Family Balance Sheet

FEBRUARY 23, 2016

Are you ready to crush debt this year? We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. It will be quite a feat because by my calculations we’ll be short each month if we just apply our debt snowball payment. Stretch yourself.

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Debt Goals 2016 Calculators 100

Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. Tell us about you and your family. We’re a family of five, including, me, my wife and 3 children: 15 year old fraternal twins and a 12 year old son.

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

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Debt Free Debt Budgeting Budget 100

Family Balance Sheet

JANUARY 29, 2015

A few weeks ago, my husband and I had an intense discussion about finances. Why are we jumping through these hoops to be debt free? WHY do we want to be debt free? They watch us have long discussions about the business and our finances. Daddy and I needed to pay off some debts before we could make a trip to Disney.

Debt 100

Debt Debt Free Daughter Thrifty 100

Family Balance Sheet

OCTOBER 16, 2017

Family Balance Sheet , the website, turns 9 in October 2017, but Family Balance Sheet, the spreadsheet, turns 14. I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. October is a big month for me. We married in October.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

MAY 4, 2021

I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending. Yep, I found a $20 bill while running on the beach!

April 130

April Money Credit Cards Donation 130

Family Balance Sheet

APRIL 1, 2011

You spring clean your home; why not spring clean your finances? Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals. The Family Balance Sheet is a form that I created to help me communicate the state of our finances with my husband. Thanks for reading.

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Finance Financial Goals Goals Credit 127

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Guest Post Author Bio: Elias Cortez, from Dallas, TX is currently a freelance writer specializing in writing on education and career information articles. Are you having a hard time controlling your finances? Do you keep your family in a survival mode? Here are some tips to conduct an effective family financial analysis.

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Family Financial Goals Debt Goals 196

Family Balance Sheet

OCTOBER 8, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. 3 Steps To Help You.

Finance 113

Finance Money Organic Organization 113

Family Balance Sheet

JANUARY 8, 2020

My word was REDUCE: Non-mortgage debt to zero. There were hits and misses on this list, and many are things that I will continue to work on, but let’s recap: 1 – Reduce non-mortgage debt to zero. We’ve been working since 2013 to pay off a boat load of non-mortgage debt. clutter/stuff that we don’t need.

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Financial Goals Goals 2020 2019 130

Family Balance Sheet

DECEMBER 28, 2016

If you’re thinking about some resolutions for 2017 that have to do with YOUR finances, then I’m inviting you to join me in January for the New Year New You Financial Summit. Toni Husbands of Debt Free Divas. Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles. 8 pm EST: TBD.

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New Year's Debt Personal Finance Real Estate 100

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Tell us about you and your family. I love photography, archery, yoga, reading self-help books, taking spinning classes and being with my friends and family as much as possible. How much debt did you pay off? Hi, I’m Maureen!

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Debt Credit Cards Debt Free Student 100

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. She owns Every Single Dollar , an online financial resource dedicated to helping single women make informed financial decisions and set themselves up for financial success. How much debt did you pay off? What kind of debt was it? How much debt did you pay off?

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Credit Cards Debt Debt Free Student 100

Savings Corner

DECEMBER 27, 2023

These loans come with credit-building tools, flexible repayment terms and special features for debt consolidation and home improvement projects. Direct payment to creditors with debt consolidation loans. Maximum debt-to-income ratio: 75%, including mortgage and the loan you’re applying for. Minimum annual income: None.

Credit 52

Credit January Debt Credit Cards 52

Savings Corner

DECEMBER 25, 2023

Instead of basing your loan offer on your credit, they look at your academic performance and earning potential to determine your ability to pay back the debt. They’ll also look at your or your co-signer’s debt-to-income ratio to make sure you have the funds to pay a student loan bill in addition to any other bills in your name.

Student 52

Student College Credit Debt 52

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. Tell us about you and your family. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off? What kind of debt was it? We paid off a total of $118,000 debt.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Prairie Eco-Thrifter

JULY 9, 2013

Another thing that, according to the National Foundation for Credit Counseling (NFCC), happens in childhood that affects our adult finances is that we learn from the financial behavior of our parents. They had low paying jobs and huge debt loads. Credit card debt has put both of my parents through hell. Credit card debt is bad.

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Used Parenting Credit Cards Debt 228

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? History repeats and informs in market technologies. It’s modeled much like Michael Pollans Food Rules with many one-page rules that give short but useful tidbits of information.

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

MAY 29, 2013

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Debt load – 30%. This portion of your score reflects how much debt you carry. If you prefer to pay cash and avoid revolving debt, that’s great.

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Credit Cards Credit Building Rent 234

Prairie Eco-Thrifter

JANUARY 14, 2012

After that, while you all primed and interested in personal finance, continue and read the awesome articles that were written across the web this week regarding personal finance and enhancing your lifestyle. Finance Fox : Reasons to Buy a Car in January – After the Holidays! Take a moment to watch them.

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Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We get a visual picture every month of where are finances are and what we have spent our money on. Beating Broke tells us how we can improve our credit score by adding positive information. We have more stable careers, we have no debt (other than our mortgage), and we own a home. Reducing Debt. How about you? Congrats!!

February 113

February Debt Finance Personal Finance 113

Nicoles Nickels

APRIL 1, 2013

It’s important for women to be able to stand on their own as you never know when there might be a tragedy where the person who normally takes care of the finances in the relationship or the family will no longer be there. This financial guide for women from Genworth is super important for all women to review.

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Daughter Finance Women Debt 68

Prairie Eco-Thrifter

MAY 10, 2012

Failure to monitor your consumption expenditures means that they are flying blindly regarding their future finances. ’ Financial Planning Ashley presents Should I Get Married with Debt? . ’ Financial Planning Ashley presents Should I Get Married with Debt? Norton and now in its ninth edition.

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

APRIL 4, 2016

Eventually, they will seek out information and perhaps even assistance in learning to manage the wealth they have worked so hard to achieve. Paying extra on your debt each period and then not incurring new debt. Continuing to seek out new information in your field to stay current in your job or job hop to a better paying one.

Goals 100

Goals Friends And Family Sale Money Activism 100

Prairie Eco-Thrifter

JANUARY 7, 2015

Since we just celebrated the New Year, now is the best time to clean up your finances. If you didn’t ring in the New Year with thousands of dollars in savings, no debt, and a budget, there is always time to get on the right track. how much debt you paid off, if you have any. And don’t worry about that saying.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. For informational purposes only. Sample Budget Calendar.

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Budgeting Budget Financial Goals Goals 133

Saving Cents With Sense

FEBRUARY 17, 2016

Before getting married, you’ve likely researched the financial questions you should ask each other, but do you know how your wedding will affect your finances once the “I dos” are said and the wedding certificate is signed? Each has its benefits and drawbacks, so you’ll have to make an informed decision about it together.

Taxes 40

Taxes Debt Finance Wedding 40

Savings Corner

DECEMBER 24, 2023

Doing so will empower you to make the best decisions for your family — and your wallet. Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. Secure your financing A preapproval is not the same thing as official approval.

Real Estate 52

Real Estate Buy Buying Credit 52

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. For more information, please see our Insurance Disclosure. Here’s an explanation of how we make money. Bankrate has answers.

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Insurance Life Insurance Homeowner Insurance Cars 52

Prairie Eco-Thrifter

FEBRUARY 11, 2011

The Canadian Personal Finance Blog shares with us 10 lists he hopes none of us follow when it comes to our money management. Canadian Dream shares with us the stages of personal finance. Frugal Dad reminds us that the war on debt starts at home and until we make changes there, we are never going to win the battle. Reducing Debt.

February 113

February Finance Personal Finance Money 113

Prairie Eco-Thrifter

JANUARY 19, 2011

Use the internet: The internet today has a plethora of information on it. The internet works great for things like insurance management, loan and finance management, as well as goods for the home. Make a budget and Use it: Sit down with your family and come up with a budget for your essential monthly items as well as the luxuries.

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Saving Money Money Insurance Bills 124