article thumbnail

25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Our emergency fund has saved us countless times and it will save us once again with the truck. If you can’t answer with the word, CASH , then please, set yourself up for success and build an emergency fund. Follow these three action steps and the list of ideas below to find the cash for your fund.

article thumbnail

How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. My second prayer is that my family gets through this crisis financially. I have written often about the importance of an emergency fund. More family time! Folks did we just enter the twilight zone?!

Budgeting 246
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Trending Sources

article thumbnail

5 Steps to CRUSH Debt + FREE Debt Payoff Goal Tracker

Family Balance Sheet

Your first assignment: Take the first step and calculate your debts by using my FREE Family Balance Sheet. Being self-employed, we felt we needed more than Dave’s recommended $1000 starter emergency fund that he outlines in his book, so our first step was to save a bit more for our home and office. We ate an elephant!

Debt 130
article thumbnail

Financial Success: It’s Not Always About Your Income

Prairie Eco-Thrifter

Now, all of a sudden, we had enough money that we could try nicer restaurants. Our cost of living is low because we bought a modest house with a modest mortgage payment, and an “expensive” dinner at the nicest restaurant in town still costs our small family of three less than $100 — including drinks, dessert, and tip.

article thumbnail

The Spending Plan Mentality

Prairie Eco-Thrifter

Is there enough left in the entertainment category to go to a restaurant? My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. We want an emergency fund. Oh, I want to go out to eat?

article thumbnail

The Easiest Ways to Save Money on Household Expenses

Prairie Eco-Thrifter

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. It is always costlier than eating at home, and it makes you fat, no matter whether you are buying a quick snack at a fast food restaurant, vending machine or a convenience store.

article thumbnail

Our Big Financial Goal for 2016

Family Balance Sheet

We have some home projects that we need to do and we have already set aside the funds. Restaurants. Fortunately we have an emergency fund and a personal escrow account for our yearly and quarterly expenses to keep us stable, but we do need to be diligent at staying within our budget. Home Projects. The Game Plan: 1.