Family Balance Sheet

AUGUST 11, 2016

But for our own safety net, we must make our finances a priority. It’s hard to change and improve your finances if you have no idea where you currently stand. Use my Family Balance Sheet excel spreadsheet to help you organize your finances. It’s FREE when you sign up here for my weekly newsletter. It is a lot.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. Lack of An Emergency Fund .

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Penny Pinchin' Mom

DECEMBER 17, 2023

You are one emergency short of losing track of your finances. From a personal point of view, I much prefer living debt free. Advantages of Saving Despite Debts Building an Emergency Fund Building an emergency savings fund is the top reason to make saving a priority over paying down debt. What gives?

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

MAY 21, 2021

Your first assignment: Take the first step and calculate your debts by using my FREE Family Balance Sheet. After reading Dave Ramsey’s book, The Total Money Makeover , I realized that we were spreading ourselves too thin and our finances were not as great as I thought they were. I offer the FREE tracker to my community.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Prairie Eco-Thrifter

AUGUST 19, 2012

Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. This is a reserve of money for emergencies; leave it alone and don’t go dipping into it for general spending. A diversified mutual fund is an excellent way to achieve a diversified portfolio.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

MAY 30, 2012

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. A budget helps you track your finances so you know exactly where you are and whether you’re on track.

Money 235

Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

MARCH 19, 2014

Becoming debt free became appealing and the idea of being able give more, save more and live more took my breath away. Our personal finances are so interwoven with our small business finances that they must be seen as one. I’m sharing our plan with you because the direction of our finances has changed.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession? Beating Broke: I Quit My Job!

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

SEPTEMBER 9, 2014

Welcome to Debt Free Stories. Quitting my job is one of the things being debt free has enabled us to do. If you want to become debt free, I’m here to tell you it is TOTALLY worth all the time, effort, and frustration. When we first started we couldn’t have even conceived of becoming completely debt free.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

AUGUST 11, 2014

Welcome to Debt Free Stories. My daughter and I are gluten free due to celiac and changing to a healthy grain free sugar free way of cooking has become a big passion of mine over the last couple of years. What inspired you to get debt free? I was inspired to get debt free for 2 main reasons: 1.

Debt Free 235

Debt Free Debt Mom Goals 235

Prairie Eco-Thrifter

JANUARY 10, 2012

These days, if you spend any time on most personal finance blogs, one of the author’s main goals in life is spending less money on stuff and more money travelling. If I had a nickel for every person who went on an exotic holiday and financed it, I’d have enough to fund the sequel to Dude Where’s My Car.

Travel 226

Travel Debt Finance Emergency Fund 226

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Better to refinance and sink those funds into the treasury market! Do you review your finances monthly?

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. She writes about family, finances and faith at her blog, Principles of Increase. What inspired you to get debt free? More diligence with finances brought in more income producing opportunities for us. If married, who initiated the debt free goal? Where are you from?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JULY 20, 2011

While I have no desire to replace any of them right now, I also don't want our finances to be thrown for a loop when something does decide to take a trip to appliance heaven. I don't want to drain the emergency fund, which could easily happen when the AC needs replaced. We certainly don't want to go into debt either.

Appliances 138

Appliances Washer and Dryer Emergency Fund Warranties 138

Prairie Eco-Thrifter

JANUARY 21, 2011

Personal Finance by the Book shares with us the nuts and bolts of budgeting and how we can be best equipped to manage our money better. Bucksome Boomer tells us how we can revolutionize our finances when it comes to insurance. Kevin at Sweating the Big Stuff tells us why we shouldn’t save for an emergency fund.

January 124

January Emergency Fund Personal Finance Finance 124

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I am a free-lance sign language interpreter, putting my husband through engineering school by paying cash. What inspired you to become debt free? Where are you from?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Where are you from?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. Living on two-incomes, we could have easily paid off our debt quickly, but we had no idea at the time that “debt free” was even a thing. Read more about Shannon’s debt free journey. What inspired you to get debt free? She writes at Growing Slower.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

MAY 26, 2016

Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. If you are risk averse, you may lose sleep (and health) worrying about the safety of your finances. Because I am a saver, I have now become financially free.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

JUNE 9, 2013

If your finances cause you stress, take action immediately. Pay yourself first to build up an emergency fund and release the stress that comes with worrying about how you would cope if disaster struck. Problems are just speed bumps to be negotiated; don’t let them stop you from living the life you want. Get Healthy'

Making 202

Making Emergency Fund Work Finance 202

Family Balance Sheet

FEBRUARY 2, 2017

I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward. Their 2017 goal is to pay off the remaining balance on their mortgage ($27,900) and be DEBT FREE! Jackie and her husband paid off $147,000 of debt in 10 years and are debt free.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. Angela & Jeff’s Debt Free Story. We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. What inspired you to become debt free? If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JUNE 8, 2018

A budget might not change your circumstances, especially if the problem is income, but a budget will help prioritize the funds that are available. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JUNE 22, 2020

Financially speaking, he focuses on building the business and I focus on managing our home and finances. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. Read: How to Get a FREE Gym Membership.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. What inspired you to get debt free? We did follow Dave Ramsey’s 7 Baby Steps to becoming debt free. We skipped Baby Step #5 (college funding) because we didn’t have kids at the time. We also look for places where kids eat free now. Tell us about you and your family.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. This is technically free money that gives your 401(K) a real boost.

Saving Money 52

Saving Money Money Saving Credit Cards 52