Prairie Eco-Thrifter

NOVEMBER 25, 2012

We read that we should make our money work for us but worry about making a wrong decision that could actually cost money rather than make us money. In this article we will look at the pros and cons of saving and investing, as well as reducing debt, as a means of gaining financial security. What About Debt?

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Money Debt Refinancing Credit Cards 189

Savings Corner

DECEMBER 24, 2023

Debt reduction – How much do you need to pay down and how can you do it? And the plan can be as “big picture” or “little picture” as you want to make it. Debt reduction If you’ve piled on too much debt, a financial plan can help you devise a way to get out from under it.

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Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

MAY 30, 2012

So, in this article, we’re going to look at 10 small money mistakes that many people make, often unaware of the impact they are having on their financial security. Increasing your credit card limit is really increasing your debt, or at least your exposure to debt, so say ’No!’ Make establishing an emergency fund a priority.

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Money Emergency Fund Debt Financial Goals 235

Savings Corner

APRIL 4, 2024

It represents the total debt against the home: both the original mortgage and the size of the new home equity loan or line of credit. Your home equity equals the current value of your home minus your current mortgage debt. Cash-out refinancing: With a cash-out refinance, you replace your existing mortgage with a new, larger mortgage.

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Calculators Home Debt Fair-Trade 52

Savings Corner

DECEMBER 25, 2023

You may also have the option to choose your loan term, which means you could pay off your loan faster and with less interest by making higher payments or pay lower amounts with more interest over a longer period of time. How do I qualify for a private student loan? Each lender will have its own requirements for taking out a loan.

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Prairie Eco-Thrifter

NOVEMBER 2, 2011

Without clear knowledge of your finances you will not be able to make an informed decision regarding whether taking out a loan is necessary and sensible. If you’re seeking a debt consolidation loan for existing debts, try to find a provider that can give you a longer repayment period, which will reduce the amount of your monthly repayments.

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Debt Economical Refinancing Money 183

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. My new mission was to manage our money to make sure we used it wisely and stretched it as far as possible. Implement our Debt Freedom Plan. Project short-term cash needs.

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Office Family Finance Kids and Family 130

Family Balance Sheet

OCTOBER 16, 2017

The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. Our balance sheet is starting to reflect all of the hard work we have done over the last 5 years to reduce out non-mortgage and business debts, so I added a few calculations that were missing in the past.

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Prairie Eco-Thrifter

JANUARY 18, 2019

Here are some situations that could warrant the need for quick funding: Debts Must Be Settled: For those that care about their credit score, paying off a debt means making sure that each monthly payment is made on time, and in full. Like a personal line of credit, credit cards can be just as useful when making quick purchases.

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Credit Cards Credit Debt Hawaii 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post Best Way to Consolidate Debt Without Hurting Credit – Smart Money Moves For Moms appeared first on Penny Pinchin' Mom. Without proper management, debt can quite literally bury you alive. The best way to consolidate debt without hurting credit is also the best way to get out of debt.

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Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband.

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Savings Corner

DECEMBER 27, 2023

Make extra payments toward the principal There’s no penalty for paying off student loans early or paying more than the minimum. You can make an additional payment at any point in the month, or you can make a lump-sum student loan payment on the due date. But it will help you pay the debt faster and save money on interest.

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Student Refinancing Debt Free Debt 52

Prairie Eco-Thrifter

OCTOBER 15, 2011

How is it possible that a couple making $200K don’t know where $60K is going every year? Live Real, Now: Make Extra Money, Part 6: Setting Up a Site In this installment of the Make Extra Money series, LRN is going to show you how to set up a WordPress site. There were 50 submissions this week. In no particular order….

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October 2011 Finance Personal Finance 200

For the Mommas

JANUARY 23, 2013

Nearly 46% of consumers say they typically consider making a financial resolution – up 31% since the first year of the survey in 2009. Saving more (52%), spending less (19%) and paying off debt (19%). Do you really need cable television or can you make do without? Paying Off Debt. The top 3 financial resolutions?

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Monitors Credit Debt Consumer 40

Savings Corner

APRIL 4, 2024

Compare options from multiple personal loan lenders before applying to make sure you’re getting a competitive interest rate and fee structure. The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans.

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Debt Credit Cards Credit Home Improvement 52

Savings Corner

DECEMBER 25, 2023

NerdWallet’s Best-Of Award Winner Best Mortgage Lender For Cash-Out Refinancing NBKC: NMLS#409631 5.0 It offers a significant volume of cash-out refinancing with unusually low origination fees. A down payment is the cash you pay upfront to make a large purchase, such as a home. But how much of a down payment do you really need?

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Insurance Home Refinancing Money 52