The Frugal Girl

NOVEMBER 27, 2023

When I got my first job in high school, my parents said I had to save a percentage of every paycheck. I racked up more debt to move to California, then the fancy car turned out to be a lemon, requiring a bunch of expensive repairs. Did you ever receive any financial education in school or from your parents? Not really.

California 168

California Car Cars College 168

Penny Pinchin' Mom

FEBRUARY 16, 2024

This is something every parent needs to think about. That’s a small amount to pay for that level of peace of mind as a parent. Pay Down Debt Yes, this is a good way to set yourself up financially. Getting out of debt should make the top three of your financial priorities. How about an education policy for the kids?

Money 52

Money Insurance Debt Bulk 52

Family Balance Sheet

DECEMBER 28, 2016

You will learn valuable information from leading personal finance bloggers on topics ranging from budgeting basics, dumping debt, boosting your income, and investing in YOUR future. Toni Husbands of Debt Free Divas. Monday, January 9: 12pm EST: Tips for Tackling Credit Card Debt with LaTisha Styles.

New Year's 100

New Year's Debt Personal Finance Real Estate 100

Saving Cents With Sense

FEBRUARY 28, 2014

Your parents did a great job at keeping you fed, clothed, sheltered, and teaching right from wrong. With PNC reporting that the average 20-something faces $45,000 in debt, and Generation Opportunity finding a 15.9 Don’t Compare Your Living Situation to Your Parents. This site uses affiliate links.

Parenting 81

Parenting Economy Student Car 81

The Frugal Girl

DECEMBER 11, 2023

Last year, to make a little extra cash, I started boarding dogs through Rover, and I am about to start a very very part time job using my RN license for a home care company. I appreciate that she doesn’t sugarcoat things or present a perfect image, but shares real life with us. How did you get interested in saving money?

Money 190

Money Kids and Family Frugal Parenting 190

The Frugal Girl

FEBRUARY 26, 2024

I don’t use it much, but I have run background checks for divorced friends who are dating again through online apps. I was always in debt, which has been a tremendous source of shame for me. Apply it toward debt. It was a fascinating process. One friend stopped seeing two men based on what turned up. Marrying my husband.

Daughter 130

Daughter Green And Frugal Money Grandmother 130

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. She writes about simple living, parenting and her family’s foster story at Fostering Simplicity. Tell us about you and your family. We have a 5 year old son and are in the process of adopting our 2 year old and 4 month old foster sons, making us parents of 3 boys!

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. Tell us about yourself. I am used to moving a lot! I am the oldest of seven kids (yes, we all have the same parents – I get asked that quite a bit!). How much debt did you pay off? What kind of debt was it? What inspired you to get debt free?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

The Frugal Girl

JANUARY 29, 2024

We use the eggs, harvest meat & if I can’t get out to hunt venison we’ve had friends give us meat. I seriously overextended on planting and underestimated how much work my dad used to do so hopefully I’ve learned from my mistakes & will not kill myself in the garden this year! This means funds are tight.

Arkansas 177

Arkansas Frugal College Kids and Family 177

The Frugal Girl

FEBRUARY 5, 2024

I used to read intermittently before then but got a regular blog rotation going once I quit social media 3. The weight of debt can be so heavy mentally in addition to the direct effects of it. If it was truly a windfall that was not spoken for, I’d use it to visit my family several states away or pay for the to visit us 10.

Virginia 180

Virginia Kids and Family Library Frugal 180

Family Balance Sheet

APRIL 19, 2016

Today’s Debt Free Story is from Anna. She is on a mission to help others become debt free. Tell us about you and your family. How much debt did you pay off? What kind of debt was it? It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt.

Credit Cards 100

Credit Cards Debt Free College Debt 100

Family Balance Sheet

JANUARY 11, 2019

This should have been done as soon as we became parents back in 2005, but we kept putting it off. We use Medi-Share for our healthcare and our Annual Household Portion is $10k. Our 2019 Financial Goal: Our one and only financial goal for the year: Pay off the student loan, our last non-mortgage debt. . 1 – DONE!!

Financial Goals 100

Financial Goals Goals 2019 Health Insurance 100

Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. We sat down at our kitchen table, took out a simple white piece of paper, and penned out a contract to ourselves: It was our Get Out Debt Contract. It wasn’t me telling her we are going to get out of debt, or her telling me it wasn’t in the budget.

Debt 100

Debt Finds Debt Free Television 100

Prairie Eco-Thrifter

JULY 4, 2011

This past weekend I headed out west with my husband, brother, and his girlfriend to help my parents move into their new house. Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. mbhunter from Mighty Bargain Hunter asks Are you contributing to this debt clock? How about you? What do you think?

Personal Finance 240

Personal Finance Finance Family Debt 240

The Frugal Girl

MARCH 4, 2024

Box are some of my favorite authors) and I use the library to borrow both regular books and electronic resources. When my brother and I were growing up, our parents didn’t have much discretionary income. I learned to save money by watching my parents. (I Yup, I’m a voracious reader. How did you get interested in saving money?

Green And Frugal 175

Green And Frugal Kids and Family Hotel Frugal 175

Prairie Eco-Thrifter

MAY 25, 2014

Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt. While my parents talked about saving money and only spending what you have, the lessons were more abstract than practical. My rewards credit cards were feeble, and I didn’t have a plan for using them.

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Many parents are finding it hard to control their finances and stretch their wallet these days more than ever. Many people are still trapped in debts and financial insufficiency due to the wrong formula or mindset they’ve been following ever since they got employed. Rather, you must use this formula: INCOME–SAVINGS = EXPENSES.

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

AUGUST 11, 2016

The cost of college education is crushing and many parents feel compelled to assist or pay for the entire tuition. I know there are many reasons for the dire savings rates: kids, household projects, kids, pets, kids, caring for an aging parent, kids, medical issues, and kids. Although I have not personally used this resource.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

MAY 26, 2016

Helping the parents teach my grandchildren to save is an ongoing project of mine. This was part of my parent’s plan to turn me into a saver. I’ve been toying with the idea of getting their parent’s permission to have each of them open a savings account this year – to the same end as above.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

JULY 31, 2014

Surviving a negative experience and enduring through or perhaps even overcoming it shows us that we are made of more than we ever dreamed, that we can do and be more than we thought. But how can you learn to use those negative experiences, and teach your children to do so as well to benefit your financial health? Challenge yourself.

Debt 167

Debt College Student Money 167

The Frugal Girl

NOVEMBER 6, 2023

My parents were good at guiding careful spending habits without it being a burden. Highly rated, easy to use, and it sits gathering dust. Child did not like it, so we don’t use it. No more coupons either – I used them a lot when my older kids were young, but they certainly aren’t as prevalent.

Kids and Family 184

Kids and Family Money Home and Garden Frugal 184

Prairie Eco-Thrifter

FEBRUARY 5, 2013

Use the resulting profile as a basis for discussion of what parts to keep in your couple money personality and which to leave behind. These were questions such as ” Which of your parents made the financial decisions”. And then there’s money. Money issues can severely hamper your chance of marital success and happiness.

Money 269

Money Giveaway Goals Debt 269

Prairie Eco-Thrifter

JUNE 4, 2012

Stay with me here – I’m very concerned about my child’s future, especially in these debt-ridden times of financial uncertainty. I’d guess that I’m not the only parent out there worried about it either. If you have a fixed budget, this might be especially useful. When he was born, I did think to draw up a will.

Life Insurance 187

Life Insurance Insurance Debt Money 187

Prairie Eco-Thrifter

FEBRUARY 9, 2012

You know you shouldn’t be using credit cards all the time. Don’t blame your spouse, the economy, your parents or your job. Sure you know you are in debt over your head. So you continue to get further in debt as you continue to spend. You know getting a second mortgage is a bad idea. You shop to feel better.

Money 203

Money Debt Finance Credit Cards 203

For the Mommas

JULY 27, 2016

Use this time to put money aside every payday while you’re still earning an income. Sign up for New Parent Offers. Many companies have new Mom or new parent offers you can sign up for even before the little one arrives. Eliminate debt. Prepare to live on one income by paying down, or paying off, these debts.

Baby 40

Baby Debt Credit Cards Phone Service 40

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We found a system that worked for both of us. Consumerism Commentary asks us if we are better off than our parents ? In my life, my parents have always seemed to do quite well financially and we never suffered as kids. Even now, my parents are in a fantastic financial situation. Reducing Debt. How about you?

February 113

February Debt Finance Personal Finance 113

Prairie Eco-Thrifter

MARCH 24, 2013

In Silver Spoon Kids - How Successful Parents Raise Responsible Children by Eileen Gallo, P.H.D. The other is to find out what your ‘money personality’ is by rating your money use, acquisition and management tenancies as one of three states: Acquisition: Avoidant Secure Insatiable. Use: Miser Secure Compulsive overspender.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Savings Corner

FEBRUARY 2, 2024

Your credit history, detailed in your credit report and summarized by credit scores, shows how well you’ve handled borrowed money — and using a credit card responsibly is one of the quickest and easiest ways to build credit. These companies gather the information used to calculate credit scores.

Credit Cards 52

Credit Cards Student Credit College 52

Prairie Eco-Thrifter

APRIL 4, 2016

Paying extra on your debt each period and then not incurring new debt. Parents teach us persistence in the things they repeat (verbally and in their actions) day after day. Most parents persist in insisting that their children learn to use the potty, tie their shoes and maybe play a musical instrument.

Goals 100

Goals Friends And Family Sale Money Activism 100

Prairie Eco-Thrifter

DECEMBER 16, 2012

As a parent, there are many lessons you must teach your kids. Your true purpose as a parent is to give your kids lessons in life that will help them to function when they enter the world as adults. Some people put themselves into debt because of this perceived obligation.

Giving 203

Giving Holiday Kids Kids and Family 203

Prairie Eco-Thrifter

APRIL 17, 2015

According to the article, 54% picked “having the ability to keep up with expenses and hold a steady job while not falling behind or taking on too much debt” There’s that ‘work ethic’ – one of our ‘middle-class’ values. Do the Rich Use Debt Differently? And then there is the media.

Polls 100

Polls New York City Wichita Debt 100

Prairie Eco-Thrifter

JULY 13, 2015

I hope to show you how to use debt wisely. There are lots of ways to get into to debt. High interest credit card debt can really drag you down, yet you might want to take out a business loan to start up a really great business idea. Try for internships to get a feel for what the work is really like.

Personal Finance 100

Personal Finance Finance Debt Money 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

You will learn exactly what settings, plugins, and themes he uses. Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company? Here’s some tips to be wary of when trying to consolidate your debt. Personal Finance Whiz : What Is An Emergency Fund?

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

OCTOBER 5, 2011

There are a variety of payments depending on your situation such as unemployment or parenting. If you can do without a cell phone, or if you use a cleaner/gardener or any other service that you can now do yourself as you have time, cut it. If you have items you don’t use or need, sell them. 7.) Pay only the minimum on debts.

Unemployment 200

Unemployment Debt Job Loss Money 200

Prairie Eco-Thrifter

OCTOBER 8, 2012

In the story Out of the Dust by Karen Hesse , a young girl and her parents live in Oklahoma during the Dustbowl. Use Swagbucks. Swagbucks is an Internet search engine that you use just like Yahoo or Bing. Sign up by using your e-mail and creating a password. Then, search the Internet as usually using Swagbucks.

Giving 235

Giving Money Swagbucks Donation 235

Prairie Eco-Thrifter

OCTOBER 13, 2013

It’s fair game if you aren’t going into debt over it and if you are still able to put money aside for emergencies, retirement, and to meet your goals. I’m sure the previous owners had the best intentions when installing the hot tub, but we hardly ever used ours, and our neighbors never used theirs, either.

Money 184

Money Car Cars Laptops 184

For the Mommas

OCTOBER 21, 2014

When the restaurant owned by those relatives is about to be taken away because of debt troubles, Sayaka herself becomes the new collateral for the restaurant in order to get an extension on their loan repayment deadline…on the condition that she serve as the new “plaything” for Subaru, a famous model who doubles as an employee of the loan company.

Home 55

Home Debt Cheap Freezers 55