Savings Corner

DECEMBER 24, 2023

If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. NerdUp by NerdWallet credit card: Bank services offered by Evolve Bank & Trust, Member FDIC. Pre-qualified offers are not binding. NerdWallet Compare, Inc. CA resident license no.

Credit Cards 40

Credit Cards Credit Travel San Francisco 40

Prairie Eco-Thrifter

SEPTEMBER 16, 2013

Lots of people will say that there’s no real formula for personal finance, because it’s personal. Too much of any of these following behaviours will kill anybody’s finances, and, not only that but may lead to poor behaviours in other areas as well. Of course consumerism is a deadly sin of finance. Consumerism.

Personal Finance 222

Personal Finance Finance Consumerism Debt 222

Motherhood Moments

DECEMBER 26, 2022

With the holiday season in full swing and inflation weighing on people’s finances, more than 75% of Americans expect to spend less on New Year’s plans compared to last year and 1 in 3 people are planning to make a finance-related New Year’s resolution for 2023, according to a new WalletHub survey , released today.

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New Year's Money Finance Debt 130

Prairie Eco-Thrifter

MARCH 8, 2017

So do finances. If you give the same care to you finances that you give your garden, both should grow. You wouldn’t think of planting your day lily in the middle of an interstate, so don’t think of planting your finances in a hostile environment. It’s the same way with finances. Use good stock.

Finance 133

Finance Growing Flowers and Plants Gardening 133

Penny Pinchin' Mom

MARCH 11, 2024

The post Is Credit Karma Accurate? Is credit karma accurate? How far off, if at all, is it from the numbers given by any other credit reporting agency? Being credit-worthy is almost as important as being frugal. There are just some investment projects that you simply can’t finance with your savings or credit cards.

Credit 52

Credit Identity Theft Monitors Finance 52

Savings Corner

APRIL 4, 2024

You can use dealer financing to purchase a vehicle or arrange auto loan financing through a bank, credit union or online lender. If you want to buy a car , you must first arrange for vehicle financing. It includes the vehicle’s purchase price, interest and any applicable fees you choose to finance.

Work 52

Work Finance Bank Banking 52

Prairie Eco-Thrifter

JANUARY 5, 2014

She runs MoneyZen Wealth Management , and has a financial blog geared toward helping women master their finances. How we handle our money early in life can impact us in future years- for example, young adults who rely on credit may find themselves continuing this pattern throughout life and consumed with debt.” Tom Brakke, CFA.

Personal Finance 192

Personal Finance Finance Finance Tips Graduation 192

freestuff.tv

MARCH 11, 2013

Credit Sesame is a 100% free personal finance credit and debt management tool with no credit card required or trial period. Credit Sesame makes managing personal credit online, owing less in interest and saving on mortgage, loan & credit card payments easy!

Credit 138

Credit Personal Finance Credit Cards Finance 138

freestuff.tv

MAY 11, 2013

Credit Sesame is a 100% free personal finance credit and debt management tool with no credit card required or trial period. Credit Sesame makes managing personal credit online, owing less in interest and saving on mortgage, loan & credit card payments easy! Manage Your Money'

Credit 122

Credit Personal Finance Credit Cards Finance 122

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? Control Your Cash from Control Your Cash boldly says Your Smart Car Isn’t Saving the World. It has gone on for generations. What do you think?

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

OCTOBER 21, 2012

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

Personal Finance 219

Personal Finance Finance Debt Money 219

Savings Corner

APRIL 4, 2024

Key takeaways A HELOC allows you to access your home’s equity over a period of time — you can borrow exactly what you need as you need it, typically for lower rates than other forms of credit. However, HELOCs also have a variable rate, and the sense of a seemingly limitless credit line could make them risky for less-disciplined borrowers.

Credit 40

Credit Home Debt College Tuition 40

freestuff.tv

FEBRUARY 18, 2013

Credit Sesame is a 100% free personal finance credit and debt management tool with no credit card required or trial period. Credit Sesame makes managing personal credit online, owing less in interest and saving on mortgage, loan & credit card payments easy!

Credit 113

Credit Personal Finance Credit Cards Finance 113

Family Balance Sheet

APRIL 1, 2011

You spring clean your home; why not spring clean your finances? Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals. The Family Balance Sheet is a form that I created to help me communicate the state of our finances with my husband. Let us know in the comments.

Finance 127

Finance Financial Goals Goals Credit 127

Savings Corner

FEBRUARY 2, 2024

If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. NerdUp by NerdWallet credit card: Bank services offered by Evolve Bank & Trust, Member FDIC. Pre-qualified offers are not binding. NerdWallet Compare, Inc. CA resident license no.

Tools 52

Tools San Francisco Evolve Insurance 52

Family Balance Sheet

MARCH 12, 2015

7 Ways to Spring Clean Your Finances. I developed our family balance sheet years ago when I needed a way to talk to my husband about our finances. Check your Credit Report. It is good idea to review your credit report periodically to check for any fraudulent activity, such as identity theft. photo credit.

Finance 100

Finance Cleaning Financial Goals Goals 100

Savings Corner

DECEMBER 25, 2023

If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. NerdUp by NerdWallet credit card: Bank services offered by Evolve Bank & Trust, Member FDIC. Pre-qualified offers are not binding. NerdWallet Compare, Inc. CA resident license no.

San Francisco 52

San Francisco Evolve Insurance Credit Cards 52

Prairie Eco-Thrifter

NOVEMBER 6, 2013

Credit card rewards programs are no different. Many people today seem to prefer paying by credit card. An August 2013 issue of Daily Finance, in an article entitled Credit Card Debt Falling But Still Very High reported: “According to data from the Federal Reserve, as of July 2013, the average indebted household in the U.S.

Credit Card Rewards 228

Credit Card Rewards Credit Cards Credit Rewards 228

Family Balance Sheet

SEPTEMBER 21, 2015

We carried no credit card debt and we contributed to our retirement. I was reminded that even though August 2013 was a scary time, I learned some valuable lessons and proved to myself that I can make positive changes with regards to my family’s finances. 5 Lessons Learned When Our Finances Went Awry. photo credit.

Finance 100

Finance Debt August 2013 100

Prairie Eco-Thrifter

MAY 15, 2012

I mean, I was young, life was good, things were happening; what did I need all that finance stuff for? Better late than never’ is a good approach to personal finance for the over 40s. Save Each Paycheck You then have to work out how to be able to save that amount out of each pay check. This was me, that’s for sure.

Personal Finance 221

Personal Finance Finance Debt Calculators 221

Family Balance Sheet

OCTOBER 15, 2021

Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. We want to assist them in financing their college years and we needed to make some progress.

College 130

College Used 2020 Saving 130

Savings Corner

DECEMBER 27, 2023

Open a business bank account Keeping your business and personal finances separate is key to managing your business finances. Understand your startup financing options Most businesses need a little capital to get started. Startups should look to other financing options. See your loan options with Fundera by NerdWallet 8.

Finance 52

Finance Taxes Insurance Software 52

Prairie Eco-Thrifter

FEBRUARY 8, 2011

Thanks to Credit Cards. com for including my post 10 Easy Ways to Save Money in this week’s Carnival of Personal Finance. Please check out the carnival and read about the 7 deadly personal finance sins. Related posts: Prairie Eco-Thrifter has been Featured in the Carnival of Personal Finance #287.

Personal Finance 113

Personal Finance Finance Credit Cards Saving Money 113

Family Balance Sheet

OCTOBER 14, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Download another budget (but save under a different name) for your other yearly gift giving. Let us know in the comments.

Finance 100

Finance Giving Organic Organization 100

Family Balance Sheet

OCTOBER 13, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive.

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Savings Corner

DECEMBER 27, 2023

If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. NerdUp by NerdWallet credit card: Bank services offered by Evolve Bank & Trust, Member FDIC. Pre-qualified offers are not binding. NerdWallet Compare, Inc. CA resident license no.

San Francisco 40

San Francisco Evolve Insurance Credit Cards 40

Motherhood Moments

MARCH 4, 2023

Source : freepik.com Managing finances can be an incredibly stressful and overwhelming endeavor. Save for a rainy day. Emergencies do happen, so it's essential to have a savings cushion to fall back on when unexpected expenses pop up. Automating your savings towards an emergency fund makes this process easier and less painful.

Debt 130

Debt Money Building Credit Cards 130

Koupon Karen

JANUARY 15, 2024

We’ll explore how to effectively leverage business financing, providing guidance to navigate through any uncertainties. This can present both opportunities and challenges when it comes to business financing and growth. Lines Of Credit: These offer a pool of funds that you can draw from as needed. This article is here to help.

Family 52

Family Finance Debt Monitors 52

Family Balance Sheet

AUGUST 21, 2020

Need a quick snapshot of your finances? I’m a firm believer that finances must be organized and neat, and a Family Balance Sheet helps you keep track of your finances in one tidy spreadsheet. You’ll know how much is in your checking and savings accounts and your retirement accounts. Column D = Target Balance.

Family 241

Family Debt Finance Kids and Family 241

Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? You are one emergency short of losing track of your finances. If you are confused about whether you should pay off debt or save, you are not alone, although everyone’s financial situation is different. What gives?

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post How to Save Up for a Car Without Breaking the Bank appeared first on Penny Pinchin' Mom. Learning how to save up for a car is like learning how to save up for anything; it calls for discipline and a few financial tricks. Learning how to save up for a car without breaking the bank can now be somewhat difficult.

Car 52

Car Cars Bank Banking 52

Family Balance Sheet

OCTOBER 15, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. We want to be proactive by saving the money rather than reactive and have to use a credit card.

Finance 100

Finance Organic Organization Emergency Fund 100

Family Balance Sheet

FEBRUARY 19, 2022

In highly affluent circles, a family office is a private wealth management firm that manages the finances and investments for the ultra-wealthy and their families. While I was still helping my husband from home with his business, I felt like I wasn’t contributing to our finances and that drove me crazy. Implement our Debt Freedom Plan.

Office 130

Office Family Finance Kids and Family 130

Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates a sense of order, trains forethought, and so broadens the mind.” Start Using Cash This is a wonderful way to save money.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

APRIL 1, 2015

It was all consumer debt spread over 5 credit cards. After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. We cut up our credit cards and never used them again.

Debt 100

Debt Credit Cards Debt Free Credit 100

Savings Corner

APRIL 4, 2024

Lenders set their own qualifications for business loans, including time in business, personal and business credit score, annual revenue and collateral. You’ll also need to make sure that you meet the lender’s requirements for credit score, time in business and cash flow, ensuring that your business can easily handle loan repayments.

Bank 40

Bank Banking Credit Finance 40

Family Balance Sheet

OCTOBER 17, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. We even thought we handled debt well since we avoided credit card debt. To us, debt was a necessary evil.

Debt 100

Debt Finance Organic Organization 100