Prairie Eco-Thrifter

APRIL 14, 2013

Spending more than you can afford will definitely put you either in grave debt, or it can even make you bankrupt at some point. Avoiding the unnecessary things like extra trips to the store can help you save on gas or transportation expenses, and limiting the times that you eat out can actually do a lot for your finances.

Money 273

Money Cable Service Budgeting Budget 273

Prairie Eco-Thrifter

SEPTEMBER 27, 2012

Basic Necessities Food Whether you are well-off or tight on cash, you still need to eat. So, you have to put food on top of your list of necessities. If the food, shelter and the three top utilities are paid-off then you can now set aside some of your money for telephone bills.

Bills 213

Bills Telephones Money Taxes 213

Prairie Eco-Thrifter

FEBRUARY 15, 2011

But those can saddle your children with debt for 20 years or more! Knowing exactly how much income is going out towards bills, unplanned expenses, and splurges is the first step in saving for a college fund. Eating Out. Use coupons, children eat free specials, and discounted restaurant gift certificates to save on meals.

College 100

College Budgeting Budget Friends And Family Sale 100

Prairie Eco-Thrifter

OCTOBER 13, 2013

However, if going out to eat with friends or going on all-inclusive vacations is your thing, I’m not one to judge. It’s fair game if you aren’t going into debt over it and if you are still able to put money aside for emergencies, retirement, and to meet your goals. Luckily, none of these hobbies tend to cost very much.

Money 184

Money Cars Car Laptops 184

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. Eat out less. One of the biggest expenses you probably incur is eating out. The average person spends over $2,000 a year on eating out. Instead of eating out, pack your lunch. Reduce convenience foods.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Penny Pinchin' Mom

FEBRUARY 16, 2024

Should you just pretend that you don’t have savings and increase your debt ? While you can control where and how you shop, you can’t control the need to eat. But think about how much you would be saving in terms of transport, drinks, food, entertainment, and the potential bail money should things get out of hand.

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

JANUARY 26, 2011

I have been able to save on things like food, gas, and clothing. Here are some examples: Stop eating out on the weekend. You see, it’s ok to reward yourself once in a while, but if you are really looking to get out of debt faster, then you owe it to yourself to save every penny that you can.

Bills 124

Bills Money Insurance Saving Money 124

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Personally, I think a starter fund should be $2000-$3000.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

The Frugal Girl

NOVEMBER 13, 2023

Limiting waste is what really drives most of the habits I have that would qualify as “frugal” – reducing/eliminating food waste, returning unneeded items, pursuing refunds, checking on warranties, repairing things, etc. For me, being in the kitchen and making food for people is an act of love.

Kids and Family 191

Kids and Family Parenting Cars Car 191

Prairie Eco-Thrifter

OCTOBER 5, 2014

If both you and your spouse are eating out every day for lunch, you’re looking at $128/month – on top of your regular grocery bill. There’s no shame in ditching the second car and going down to a one car family to save money, pay back debt, or because you simply can’t afford the extras. Money Tips'

Budgeting 245

Budgeting Budget May Lunch 245

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. In my spare time, I love hanging out with family and friends, running (I have completed three half marathons) and singing in my church choir. How much debt did you pay off? What kind of debt was it? I had $56,000 of debt when I decided to become debt free.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Prairie Eco-Thrifter

AUGUST 2, 2012

I’d estimate that 50% of the time you’ll see canned food, boxed dinners, bags of chips, and cases/bottles of sodas lining most peoples’ carts. After reading books, blogs, magazines, and paying attention to the nutrition labels found on the foods we were buying, we quickly became horrified at what we found.

Eating Out 188

Eating Out Meals Health Cooking 188

Prairie Eco-Thrifter

FEBRUARY 9, 2012

Sure you know you are in debt over your head. But there is no way you are going to give up cable, the cell phone, eating out or your gym membership. So you continue to get further in debt as you continue to spend. What is the one thing you are refusing to give up that would help you pay off your debt?

Money 203

Money Debt Finance Credit Cards 203

Prairie Eco-Thrifter

SEPTEMBER 25, 2012

I pointed out the multitude of new blogs related to saving money, being frugal, getting debt under control and learning about finances. We shopped at garage sales, turned down the heat, combined errands to use less gas, didn’t buy a lot of prepared food, cooked at home and the like. Peggy: Oh yes! The Spectrum Group.

Thrifty 213

Thrifty Garage Spendthrift Fair-Trade 213

Prairie Eco-Thrifter

JANUARY 14, 2012

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Discussing how it is easier to eat healthy when you have food stamps but once that is gone or you have “graduated” from the program, you can no longer eat as well.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. – Food: groceries, meals out, school lunches. If you’re spending too much at restaurants, read: 15 Smart Tips to Save Money When Eating Out .

Budgeting 133

Budgeting Budget Financial Goals Goals 133