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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

How Our Debt Freedom Plan Prepared Us for the Pandemic. The year 2007 held such promise for us when it started, but by the end of the year, we were brought to our knees. What got us through financially? I still use my spreadsheet to this day! This new business debt weighed on me. Our first storm: 2007.

Debt 130
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Do the Rich Use Debt Differently?

Prairie Eco-Thrifter

When I was a mainframe computer programmer and project manager, we used a relational database product from IBM called DB2. Programmers would code a call to DB2 and the software it had would figure out the best way to go get the data and present it back to the program. When you take on debt, you take on a level of risk.

Debt 100
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Smart Ways to Stay Out of Debt – Don’t Let Debt Control You

Saving Cents With Sense

You might be feeling with the present situation, just a charge here and there won’t even matter. But you need to be watchful that it doesn’t take a lot of time to get caught in the debt cycle if you start splurging. Even though there are legal ways to get out of debt , it is better to stay safe than sorry. Frugal debt free'

Debt 101
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How Much House Can I Afford? Affordability Calculator

Savings Corner

To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. How does your debt-to-income ratio impact affordability? Debt and expenses. Credit profile.

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Meet a Reader | Mid-Atlantic Julia

The Frugal Girl

Last year, to make a little extra cash, I started boarding dogs through Rover, and I am about to start a very very part time job using my RN license for a home care company. I appreciate that she doesn’t sugarcoat things or present a perfect image, but shares real life with us. How did you get interested in saving money?

Money 192
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Carnival of Personal Finance #384 – Time for a Laugh Edition

Prairie Eco-Thrifter

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. People there only have what they use and need and you know what…they are happy!!

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My Life Plan

Family Balance Sheet

When you’re in the trenches, it can be very hard to think beyond the present. But once I created our debt freedom plan and outlined the steps we would take to wade through the hardships, I was overcome with relief. Our Financial Goals: Pay off our non-mortgage debt. Pay off our mortgage debt. Absolutely!