Prairie Eco-Thrifter

MAY 30, 2012

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. Having Multiple Credit Cards Buying with credit cards leads to spending more than you earn and we all know where that leads.

Money 235

Money Emergency Fund Debt Financial Goals 235

Couponing 101

MAY 28, 2019

adults have credit card debt, kids might not be learning the best financial lessons to set them up for future success. With these three simple tips, you can teach your children valuable habits that can help set them up for financial success. Give Kids an Opportunity to Earn Money. Work on Setting Goals.

Saving Money 84

Saving Money Money Simple Financial Goals 84

Family Balance Sheet

AUGUST 6, 2022

Our financial goals are still important to us and we want to hit them regardless of the rising prices. Here are five ways that I saved money this month. Show me the Money! My Total Found Money for July: $816. I like to tally up any extra money I find through the month. Winner Winner FREE Chicken Dinner!

July 130

July Frugal Credit Cards Donation 130

Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. Doing this actually gave me the peace of mind that I needed to focus on my financial goals.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

SEPTEMBER 2, 2022

My found money in August was made up of a lot of little amounts and unfortunately, was not as high as in previous months. I’m always looking for ways to save my family money to not only help us get through current higher food and gas prices but also to help us achieve our big financial goals. Show me the money!

August 130

August Frugal Green And Frugal Financial Goals 130

Family Balance Sheet

APRIL 1, 2021

But the truth is, we have the money. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. Dave Ramsey suggests in his book, The Total Money Makeover (affiliate link) , that you create a starter emergency fund of $1000.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

FEBRUARY 5, 2013

And then there’s money. Money issues can severely hamper your chance of marital success and happiness. Here are some of my tips on how to get and stay on the same money track as your spouse. Make Money Part Of Pre-Marital Discussion And Decision. Find Your Money Personality. At first, we didn’t line up.

Money 269

Money Giveaway Goals Debt 269

Family Balance Sheet

DECEMBER 29, 2020

Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier. My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. One January, we received a very large credit card bill in the mail.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. Where can we find extra money? I have scrutinized our budget tirelessly and I really feel like there’s nothing more to cut, so my focus is turning to finding money to put towards debt. Have you found some extra money lately?

Debt 100

Debt January Money Financial Goals 100

Family Balance Sheet

JUNE 8, 2018

Do you feel like you have more month than money? Do you look at your bank account and wonder, “where did all the money go?” Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. ” We’ve been there too.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

MARCH 24, 2013

Understand each partner’s money history and experience. One is for each person to separately create their own money story by thinking about things such as: 2 of your earliest money memories. what you learned your mother and father about money. family stories about money. family stories about money.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Family Balance Sheet

FEBRUARY 19, 2022

My new mission was to manage our money to make sure we used it wisely and stretched it as far as possible. Create our family’s financial goals and Debt Freedom Plan. While our setup has helped us achieve many of our financial goals, we have made many mistakes over the years. Has it been smooth sailing?

Office 130

Office Family Finance Kids and Family 130

Savings Corner

APRIL 4, 2024

To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. Here’s generally how it works: The lender will do a credit check. You’ll turn in any required financial documentation.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Family Balance Sheet

MARCH 9, 2018

There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail. I hated feeling out of control with our money, so I created them to gain a sense of control, freedom, and optimism.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Savings Corner

DECEMBER 25, 2023

With passive income, you can have money coming in even as you pursue your primary job, or if you’re able to build up a solid stream of passive income, you might want to kick back a little. It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions.

Money 52

Money Making Real Estate Rent 52

The Frugal Girl

MARCH 4, 2024

How did you get interested in saving money? I learned to save money by watching my parents. (I When they got married, they bought a duplex so that the rent money from the tenant in the upstairs apartment would pay the mortgage. What’s the “why” behind your money-saving efforts?

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. You will also start to repay the money.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

APRIL 12, 2016

I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. She was so meticulous with her money. That observation brought back the flood of stories she and my grandfather told about coming to the US from Cuba with no money and starting over in their late 30s. How they sacrificed to win financially.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JULY 10, 2023

Instead, I look for creative ways to save my family money in all aspects of our lives. My goal has always been to live well on less while achieving our big financial goals. I locked in the CD at my local credit union where it will earn 4.75% during that time frame. The money hit our account in April.

Frugal 100

Frugal June Flights CD 100

Prairie Eco-Thrifter

APRIL 13, 2011

Does your spouse or partner complain that you spend too much money? Are you surprised when your credit card bill arrives at how much more you charged than you thought you had? Leave your credit cards at home. Lastly, set some financial goals. You can either write your answers down or remember them in your head.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Family Balance Sheet

APRIL 1, 2015

He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. We have involved our children in our money discussion once we decided to become debt free. It was all consumer debt spread over 5 credit cards. We cut up our credit cards and never used them again. Where are you from?

Debt 100

Debt Credit Cards Debt Free Credit 100

Prairie Eco-Thrifter

DECEMBER 7, 2014

(Photo credit: Wikipedia). Around since just before the financial crash, peer lending got the same black-eye as all credit when the bubble burst on sub-prime loans. If the loan is fully funded, the money is released to the borrower’s bank account and monthly payments are made directly to the website. Peer Lending Reborn.

Debt 188

Debt Personal Finance Finance Credit 188

Prairie Eco-Thrifter

MARCH 23, 2015

Before you start down the path to financial independence (which admittedly can be a long one), figure out if you want it badly enough. Is it really money or is it something else? Consciously determine if your choice of trade or major will allow you to become financially independent. Money Tips' Get your family on board.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. This is the year that we will control our money and our debt and fear will not control us. In 2015, Let’s Take Control of Our Money. I hope you’ll join me this year as we resolve to take control of our money. Photo Credit: 2015.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

FEBRUARY 16, 2016

But the truth is, we have the money. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. Dave Ramsey suggests in his book, The Total Money Makeover , that you create a starter emergency fund of $1000. 2 – Decide where to put the money.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) We just wanted to pay off our credit cards, which seemed like a huge task since we’d struggled with it for years. After we got a taste of life without credit card debt, I wanted to pay off my student loan.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

AUGUST 21, 2020

Knowing all of these numbers doesn’t mean that there won’t be messiness with your money. Having everything on one page made our money discussions much easier. My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals.

Family 241

Family Debt Finance Kids and Family 241

Family Balance Sheet

DECEMBER 10, 2014

After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. I was only bringing home a net income of $3,000 a month, so paying $1,000 each month towards my debt was a lot of money, and took a lot of sacrificing. Who initiated the debt free goal?

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

JANUARY 15, 2013

They have enough money to qualify for the debt required to meet their ideas of how their lives should look. I’m going to write that again: They have enough money to qualify for the debt required to meet their ideas of how their lives should look. They don’t have the money to pay for their expenses. What do you think?

Debt 274

Debt Wedding Money Financial Goals 274

Prairie Eco-Thrifter

NOVEMBER 29, 2012

One of the most important things in life is to find ways to achieve your financial goals. However, planning for your financial future can be tricky and complicated because there are many things to prepare for and arrange. When choosing where to invest your money, don’t get blinded by the rate of return.

Life Insurance 203

Life Insurance Financial Goals Insurance Taxes 203

Family Balance Sheet

OCTOBER 16, 2017

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. It was tricky at first.

Family 100

Family Financial Goals Debt Calculators 100

Prairie Eco-Thrifter

JANUARY 7, 2015

Here’s what you can do now to start the year on the right foot with your money: Do a Year End Review. That’s why a year end review is a good idea, financially. whether you had any goals that you set financially (did you stick to them, or stray from them?). how much money you earned and from which sources.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Family Balance Sheet

APRIL 19, 2016

It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. Once I started getting out of debt I read Your Money or Your Life and it changed my whole outlook on money. What are the top 3 – 5 ways you found money to put towards debt. Highly recommend it!

Credit Cards 100

Credit Cards Debt Free College Debt 100

Saving Cents With Sense

APRIL 25, 2013

The rise of mobile technology has led to another, cost-effective trend: money-saving apps. Here are our top picks for smartphone apps that really will save you money. Here are our top picks for smartphone apps that really will save you money. The post Smartphone Apps That Save You Money! They’re even free.

Money 75

Money Financial Goals Saving Phones 75

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? posted at Money Talks Coaching , saying, “Money and marriage. Savvy Scot controversially talks about how to spend money and what so many financial bloggers are doing wrong! They do not like this austerity business one little bit.

Money 113

Money May 2012 Debt 113

Family Balance Sheet

MARCH 4, 2015

in credit card debt, and an additional $28,756.17 I realized early on that my use of money (overspending, shopaholic behavior) was tied very specifically to how I felt about myself as a person, and began to see that I used money to fill my unmet need for love and belonging. Evaluate where you are spending your money and on what.

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

NOVEMBER 19, 2014

The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. We realized that we wanted to travel as a family and the only thing keeping us from seeing the world was money. We have led 7 sessions of Financial Peace University mostly to keep ourselves motivated.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245