Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. My family’s finances have also been affected. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. Everything changed. What got us through financially?

Debt 130

Debt Emergency Fund 2007 2020 130

Prairie Eco-Thrifter

MAY 27, 2014

My parents scrimped and saved for years to send my brother and I through state university. Ten years after I earned that BA, I was back in community college earning credits to become a computer programmer – a field I did research beforehand and one which provided ample returns on my time and money investment.

Real Estate 180

Real Estate College Psychology Property Taxes 180

Family Balance Sheet

JUNE 4, 2015

I manage the finances for our business and our family and by August 2013, I felt the weight of the situation. On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed. My husband and I have always felt financially responsible.

Goals 100

Goals Debt Renovation Daughter 100

The Frugal Girl

MARCH 4, 2024

How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) Although my parents never specifically taught me about finances, they lived a frugal life by necessity. There are a few “whys” for me.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Savings Corner

APRIL 4, 2024

Learn the approval requirements and prequalify (if offered by the lender) before applying to minimize your potential credit damage. Personal loan qualification requirements Your credit score , income and debt are usually evaluated by personal loan lenders to see if you qualify.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Savings Corner

APRIL 4, 2024

To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. Here’s generally how it works: The lender will do a credit check. With refinancing, you can change the loan type as well as your lender.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage.

Budgeting 133

Budgeting Budget Financial Goals Goals 133