Debt Property Taxes Used Work 
Family Balance Sheet
MAY 6, 2020
How Our Debt Freedom Plan Prepared Us for the Pandemic. The year 2007 held such promise for us when it started, but by the end of the year, we were brought to our knees. What got us through financially? I still use my spreadsheet to this day! This new business debt weighed on me. So we got to work!
Savings Corner
APRIL 4, 2024
You can use this money for any purpose, including home remodeling , consolidating higher-interest debt , college tuition and other financial needs. How does a cash-out refinance work? Cash-out refinances are generally best for big-ticket costs: Think home renovations or major debt consolidation.
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Savings Corner
DECEMBER 27, 2023
What’s behind the numbers in our mortgage amortization calculator An amortization calculator enables you to take a snapshot of the interest and principal (the debt) paid in any month of the loan. In the beginning years, most of each payment goes toward interest and only a little goes to debt reduction.
Family Balance Sheet
APRIL 11, 2020
Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. I have been using it ever since.
Savings Corner
DECEMBER 25, 2023
To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. How does your debt-to-income ratio impact affordability? How much house can I afford with a VA loan?
Family Balance Sheet
DECEMBER 29, 2020
That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. This is a one-month only spreadsheet.
The Frugal Girl
FEBRUARY 18, 2024
While we were still renting an apartment, I researched areas with lower property taxes, scouted out my ideal neighborhoods, and waited for a smaller, less expensive house to come on the market. I wait to find things that I love and then pretty much use them until they die. Childhood joy. helping out 7.
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