Family Balance Sheet

NOVEMBER 19, 2014

San Antonio, Texas is our home when we aren’t traveling the world. Daniel took on an extra job doing support work for an online company that he could do from home. We ate at home a lot and watched our food budget carefully. Who initiated the debt free goal? What are your financial goals now?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Penny Pinchin' Mom

FEBRUARY 16, 2024

Buy What Is Worth It “By definition, saving – for anything – requires us to not get things now so that we can get bigger ones later.” — Jean Chatzky Let’s face it: you probably have a dress or ten in your closet that you never wear, yet you bought it because you thought it was cute.

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

FEBRUARY 4, 2015

He now works as an architect, and I do some freelance from home now that we have kids. We bought into the myth that student loan debt is “good debt” and that it was better to “invest” in buying a home instead. After we had kids, though, I stayed home, so we continued making the minimum payment for years.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

JANUARY 19, 2014

During the holidays, I most definitely did consume more than two glasses of wine per week. I’m completely exhausted from the flurry activity, so I can’t imagine wanting to go out that often anyway, but January will have to be a serious financial detox month for me.

Holiday 189

Holiday Food and Wine Wine Food and Drink 189

Family Balance Sheet

APRIL 9, 2021

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. But $1000 was not nearly enough money to cover sudden emergencies in both our home and business. DONE November 2019.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

APRIL 1, 2021

Are you paying too much for home/auto insurance, cable, internet, cell? 4 – Skip the AM drive-thru and eat breakfast at home. If you find yourself hitting the drive-thru on your way to work, start making your breakfast and brewing your coffee at home. 6 – Eat dinner at home. 5 – Brown bag your lunch.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

AUGUST 5, 2015

I am a stay at home mom to 3 kiddos and a cockapoo named Otis. We live a pretty busy lives and when given free weekends at home we love spending time at home on our little farm. We made the decision to tackle our debt back at our home church in Chattanooga. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JANUARY 19, 2012

In January 2011, after a quick online search, I found a race in the fall that was close to home and I would have plenty of time to train. I learned so much that I hope to apply these lessons to my personal and financial goals for 2012. 5 Steps to Succeeding Your Goals. Set a Specific Goal. Enlist Support.

Goals 127

Goals Dairy Queen 2011 2012 127

Family Balance Sheet

SEPTEMBER 29, 2016

Coming home from a trip to Disney World was what started it all. Who handles the day-to-day finances in your home or do you work on it equally? I’m the one who handles the day to day finances in the home. The work ethic definitely hasn’t eased since becoming debt free. What are your financial goals now?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

DECEMBER 10, 2014

I got tired of being left at home because I had a day job, so now we get to travel together and create our own adventures. I was only bringing home a net income of $3,000 a month, so paying $1,000 each month towards my debt was a lot of money, and took a lot of sacrificing. What are your financial goals now?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. Small home = Low Expenses. Everything looked great on paper. What could possibly go wrong?

Debt 130

Debt Health Insurance Insurance Budgeting 130

Penny Pinchin' Mom

FEBRUARY 16, 2024

And I’m talking about all forms of insurance, from health to life and even home insurance. These are the financial moves that might seem painful at first but will come in handy should the worst happen. It’s not necessarily fun, but definitely necessary. Set personal and financial goals for your savings.

Money 52

Money Insurance Debt Bulk 52

Family Balance Sheet

APRIL 12, 2016

How my grandparents paid off $55,000 of their home mortgage in one year. Once I got home from that money changing event at my grandparents’ house, my best friend told me about this financial series she and her husband had been going through at church called Financial Peace University (Dave Ramsey).

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Savings Corner

DECEMBER 25, 2023

It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions. Try Bankrate’s free AdvisorMatch service to quickly get connected to a CFP® professional who can help you achieve your financial goals. Passive income is not… Your job. But having at least a few is a good start.

Money 52

Money Making Real Estate Rent 52

Family Balance Sheet

MAY 27, 2015

I’m a former 3rd grade teacher, but now a stay at home mom and a graphic designer of Joyful Art Designs. Our plans for me to be a stay at home mom on one teacher salary. If married, who initiated the debt free goal? Who handles the day-to-day finances in your home or do you work on it equally?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

FEBRUARY 3, 2016

It was after I started listening to Dave Ramsey, that I started thinking about getting out of debt more quickly and realizing that it was definitely possible to become debt free. Who handles the day-to-day finances in your home or do you work on it equally? What are your financial goals now?

Debt 100

Debt Debt Free College Finds 100