Family Balance Sheet

APRIL 11, 2020

We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. We just finished paying off our non-mortgage debts and now we were considering taking out a car loan. Update our Debt Freedom Plan to reflect lessons learned during this crisis. Cash is King.

Budgeting 246

Budgeting Budget Family Debt 246

Savings Corner

DECEMBER 25, 2023

That should include the cost of car payments , fuel, insurance and more. Be sure to factor in costs like maintenance, gas and insurance in addition to loan or lease payments. When insurance, fuel and other regular monthly expenses are included, the cost should not exceed 20 percent of your monthly take-home pay. Your location.

Cars 52

Cars Car Insurance Calculators 52

Family Balance Sheet

OCTOBER 16, 2017

Back in October 2003, I left a corporate career as a department store buyer with a nice reliable paycheck and benefits– including health insurance –to join my husband in the land of self-employment. The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals.

Family 100

Family Financial Goals Debt Calculators 100

Prairie Eco-Thrifter

MAY 30, 2012

Increasing your credit card limit is really increasing your debt, or at least your exposure to debt, so say ’No!’ Ignoring Your Debt Debt is not just going to go away, you must handle it and work to whittle it away. Look into effective health, disability and life insurance plans.

Money 235

Money Emergency Fund Debt Financial Goals 235

Penny Pinchin' Mom

DECEMBER 17, 2023

Look Into Life Insurance Do you have a life insurance policy? Life insurance will come in handy should anything happen to you or your spouse. The problem is that the world of life insurance is vast, and not every policy is going to be ideal for you. If not, you need to get one. They are not a waste of money.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

It’s easier to understand yourself and your partner, and easier to create shared goals, when you both understand what makes you tick. Set Goals Together. If you want to accomplish anything together as a couple, you need to have shared goals. Being wary of debt (and paying it down if you have it).

Money 252

Money Finance Motivation Goals 252

Family Balance Sheet

DECEMBER 29, 2020

Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come. Personal Escrow – Use this spreadsheet to plan for your high yearly expenses, such as property taxes, association fees, insurance, etc. Color in the blocks as you hit your goals. This is a 12-month spreadsheet.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

MARCH 12, 2015

Review your Yearly Goals. On January 1st, we’re so gung-ho about writing goals, but are we just as enthusiastic about those goals on March 11? Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. When reviewing your goals, did you use the S.M.A.R.T.

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. After the first year, the new business debt weighed on me. Our non-mortgage loans totaled over six figures.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

OCTOBER 10, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Do you go into panic mode when your car insurance bill arrives?

Finance 100

Finance Property Taxes Organic Organization 100

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Our 2 Main Financial Goals for 2018: 1 – Finish the will.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

FEBRUARY 19, 2022

Shop around for the best price for our big expenses, such as auto and home insurance, medical needs, and mortgage. Implement our Debt Freedom Plan. Once we came to an agreement that paying off our non-mortgage debt was a priority, I put the plan into action. Create our family’s financial goals and Debt Freedom Plan.

Office 130

Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

JUNE 8, 2021

You may have ambitious goals for losing weight or getting in shape, but improving your health can start with daily practices that are simple to incorporate. Debt and financial stress have more of an impact on your health than most people realize. The reason why is because debt contributes to stress, which affects your health.

Health 100

Health Gratitude Journal Bath and Body Works 100

Prairie Eco-Thrifter

JANUARY 17, 2013

Student Debt Survivor recently had a milestone birthday. If one of your resolutions or goals this year is to lose weight, don’t miss Well Kept Wallet’s tips for how to get paid to lose weight. PET Archives: 4 good reasons to buy travel insurance. 8 Ways to Reach Your Goals Should You Save Or Invest Your Money?

Fridays 150

Fridays Student Motivation Debt 150

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. If we put our mind and actions to reaching a goal then we will complete it. Families are our rock, our support system, and our fans.

Personal Finance 240

Personal Finance Finance Family Debt 240

Savings Corner

APRIL 4, 2024

That may be fine if your goal is to preserve capital and maintain a steady flow of interest income. But if you’re looking for growth, consider investing strategies that match your long-term goals. In contrast, higher-risk investments are better suited for long-term goals.

April 52

April Lowes CD Bank 52

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. For more information, please see our Insurance Disclosure. At a glance BEST HOME INSURANCE COMPANY OVERALL (TIE) 4.1

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? Insurance and Risk Hank presents What Is Gap Insurance On Your Car And Why You Need It posted at Money Q&A , saying, “What is gap insurance? ” Green Panda presents 2 Great Reasons Why Young People Need Life Insurance Too!

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

OCTOBER 17, 2012

I managed to rack up over $20,000 of credit card and personal debt by the time I was 23 and this affected my ability to keeo my first house. You’re certainly not alone if you are wondering how you are going to get out from under a mountain of personal debt. A few days ago I posted about my goal of 50 countries by 50.

Budgeting 214

Budgeting Budget Debt Money 214

Prairie Eco-Thrifter

OCTOBER 13, 2013

It’s fair game if you aren’t going into debt over it and if you are still able to put money aside for emergencies, retirement, and to meet your goals. However, if going out to eat with friends or going on all-inclusive vacations is your thing, I’m not one to judge. The Latest Gadgets .

Money 184

Money Cars Car Laptops 184

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Savings Corner

APRIL 4, 2024

If you don’t plan to stay in your home long enough to break even, refinancing might not be the best route if your goal is to save money. Ultimately, the right time to refinance your mortgage is when it makes the most financial sense for you.

Refinancing 40

Refinancing Bank Banking Credit 40

Prairie Eco-Thrifter

MAY 26, 2016

We could take on debt to grow using other people’s money. However, taking on debt without the current ability to repay it can result in loss of down payment and years of debt interest payments. To me, money in a CD or savings account has always been for specific shorter term goals.

Money 124

Money Saving Money Lowes Grandchildren 124

Nicoles Nickels

JANUARY 18, 2012

Most people will include a resolution about their finances in their list of goals for the year. Some of the most common resolutions is to save more money, spend less money, or pay off credit card debt. Make Them a Habit.

New Year's 40

New Year's Frugal Insurance Budgeting 40

Prairie Eco-Thrifter

JANUARY 28, 2011

As some of you know, one of my goals for 2011 is to become a certified fitness professional. The goal was to be certified by summer. Live Real, Now tells us how we can save money on anything from bills to insurance. Moolanomy tells us how we can reach our savings goals by using virtual bank accounts. Reducing Debt.

January 124

January 2010 Personal Finance Finance 124

Penny Pinchin' Mom

FEBRUARY 16, 2024

Get Insurance Did you know that the average life insurance cost per household is roughly $993 a year ? In my book, insurance is an absolute necessity. And I’m talking about all forms of insurance, from health to life and even home insurance. Set personal and financial goals for your savings.

Money 52

Money Insurance Debt Bulk 52

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

OCTOBER 9, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Welcome to 31 Days to Organize Your Finances.

Budgeting 100

Budgeting Budget Finance Organic 100

Savings Corner

APRIL 4, 2024

Your goal might be to adopt a shorter loan term, or maybe your focus is to lower monthly payments. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. You can use these funds as retirement income, to pay medical bills or for any other goal.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. These are all important to help define the goals they would like to meet.” Save for a down payment To avoid having to pay private mortgage insurance , or PMI, you’ll need to put down at least 20 percent of the home’s purchase price for a down payment.

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

APRIL 6, 2012

Insurance and Risk. ” Managing Debt. Jeremy Waller presents Do You Have What It Takes To Be Debt Free And Financially Successful? You see theres a reason that the majority of people are in debt. Theres a reason why the average amount of credit card debt per household is $15,956. We all have skills.

Money 133

Money Finance Personal Finance Real Estate 133

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Personally, I think a starter fund should be $2000-$3000.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

FEBRUARY 16, 2016

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. 1 – Determine how much you need.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Prairie Eco-Thrifter

NOVEMBER 5, 2012

In order to get to a million, you have to be willing to prioritize your life’s goals to get there. You must control your debt. You have to be willing to work hard towards your goal. You have to persist in pursuing your goal, no matter what life brings. You can’t spend more than you earn. Persistence.

Making 229

Making Real Estate Garage Sale Debt 229

Prairie Eco-Thrifter

JANUARY 7, 2015

Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions. If you didn’t ring in the New Year with thousands of dollars in savings, no debt, and a budget, there is always time to get on the right track.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Savings Corner

DECEMBER 24, 2023

You may be susceptible to scams involving your Social Security number and your insurance rate could increase if your state allows insurers to use credit information to set rates. A smart view of your financial health Get a quick read on how you’re set up to meet expenses and money goals. Who can access frozen credit reports?

Credit 52

Credit Monitors Insurance Taxes 52

Savings Corner

DECEMBER 25, 2023

You may have heard that you need to make a 20% down payment on a home, but that’s really just the threshold many lenders use for requiring mortgage insurance on a conventional loan. Nerdy Tip Making a lower down payment can get you to your goal of homeownership more quickly. The typical down payment was 19% for repeat buyers.

Insurance 52

Insurance Home Refinancing Money 52