Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. What gives?

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Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. Tell us about you and your family. I started my blog Debt Discipline to help keep us accountable while paying off our debt. How much debt did you pay off?

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Debt Credit Cards Debt Free Credit 100

Penny Pinchin' Mom

DECEMBER 17, 2023

The post Managing Family Finances: Tips and Strategies for a Better Financial Future appeared first on Penny Pinchin' Mom. Family finances can be tricky! Provide your family with a desirable quality of life while still ensuring that your family’s finances are secure for the future. I would know.

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Finance Tips Finance Emergency Fund Life Insurance 52

Family Balance Sheet

MARCH 19, 2014

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. But Dave Ramsey’s view of debt is very different.

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Debt Money Emergency Fund Goals 100

Family Balance Sheet

FEBRUARY 19, 2022

In highly affluent circles, a family office is a private wealth management firm that manages the finances and investments for the ultra-wealthy and their families. While I was still helping my husband from home with his business, I felt like I wasn’t contributing to our finances and that drove me crazy. Implement our Debt Freedom Plan.

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Office Family Finance Kids and Family 130

Motherhood Moments

MARCH 14, 2023

With gas prices still high and inflation putting pressure on people’s budgets, the personal-finance website WalletHub today released its editors’ picks for 2023’s Best Gas Credit Cards to help drivers save money, along with a new survey to gauge consumer sentiment.

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Credit Cards Gas Thrifty Credit 100

Prairie Eco-Thrifter

DECEMBER 7, 2014

Rates for loans are competitive with personal loans from traditional banks. In the past, most loans (80%) have been for debt consolidation. To be sure, there are risks for borrowers in peer loans but really no more than those risks in other types of debt. Credit is a tool in personal finance. Money Tips'

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Debt Personal Finance Finance Credit 188

Prairie Eco-Thrifter

MAY 16, 2012

While many personal finance sites focus on things such as getting out of debt, saving for retirement, and investing, what really matters to me the most is how we can live healthy prosperous lives. In addition a couple fantastic personal finance books are also up for grabs. Bonus Prize Yes there is a bonus.

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Prizes Personal Finance Finance Giveaway 274

Family Balance Sheet

DECEMBER 28, 2016

If you’re thinking about some resolutions for 2017 that have to do with YOUR finances, then I’m inviting you to join me in January for the New Year New You Financial Summit. Toni Husbands of Debt Free Divas. Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles. 8 pm EST: TBD.

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New Year's Debt Personal Finance Real Estate 100

Family Balance Sheet

OCTOBER 13, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. We had a toddler and a baby on the way and our business was heading south–it was a scary time for us.

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Emergency Fund Finance Organic Organization 100

Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. That was me, at any rate.

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Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

MAY 16, 2013

Check them out: Good Reads From The Blogosphere: When you’re aggressively trying to pay down debt, you may feel that you’ve done all you can to curb your expenses, but have you really? Don’t miss Melissa’s post at My Personal Finance Journey if you Think You’re Sacrificing to Pay Down Debt?

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Fridays Debt Unemployment Rent 187

Family Balance Sheet

APRIL 29, 2015

Looking for new recipes, money-saving ideas, home-management tips, and strategies for debt-free living? Plus, if you subscribe now, you’ll get a chance to win these three personal finance books. I have a weakness for personal finance books, especially those written by bloggers.

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Win Personal Finance Debt Debt Free 100

Prairie Eco-Thrifter

MAY 10, 2011

My goal here at PET is to bring a wide range of viewpoints and strategies to the world of personal finance, living green, saving money, and being healthy. Derek blogs at Life And My Finances. He utilizes his collegiate degree in finance to help others around the world with their personal finances.

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Personal Finance Finance United States Debt 124

Savings Corner

DECEMBER 24, 2023

Portions of this article were drafted using an in-house natural language generation platform. Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Versatile: You can use personal loans for a variety of purposes.

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Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

APRIL 5, 2011

5 Pieces of Advice to Tell Your Child About Money is a series that will run every Tuesday for the next few weeks where some of the top personal finance bloggers share their thoughts on this topic. Find ways to use that interest and passion to add value to society. Living below your means is the foundation of personal finance.

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Money Personal Finance Finance Debt 133

Prairie Eco-Thrifter

AUGUST 22, 2011

Please check out the different tips below on how you too can save money and be green: Nickel by Nickel tells us how they read green using ebooks over at Beating Broke. Everything Finance shares with us his success in growing his own veggies at Retire by 40. Well, there you have it; the 10th Yakezie Blog Swap.

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Swap Personal Finance Finance Debt 133

Prairie Eco-Thrifter

JULY 18, 2013

When it comes to managing your money, sometimes it has to be First Values and Goals, Then Strategies , as Emily from Evolving Personal Finance highlights. Pauline from Reach Financial Independence shares 5 ways to get out of debt , to show how you can accelerate your debt payments to become debt free earlier.

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Debt Fridays Personal Finance Goals 199

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. You will learn exactly what settings, plugins, and themes he uses. Do you review your finances monthly?

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October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

JULY 10, 2012

I’d estimate that it’s the recipe 80% of Americans use, because it’s the one on the back of the Toll House chocolate chip bag. Yet for a few years I made the Toll House recipe, because that’s what everyone I talked to was using for a recipe. You can’t get what you want out of your personal finances on the Toll House budget.

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Budgeting Budget Toll House Cooking 213

Family Balance Sheet

AUGUST 11, 2016

But for our own safety net, we must make our finances a priority. We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. ” I hear you. It is a lot.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

APRIL 19, 2016

Today’s Debt Free Story is from Anna. She is on a mission to help others become debt free. She writes at her personal finance website, And Then We Saved. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free?

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Credit Cards Debt Free College Debt 100

Family Balance Sheet

MARCH 26, 2021

Life suddenly changed for most of us in March 2020 and this past year of the pandemic has reinforced how important an emergency fund is. If you’re able, maybe use some of your stimulous money to put towards building an emergency fund. It was a very scary time for us. We had enough to get us through one more month.

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Emergency Fund Building 2007 Credit Cards 130

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. The Skilled Investor , Editor.

Money 133

Money Finance Personal Finance Real Estate 133

Family Balance Sheet

OCTOBER 16, 2017

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. To keep the communication flowing, I created my very first Balance Sheet to give my husband a snapshot of our household and business finances. It was tricky at first.

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Family Financial Goals Debt Calculators 100

Prairie Eco-Thrifter

JANUARY 7, 2011

As usual there were a ton of great reads floating around the blogosphere written by my pals in the Yakezie network as well as some other personal finance bloggers. Our friends over at Cheapism share with us 81 ways we can make the best use of our money. We have all three and have been using them for years.

January 113

January Personal Finance Finance Green And Frugal 113

Prairie Eco-Thrifter

FEBRUARY 18, 2011

asks us What Keeps Us On Track Financially? We get a visual picture every month of where are finances are and what we have spent our money on. We have more stable careers, we have no debt (other than our mortgage), and we own a home. Personal Finance by the Book tells us how negotiating can put us on top.

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February Debt Finance Personal Finance 113

Prairie Eco-Thrifter

APRIL 25, 2011

The key is to invest the time to teach your kids the right ways to manage their finances. Teach them actionable methods and strategies that will help them learn all of the ropes of personal finance. I am not suggesting that you throw them into debt! You can use these financial mistakes as teachable moments.

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Bills Finance Budgeting Budget 174

Prairie Eco-Thrifter

MARCH 25, 2011

Sustainable Personal Finance. Jeff always shares personal experiences about why he is doing what he is doing. With every tip their is a personal connection to his own life. He also blogs about multiple topics, not just personal finance, which gives his blog an added appeal. Canadian Finance Blog.

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Personal Finance Finance Green Debt 138

Prairie Eco-Thrifter

MARCH 10, 2011

Little House in the Valley tells us how we can save money by partnering with our neighbours. My hubby and I often borrow yard equipment that we use once in a while from my parents. Barbara Friedberg gives us a list of 25 cheap ways to have fun. Sustainable Personal Finance tells us to stop smoking.

Personal Finance 133

Personal Finance March Finance Family 133

Prairie Eco-Thrifter

JANUARY 14, 2011

Eric at Narrow Bridge tells us 5 ways we can use the 2011 payroll tax break. Canadian Finance Blog tells us how our spare change can really add up. Canadian Personal Finance Blog shares with us what he has learned about money management over the years. Reducing Debt. Happy bday!!!

January 113

January Personal Finance Green And Frugal Finance 113

Prairie Eco-Thrifter

MAY 10, 2012

Failure to monitor your consumption expenditures means that they are flying blindly regarding their future finances. ’ Financial Planning Ashley presents Should I Get Married with Debt? . ’ Financial Planning Ashley presents Should I Get Married with Debt?

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Money May 2012 Debt 113

Family Balance Sheet

FEBRUARY 22, 2011

It was a scary time for us. What got us through.our emergency fund. Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. Which comes first: saving for an emergency OR paying off debt? It was a life saver, a sanity saver and a marriage saver. It is for emergencies.

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Emergency Fund 2007 Personal Finance Debt 127

Prairie Eco-Thrifter

JANUARY 24, 2013

There were as always a ton of great reads out this week which I have highlighted below: Good Reads from the Blogosphere: Read how Emily and Kyle have helped their finances by sharing a car at Evolving Personal Finance. KK thinks you can think yourself into financial failure –read more at Student Debt Survivor.

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Fridays Life Insurance Insurance Consumerism 165

freestuff.tv

MAY 18, 2011

Well that’s a pretty dumb question but for most of us, we fail to act on our desires. Check out this guest post by Angela from Debt Consolidation Care: It needs no mention that budgets and savings play a pivotal role in assisting consumers in paying off debt. This will help you stay out of debt. Enjoy this site?

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Budget Budgeting Debt Debt Free 130

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

JANUARY 28, 2011

How to Save Money shares with us how we can keep our finances safe when buying items online. Sweating the Big Stuff tells us about 5 people that can save us money, time and stress. We personally use Quicken and we find it works great for reviewing our finances. Reducing Debt. What did you do?

January 124

January 2010 Personal Finance Finance 124