Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Tracking your net worth is simple.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

freestuff.tv

APRIL 6, 2011

SavingsBlogger.com is a fun and positive blog dedicated to helping you find the latest savings on your groceries through free samples , coupons & bargains , helping you manage your money so that you can live within your means, enabling you to save more and give more. We want you to live the generous life, simple and debt free.

Recycle 109

Recycle Recycled Recycling Bank 109

freestuff.tv

APRIL 4, 2011

SavingsBlogger.com is a fun and positive blog dedicated to helping you find the latest savings on your groceries through free samples , coupons & bargains , helping you manage your money so that you can live within your means, enabling you to save more and give more. We want you to live the generous life, simple and debt free.

Growing 109

Growing Pampers Points Gifts 109

Prairie Eco-Thrifter

OCTOBER 7, 2014

When it comes to money, most of us could stand to up our game a bit. That last point is a particularly worthwhile goal as worrying about money is a unique brand of distressing. Here are just helpful tips to get you on your way to better money management. Do you want to pay off a particular debt in a certain timeframe?

Money 113

Money Goals Budgeting Budget 113

Prairie Eco-Thrifter

AUGUST 7, 2012

Those who just go along, hoping for the best, are usually the ones who struggle financially or get themselves into too much debt. Setting financial goals is an important part of planning to achieve financial security and have enough money in your retirement years to live the way you want. How much money do you want to retire on?

Financial Goals 213

Financial Goals Goals Making Simple 213

Prairie Eco-Thrifter

JULY 30, 2012

It is a common fallacy that large sums of money are needed to be able to invest for the future. Here are some simple ideas of small choices that can mean big gains. This simple scenario shows that small things can build to significant gains. Spend most of your money on what you ‘need’ to live. and follow it?

Debt 202

Debt Budgeting Budget Finance 202

Couponing 101

JULY 26, 2011

In this current age of excess, we can all take a step back and redirect our values to understand that we must have money in order to spend it. Today, you can pick up pretty much any book, newspaper, or magazine and find an article about getting out of debt. No point in wasting our money just because the cashier can’t count.

Saving Money 103

Saving Money Money Kids Debt 103

Savings Corner

DECEMBER 24, 2023

The plan can be as big and complex as you want it to be, or as simple and straightforward as you like – so long as it helps you improve your finances. Debt reduction – How much do you need to pay down and how can you do it? Taxes – How can you minimize your tax bill and ensure the money is there when you need it?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. I have been sharing my passion for simple living on GrowingSlower.com since 2011, and I now have added the Real Mom’s Guide series of books and courses to further encourage my readers! How much debt did you pay off? What kind of debt was it? Where are you from?

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Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

DECEMBER 19, 2013

In his most recent mini-series, Matt Becker shares How to Start Investing From Scratch – Part 2 over at Mom and Dad Money. If so, bookmark SFB’s post about How to Set Yourself Up To Be a Financial Success When Starting the First Job at Simple Finance Blog. PET Archives : Save Money on Rent. How to Be Green and Save Money.

Fridays 167

Fridays Finance Personal Finance Renovation 167

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. In reality, they were driven, focused, and S.M.A.R.T.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

DECEMBER 30, 2013

However, your New Year’s Resolutions should be about more than just generically “saving more”, “spending less”, or “paying down debt” What if you’ve been making solid progress in those areas? Figure Out What You Want Your Money to Accomplish. Your money can make things happen.

Financial Goals 186

Financial Goals Goals Finance Money 186

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post Best Way to Consolidate Debt Without Hurting Credit – Smart Money Moves For Moms appeared first on Penny Pinchin' Mom. Without proper management, debt can quite literally bury you alive. The best way to consolidate debt without hurting credit is also the best way to get out of debt.

Debt 52

Debt Credit Money Mom 52

Savings Corner

APRIL 4, 2024

This figure, along with your loan-to-value (LTV) ratio, determines the likelihood of being approved for a home equity loan or home equity line of credit (HELOC), and how much money you could be eligible for. It represents the total debt against the home: both the original mortgage and the size of the new home equity loan or line of credit.

Calculators 52

Calculators Home Debt Fair-Trade 52

Prairie Eco-Thrifter

JULY 4, 2011

Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. mbhunter from Mighty Bargain Hunter asks Are you contributing to this debt clock? and says, “The big debt clock is over $14 trillion now, but this other one is approaching $1 trillion, and may affect you more directly.&#. How about you?

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

SEPTEMBER 15, 2014

I remember going through magazines and catalogs picking out the things I would have when we had money. I found that I wasn’t really working for the money (although I wouldn’t have done the work without being paid!), Gone were the days of having one bank account and only having to keep very simple records.

Money 247

Money Grandchildren Thrifty Job Loss 247

Prairie Eco-Thrifter

OCTOBER 21, 2012

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. ” Amy from Money Mishaps shares how Online Shopping Can Save You Tons.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. How much debt did you pay off? What kind of debt was it? After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. What inspired you to get debt free? Tell us about you and your family. Where are you from?

Debt 227

Debt Debt Free Financial Goals Goals 227

Saving Cents With Sense

JUNE 8, 2011

Saving Money as the Host/Hostess! However, if you must do the goodie bag – keep it simple. The main point of the invitation is to let your guests know the Five “Ws”: Who, What, Where, When & Why. The main point of the invitation is to let your guests know the Five “Ws”: Who, What, Where, When & Why. Party Ware.

Saving Money 82

Saving Money Money Birthday Kids and Family 82

Savings Corner

FEBRUARY 2, 2024

Your credit history, detailed in your credit report and summarized by credit scores, shows how well you’ve handled borrowed money — and using a credit card responsibly is one of the quickest and easiest ways to build credit. Among the situations in which good credit comes in handy: Borrowing money. Renting an apartment.

Credit Cards 52

Credit Cards Student Credit College 52

freestuff.tv

APRIL 2, 2011

You’ll earn points for voting and inviting friends to play, and each point counts for a contest entry. We want you to live the generous life, simple and debt free.

Boston Market 109

Boston Market Hardees Boston Restaurant 109

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. How much debt did you pay off? What kind of debt was it? In total I estimate I paid off round $40,000 worth of debt, though depressingly a fair chunk of that was just interest.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. How much debt did you pay off? What kind of debt was it? We started paying it off when we got married and became debt free just shy of our second anniversary. What inspired you to become debt free? They didn’t like debt, and as I grew up, neither did I.

Debt 100

Debt Debt Free College Finds 100

Saving Everyday

JUNE 22, 2012

Let me preface this by saying that my wish for all of you is that you have no credit card debt. My choice has always been Discover for one very simple reason…CASH BACK.which is free money!! Tiffany D, TX: I accumulated miles/points on my Discover card over a period of about 4 years.

Disney 69

Disney Disney World Used Credit Cards 69

For the Mommas

JULY 9, 2014

We can work hard to make as much money as possible, but wealth will never accumulate if we don’t adopt wise spending habits. Instead, it is all about stopping money leaks while still living a happy, content life. Download: Frugal Living Made Simple by Allison Logan. Download: Making Kids Smile! by Randolph M. Not at all.

Landscaping 59

Landscaping Making Kids Debt Free 59

Prairie Eco-Thrifter

MAY 6, 2016

Digging into this formula investment technique (which is similar to dollar cost averaging), led me to the re-discovery of multiple other types of formulas and techniques which are supposed to help us make our money grow. You pick a long term money goal, then figure out how much you should have at each period. Stock picking formulas.

401K 100

401K Money Emergency Fund Goals 100

Prairie Eco-Thrifter

JULY 10, 2012

How to Start a Budget with a Purpose Just like my experience making cookies, we have the ability to put our finances into a budget so that we can get what we want with the money we earn. Do you want to be debt free? The point is to start off visualizing where you want to be and design a budget around it. Do you want to retire?

Budgeting 213

Budgeting Budget Toll House Cooking 213

For the Mommas

DECEMBER 19, 2015

All it takes are a few simple tips and a bit of time. Using your store credit card to save on Christmas gifts doesn’t mean you have to throw yourself into massive debt. That way, you’ll save money and avoid interest charges. If you use credit cards, chances are you have a card that earns points.

Budgeting 40

Budgeting Budget Christmas Gifts 40

Savings Corner

DECEMBER 25, 2023

With passive income, you can have money coming in even as you pursue your primary job, or if you’re able to build up a solid stream of passive income, you might want to kick back a little. Opportunity: A course can deliver an excellent income stream, because you make money easily after the initial outlay of time.

Money 52

Money Making Real Estate Rent 52

Savings Corner

APRIL 4, 2024

Key takeaways Determine how much you need before you apply to avoid requesting more money after you’re approved or borrowing more than you need. Although getting a personal loan is relatively simple, there are some steps you can take to choose the right personal loan and increase your approval chances.

Debt 52

Debt Credit Cards Credit Home Improvement 52

The Frugal Girl

NOVEMBER 20, 2023

We are both naturally frugal and a bit introverted which makes it easier to save money. I was looking for other’s experiences and additional ways we could save money so that I could convince my husband we could survive on his salary. How did you get interested in saving money? We definitely keep things simple around here.

Iowa 169

Iowa Friends And Family Sale Boys Son 169

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

A surprising amount of North Americans are not putting money away consistently for retirement. Many families are toeing the line of slipping into debt, if they aren’t already over their heads. As the time passed, I was able to figure out ways to save more money and stay on top of my finances. Found Money.

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Building Emergency Fund Money Savings Account 225

Savings Corner

DECEMBER 27, 2023

Empty Table Header WINNER (Click to read review) Best credit card for simple cash back You’ll get 2% cash back on all purchases and a rich sign-up bonus with a single card. The bank that issued your credit card sends money for the purchase to the merchant where the transaction took place. Points or miles. Terms apply.

Credit Cards 52

Credit Cards Credit December Airline 52

Prairie Eco-Thrifter

JANUARY 21, 2011

Managing Money. We have paid for 8 plane tickets so far with our points. Financial Highway discussed money and ignorance. Personal Finance by the Book shares with us the nuts and bolts of budgeting and how we can be best equipped to manage our money better. We personally have CIBC Aeroplan cards which we find work great.

January 124

January Emergency Fund Personal Finance Finance 124

Prairie Eco-Thrifter

MARCH 7, 2013

Between the Board, the two jobs, and to do’s at home, I have been burning the candle at both ends for a while now and reaching the point of burn out. Do you ever suffer from debt envy? Tonya at Budget and the Beach thinks we’re moving too fast and recently found herself longing for the simple times. PET Archives.

Vacation 169

Vacation Fridays Indonesia Personal Finance 169

Family Balance Sheet

MAY 1, 2016

Every day this month, I will post one simple challenge to help you get control of your grocery spending. I promise you the challenges will not be overwhelming, but instead simple changes and habits to change the way we shop for groceries. Meal planning saves you money. To get started, please read: 11 Simple Meal Planning Tips.

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Grocery Spending Groceries Grocery Budgeting 100