The Frugal Girl

DECEMBER 11, 2023

My husband and I bought our first home in 2013 when interest rates and housing prices were pretty low. We knew that I would likely not be working full time much longer as we wanted to start a family, so we chose a house that was in a low price range and got a 15-year mortgage. What’s your best frugal win? for anyone curious ? )

Money 192

Money Kids and Family Frugal Parenting 192

Family Balance Sheet

FEBRUARY 19, 2022

There’s a yearly fee and a learning curve, but I love YNAB and it helps me stay on budget and financially organized with our day-to-day checking and savings accounts. Shop around for the best price for our big expenses, such as auto and home insurance, medical needs, and mortgage. Implement our Debt Freedom Plan.

Office 130

Office Family Finance Kids and Family 130

Saving Cents With Sense

MAY 26, 2014

Creating a short-term budget and long-term financial plan can not only help you get out of debt once and for all, but they can also guide you to economic independence and prosperity. Most people want to get out of debt, while others want to save for their children’s college educations or a new home.

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Emergency Fund Goals 2008 Debt 71

For the Mommas

JULY 27, 2016

Set up a high-interest savings account and be methodical about regularly contributing. Learning to make sacrifices early on and creating long-term saving habits can make a big difference on how long you are able to stay home with your new baby. Eliminate debt. Put off the things you can live without for now.

Baby 40

Baby Debt Credit Cards Phone Service 40

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Personally, I think a starter fund should be $2000-$3000.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JANUARY 17, 2018

2 – Save $10k in a savings account, specifically earmarked for medical expenses. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. Save for a camper upgrade. I’ll apply that money to the debt.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

For the Mommas

MAY 22, 2012

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. In personal finance, a sinking fund is a savings account that is designated specifically for an irregular expense.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Penny Pinchin' Mom

FEBRUARY 16, 2024

Do you have a retirement plan or a healthy savings account? Pay Down Debt Yes, this is a good way to set yourself up financially. Getting out of debt should make the top three of your financial priorities. Besides, paying off your debt and keeping it at a healthy minimum will help your credit score rating.

Money 52

Money Insurance Debt Bulk 52

Family Balance Sheet

FEBRUARY 16, 2016

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. Bringing in Extra Money.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Savings Corner

DECEMBER 27, 2023

In the video below, learn more about how investing harnesses the power of compound interest, and differs from saving. High-yield savings accounts Online savings accounts and cash management accounts provide higher rates of return than you’ll get in a traditional bank savings or checking account.

Real Estate 52

Real Estate Bank Banking Money 52

Savings Corner

DECEMBER 25, 2023

You can quickly design the book on an online platform and then even test-market different titles and price points. And home prices rose quickly due in part to relatively low mortgage rates, so your rents may not be able to cover your expenses. You’ll have to really know the market so that you’re not buying at a price that’s too high.

Money 52

Money Making Real Estate Rent 52

The Frugal Girl

MARCH 4, 2024

Now I wish those dollars had gone into our savings accounts. manicures pedicures expensive or trendy clothes and shoes brand-name foods gym memberships a large-screen TV, streaming services, movies the latest phones and tech gadgets fine wines alcohol cigarettes credit card debt The list goes on. Alan doesn’t share that regret.

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Green And Frugal Kids and Family Hotel Frugal 177