you most. These can include your personal finances, such as net worth, available capital and credit score, as well as industry and management experience.