Family Balance Sheet

NOVEMBER 5, 2014

Welcome to Debt Free Stories. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? The debt consisted of my student loans and a car loan. What inspired you to get debt free? That inspired me to be intentional with my finances and to follow Dave’s six steps.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Savings Corner

DECEMBER 24, 2023

How to use a debt consolidation calculator to control your debt It is easy to get overwhelmed with debt, but debt consolidation offers a solution. Bankrate’s debt consolidation calculator is designed to help you determine if debt consolidation is the right move for you.

Debt 52

Debt Calculators Credit Cards Credit 52

Penny Pinchin' Mom

DECEMBER 17, 2023

The post Managing Family Finances: Tips and Strategies for a Better Financial Future appeared first on Penny Pinchin' Mom. Family finances can be tricky! Provide your family with a desirable quality of life while still ensuring that your family’s finances are secure for the future. I would know.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. What gives?

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Penny Pinchin' Mom

JANUARY 16, 2024

The post 10 Must-Know Personal Finance Tips for Moms’ Financial Success appeared first on Penny Pinchin' Mom. Personal finance tips are much like opinions; everybody’s got one. Here are some personal finance tips that should help get you out of that murk. Of that 70%, more than half are women.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

FEBRUARY 22, 2011

It was a scary time for us. What got us through.our emergency fund. Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Family Balance Sheet

SEPTEMBER 9, 2014

Welcome to Debt Free Stories. She and her husband paid off $147,000 in debt–including their home. After paying off the debt, she was able to quit her job to pursue her passion. She blogs at The Debt Myth. Tell us about you and your family. How much debt did you pay off? What kind of debt was it?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

OCTOBER 22, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. It’s the time of year when we could all use some additional cash.

Finance 127

Finance Emergency Fund Organic Organization 127

Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. But Dave Ramsey’s view of debt is very different.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? Ken from Spruce Up Your Finances asks Need A Down Payment For Your House?

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

OCTOBER 21, 2012

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. She writes about family, finances and faith at her blog, Principles of Increase. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? We paid off about $110K worth of debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

APRIL 11, 2020

Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. I have written often about the importance of an emergency fund.

Budget 246

Budget Budgeting Family Debt 246

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. Tell us about you and your family. How much debt did you pay off?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

AUGUST 11, 2016

But for our own safety net, we must make our finances a priority. We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. ” I hear you. It is a lot.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

OCTOBER 15, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. The goal is to identify the need before something breaks down, so you are not caught off guard without the funds.

Finance 100

Finance Organic Organization Emergency Fund 100

Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. Lack of An Emergency Fund .

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. How much debt did you pay off?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. Tell us about you and your family. They keep us very busy! How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. Where are you from?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

JULY 10, 2014

Would you feel a weight lifted if you could pay off your high-rate consumer debt? In fact, if you identify your values, and use them to direct your finances, you are more likely to stick with a spending plan and feel better about your financial situation at the same time. Think about what brings satisfaction to your life.

Budget 218

Budget Budgeting Work Making 218

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Are you having a hard time controlling your finances? Many parents are finding it hard to control their finances and stretch their wallet these days more than ever. Many people are still trapped in debts and financial insufficiency due to the wrong formula or mindset they’ve been following ever since they got employed.

Family 196

Family Financial Goals Debt Goals 196

Prairie Eco-Thrifter

MAY 25, 2014

Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt. By then, I was married, raising a toddler, our family was paying down debt and I was practicing much better financial discipline. My rewards credit cards were feeble, and I didn’t have a plan for using them.

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Savings Corner

DECEMBER 25, 2023

Use a leasing versus buying calculator to calculate your potential savings. What is affordable comes down to how you plan to use your vehicle, so read up on the full benefits and drawbacks of each before you commit. A used car payment should be no more than 10 percent, but that number varies by expert. How much you use your car.

Cars 52

Cars Car Insurance Calculators 52

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. You will learn exactly what settings, plugins, and themes he uses. Do you review your finances monthly?

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

OCTOBER 24, 2013

Buying a home can provide a safe, stable, and personal space that your family can use as a haven. It makes sense to wait to buy until your consumer debt is mostly handled. Adding another debt obligation while you are already struggling with high-interest consumer debt, can burden your finances. An emergency fund?

Buy 217

Buy Buying Debt Emergency Fund 217

Prairie Eco-Thrifter

MAY 27, 2012

Like I state on my About page , I was in debt and living a life that didn’t satisfy me. Statistics show that nearly one in two Americans are in serious financial problems due to their debt levels. Also include an emergency fund and contributions to a retirement account, even if just small amounts at first.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Prairie Eco-Thrifter

FEBRUARY 4, 2014

When I was younger, I used to think that a higher income was the solution to most of my financial issues. My husband and I were graduate students with loans and credit card debt, and we were certain that a higher income would solve all of our problems. However, this isn’t always the case. I like travel. We both like to eat out.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Family Balance Sheet

JUNE 22, 2020

It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. After the first year, the new business debt weighed on me.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

MAY 26, 2016

Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. But, with each of the above, you lose the use of that money and often have little chance of even getting it back, let alone making it grow.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . Tell us about you and your family. How much debt did you pay off? What kind of debt was it? What inspired you to become debt free? Where are you from?

Debt 100

Debt Debt Free College Finds 100

Prairie Eco-Thrifter

MAY 6, 2016

Much of the information in it is basic personal finance guidance (with a biblical twist). Digging into this formula investment technique (which is similar to dollar cost averaging), led me to the re-discovery of multiple other types of formulas and techniques which are supposed to help us make our money grow. Stock picking formulas.

401K 100

401K Money Emergency Fund Goals 100

Prairie Eco-Thrifter

AUGUST 19, 2012

It’s also little things, done every day, which can help us prevent these disasters and help us come out the other side, battered and bruised but still standing. Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Family Balance Sheet

OCTOBER 20, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. We’re going to use the zero based budget as a guide for our monthly spending plan. Personal Escrow Fund.

Finance 100

Finance Organic Organization Budget 100

Prairie Eco-Thrifter

JANUARY 10, 2012

These days, if you spend any time on most personal finance blogs, one of the author’s main goals in life is spending less money on stuff and more money travelling. I want to use up all my holidays from work, as well as going on some random weekend road trips. And whatever you do, don’t finance it. Buy Assets Instead.

Travel 226

Travel Debt Finance Emergency Fund 226

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

Many families are toeing the line of slipping into debt, if they aren’t already over their heads. With just one emergency such as a car breaking down or, in the US, a medical bill, many could be in a very precarious position. As the time passed, I was able to figure out ways to save more money and stay on top of my finances.

Building 225

Building Emergency Fund Money Savings Account 225

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. Tell us about you and your family. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off? What kind of debt was it? We paid off a total of $118,000 debt.

Debt 100

Debt Debt Free Pay Off Debt Finds 100