Family Balance Sheet

MAY 6, 2020

How Our Debt Freedom Plan Prepared Us for the Pandemic. We’d survived the dip in 2007, carried no credit card debt, and we were contributing to our retirement. This new business debt weighed on me. I decided to use Dave Ramsey’s 7 Baby Steps as a guide and I wrote our first Debt Freedom Plan. Storm #2: 2013.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Tell us about you and your family. Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

FEBRUARY 2, 2017

Wonder what sets you apart from the people that seem to crush their financial goals? They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. with their goals.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? Where are you from?

Debt 100

Debt Debt Free Finds Home 100

Prairie Eco-Thrifter

AUGUST 7, 2012

You’ve heard the saying that nothing worthwhile is achieved without a goal? Those who just go along, hoping for the best, are usually the ones who struggle financially or get themselves into too much debt. So, how do you set financial goals as part of a financial plan? How much is it going to cost you to achieve each goal?

Financial Goals 213

Financial Goals Goals Making Simple 213

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Savings Corner

APRIL 4, 2024

In many ways, the process is like a less strenuous version of getting a purchase mortgage. The loan will go through the mortgage underwriting process. The process will be completed in an average of 30 to 45 days. The process will be completed in an average of 30 to 45 days. You’ll pay for a home appraisal.

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Refinancing Work Debt Financial Goals 52

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Student 100

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Debt reduction – How much do you need to pay down and how can you do it? But here’s the point: The plan needs to provide the path for you to meet your financial goals, including helping to motivate you.

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

JANUARY 6, 2011

Are you currently in debt? Like many of us who have previously been in debt, I know how difficult financial management can be. Many of us have never been taught the basics as a child and once we reach adulthood, we find ourselves making poor financial decisions that take us down the road of debt. See where you can make cutbacks.

Debt 113

Debt Finance Pay Off Debt Credit 113

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? I had $56,000 of debt when I decided to become debt free. What inspired you to get debt free? The inspiration to pay off my debt was watching my grandmother balance her checkbook.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. It will help you achieve your financial goals faster.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

AUGUST 6, 2022

Our financial goals are still important to us and we want to hit them regardless of the rising prices. This includes check-in, waiting my turn for a bed, and the actual donation process. However, once we paid off all of that debt, I started playing the credit card game. Here are five ways that I saved money this month.

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. We have a 5 year old son and are in the process of adopting our 2 year old and 4 month old foster sons, making us parents of 3 boys! How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. Where are you from?

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

JUNE 6, 2011

To reach any goals in your life, including your financial goals, you need to switch from the hare’s mindset to that of the tortoise. Ask yourself : Do you start saving or paying off debt with a superhuman resolve- determined to avoid all temptation- only to fall off the wagon and give up hope in a matter of a few days?

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Pay Off Debt Win Debt Goals 176

Family Balance Sheet

DECEMBER 28, 2016

You will learn valuable information from leading personal finance bloggers on topics ranging from budgeting basics, dumping debt, boosting your income, and investing in YOUR future. Toni Husbands of Debt Free Divas. Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles.

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New Year's Debt Personal Finance Real Estate 100

Prairie Eco-Thrifter

DECEMBER 7, 2014

The website handles processing, collection and passes payments through to the investors. In the past, most loans (80%) have been for debt consolidation. To be sure, there are risks for borrowers in peer loans but really no more than those risks in other types of debt. Borrowers with very good credit can get an APR as low as 6.7%

Debt 188

Debt Personal Finance Finance Credit 188

Couponing 101

MAY 28, 2019

adults have credit card debt, kids might not be learning the best financial lessons to set them up for future success. However, delaying gratification can teach children about the process of saving to afford the things they want. Work on Setting Goals. They soak up the language, beliefs, and habits of the people around them.

Saving Money 84

Saving Money Money Simple Financial Goals 84

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Repayment terms typically range from one to seven years.

Debt 52

Debt Credit Cards Credit College Tuition 52

Motherhood Moments

FEBRUARY 16, 2023

Through this generous program, deserving applicants are awarded an opportunity to earn their college degree debt free. KC Scholars has been delivering on their mission of scholars graduating debt free for more than six years. The goal is to significantly expand our program and its impact in the coming years. Have at least a 2.5

Kansas City 130

Kansas City Kansas Student College 130

Prairie Eco-Thrifter

JULY 10, 2012

Start With What You Want I didn’t realize it at the time, but I established a baking process that nearly guaranteed failure. I didn’t start the process with my true desire in mind. However, my baking process was designed to produce a cookie that I didn’t truly desire. Do you want to be debt free? Can you see how?

Budgeting 213

Budgeting Budget Toll House Cooking 213

Prairie Eco-Thrifter

JANUARY 10, 2012

These days, if you spend any time on most personal finance blogs, one of the author’s main goals in life is spending less money on stuff and more money travelling. One of my personal goals in 2012 is to travel more. So they hop on a plane and spend a week or two in the sun, coming back to even more debt.

Travel 226

Travel Debt Finance Emergency Fund 226

Family Balance Sheet

FEBRUARY 6, 2021

I will write a more detailed post about the process soon. I talk a lot about debt freedom and that is still a goal of ours, and our Debt Freedom Plan will be adjusted. And we paid off six figures of business debt before, we will pay off this car loan too. We think we’ll use the money towards summer vacation.

Finance 130

Finance January Family 2020 130

Family Balance Sheet

OCTOBER 15, 2021

My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education. Prior to 2020, we spent years aggressively paying off six figures of non-mortgage debts , so saving for college was sporadic deposits into a regulard savings account and basically on the back burner. .

College 130

College Used 2020 Saving 130

Savings Corner

APRIL 4, 2024

Ideally, you’ll also get a lower rate in the process. The money you tap from your home’s equity can be used to consolidate higher-interest debt or to improve your home. Homeowners who have improved their credit score or lowered their debt-to-income ratio, for example, might be eligible for a better rate today if they refinance.

Calculators 40

Calculators Refinancing Insurance Homeowner Insurance 40

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. This is the year that we will be very intense about paying off our debt. How We Saved.

2015 100

2015 Money Debt Home and Garden 100

Prairie Eco-Thrifter

JULY 25, 2011

Are you so far in debt that you think you’ll never get out? Reaching your financial independence requires the persistent setting and realization of many small goals, a lot of intermediate goals and an overall end goal. Getting there is not just about executing a debt reduction plan or earning passive income.

Debt 172

Debt College Goals Life Insurance 172

Family Balance Sheet

OCTOBER 23, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Let us know your process in the comments.

Finance 100

Finance Organic Organization 2014 100

Savings Corner

DECEMBER 23, 2023

Consider directing at least a portion of your pay toward long-term financial goals, like saving for retirement and purchasing a life insurance plan. Paying Off Your Debt and Expenses Life insurance is also important if your parents co-signed for your student loans or other debt, such as a car. Watch her story here.

Life Insurance 52

Life Insurance Insurance Graduation Financial Goals 52

Prairie Eco-Thrifter

MARCH 24, 2011

Ever wonder what is actually happening inside our brains as we plan our money management strategies, bravely stave off impulse spending , and work towards that end goal of financial freedom? This series will answer those very questions by looking at the seven main processes of the brain and how they effect our money management.

Motivation 124

Motivation Money Debt Goals 124

freestuff.tv

MAY 18, 2011

Check out this guest post by Angela from Debt Consolidation Care: It needs no mention that budgets and savings play a pivotal role in assisting consumers in paying off debt. Here are some secret tips in creating a budget that can rejuvenate your personal finances and become debt free. This will help you stay out of debt.

Budgeting 130

Budgeting Budget Debt Debt Free 130

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. If you have financial goals, budgeting will be an important tool to reaching those goals.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

JUNE 25, 2013

When you make mistakes with your retirement planning process, you could put your entire future at risk. Unfortunately, that often means that you won’t reach your retirement goals. You might also make tweaks depending on changing fundamentals, and shifting goals. We all make mistakes. Overestimating Returns.

Making 201

Making United States Taxes Health Care 201

Prairie Eco-Thrifter

OCTOBER 17, 2012

I managed to rack up over $20,000 of credit card and personal debt by the time I was 23 and this affected my ability to keeo my first house. You’re certainly not alone if you are wondering how you are going to get out from under a mountain of personal debt. A few days ago I posted about my goal of 50 countries by 50.

Budgeting 214

Budgeting Budget Debt Money 214

Prairie Eco-Thrifter

JANUARY 28, 2011

As some of you know, one of my goals for 2011 is to become a certified fitness professional. The goal was to be certified by summer. In order to go to Asia we have to get 4 visas which is a tedious process and takes a lot of time. Moolanomy tells us how we can reach our savings goals by using virtual bank accounts.

January 124

January 2010 Personal Finance Finance 124

Prairie Eco-Thrifter

OCTOBER 21, 2012

Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. ” Dividend Growth Investor from Dividend Growth Investor shares how Dividend losers focus on excuses that prevent them from achieving their goals of financial freedom. They aren’t concerned about the latest deal, craze or freebie.

Personal Finance 219

Personal Finance Finance Debt Money 219