Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. They are also there working with you to help you reach your goals; even those financial goals. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? Families are our rock, our support system, and our fans.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

NOVEMBER 5, 2014

That inspired me to be intentional with my finances and to follow Dave’s six steps. Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? You are one emergency short of losing track of your finances. If you are confused about whether you should pay off debt or save, you are not alone, although everyone’s financial situation is different. What gives?

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

OCTOBER 21, 2012

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

JUNE 30, 2014

Despite our intertwined lives financially, we hadn’t combined finances up until recently. My financial goal is to save up enough to travel extensively (such as an around-the-world trip or maybe volunteering abroad for a longer period of time). Compromising is something that must happen in any marriage to make it work.

Financial Goals 189

Financial Goals Goals Emergency Fund Finance 189

Prairie Eco-Thrifter

JULY 10, 2014

My solution to this problem is to create a spending plan that actually works for me. In fact, if you identify your values, and use them to direct your finances, you are more likely to stick with a spending plan and feel better about your financial situation at the same time. Am I saving up for a trip later?

Budget 218

Budget Budgeting Work Making 218

Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. Lack of An Emergency Fund .

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Family Balance Sheet

AUGUST 11, 2016

You work until you are 65 and then retire. And in adulthood, they are stashing their incomes and living hyper-frugally to save for early retirement, instead of waiting to 65 to fulfill their dreams. Work for the same company for 35+ years. This leaves not much left to save for retirement. Go to school. It is a lot.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Motherhood Moments

MARCH 4, 2023

Source : freepik.com Managing finances can be an incredibly stressful and overwhelming endeavor. Save for a rainy day. Emergencies do happen, so it's essential to have a savings cushion to fall back on when unexpected expenses pop up. Save for retirement T-O-D-A-Y. This is something that can’t be stressed enough.

Debt 130

Debt Money Building Credit Cards 130

Prairie Eco-Thrifter

JANUARY 10, 2013

I have started a new job at work which is great but also very overwhelming as I still need to keep up doing my old job until my replacement is hired and trained. Working to build your emergency fund? Confused about how much you should save and how you should go about saving it? Hi everyone. As December.

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Prairie Eco-Thrifter

JULY 16, 2014

Despite having climbed their way up the corporate ladder and proving their value in millions of revenue and/or savings for the companies they worked for, the structure of each company was changing such that my parents were no longer necessary, regardless of their past performance. Assumption #5: You’ll never have a surprise.

Emergency Fund 174

Emergency Fund Insurance Recession Unemployment 174

Family Balance Sheet

APRIL 11, 2020

Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. Pre-coronavirus, I considered having 3 months of expenses saved in cash to be sufficient. I have written often about the importance of an emergency fund. Emergency Savings = Last Resort.

Budget 246

Budget Budgeting Family Debt 246

Prairie Eco-Thrifter

MAY 30, 2012

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. A budget helps you track your finances so you know exactly where you are and whether you’re on track. It’s wasted money.

Money 235

Money Emergency Fund Debt Financial Goals 235

Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates a sense of order, trains forethought, and so broadens the mind.” Start Using Cash This is a wonderful way to save money.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Better to refinance and sink those funds into the treasury market! Why Do You Need One and How Does it Work?

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

MARCH 19, 2014

Becoming debt free became appealing and the idea of being able give more, save more and live more took my breath away. Our personal finances are so interwoven with our small business finances that they must be seen as one. I’m sharing our plan with you because the direction of our finances has changed.

Debt 100

Debt Money Emergency Fund Goals 100

Savings Corner

DECEMBER 24, 2023

Credit card balance transfers Transferring your debt to one credit card, known as a credit card balance transfer , could help you save money on interest. Savings or retirement accounts Savings account: You can use your savings to pay off all or a portion of your debt. But it may not be the best choice.

Debt 52

Debt Calculators Credit Cards Credit 52

Prairie Eco-Thrifter

NOVEMBER 12, 2011

November to many of us means nothing more than turning on the heat, finishing the yard work, and beginning our hibernation from the cold. Money Beagle: Why You Should Write Your Personal Finance Executive Summary Today – Working with a clearly defined objective is key to financial success.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

SEPTEMBER 9, 2014

Your money stays yours, so you can make it work for you. Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc. I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

NOVEMBER 8, 2012

My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. Of course, this spending plan method only works in my family because our wants are fairly modest so we don’t exceed our income each month.

Emergency Fund 202

Emergency Fund Budget Budgeting Psychology 202

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Everyone has the opportunity and capacity to save. It could be due to the lack of discipline in handling money or savings just getting depleted easily. If you really want to, one can come up with dozens of reasons why it is so hard to save. Are you having a hard time controlling your finances? You are not alone!

Family 196

Family Financial Goals Debt Goals 196

Prairie Eco-Thrifter

MAY 26, 2016

Helping the parents teach my grandchildren to save is an ongoing project of mine. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Trepidation about having the grand-kids open a savings account.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

MAY 27, 2012

Difficulty meeting basic family needs Counting on tax returns or pay increases to ease your financial situation Lying about spending or anything else to do with finances. If your budget doesn’t have a savings amount, put one in. I do this with all of my bills and it works great. So, how did you do?

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Prairie Eco-Thrifter

FEBRUARY 4, 2014

We knew we wanted to save for retirement, and that we wanted to keep giving to charity. So we re-jiggered our finances so that we only spend on things that we really enjoy, and that are really important to us. However, one of the reasons that this works for us is due to where we live. We also had bills and other obligations.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Family Balance Sheet

JANUARY 21, 2015

She writes about family, finances and faith at her blog, Principles of Increase. It would be hard to have the laid back life we envisioned with both of us working frantically just to pay bills (mostly made of debt.) More diligence with finances brought in more income producing opportunities for us. Funny how that works.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JULY 20, 2011

While I have no desire to replace any of them right now, I also don't want our finances to be thrown for a loop when something does decide to take a trip to appliance heaven. I don't want to drain the emergency fund, which could easily happen when the AC needs replaced. 4 - Start a replacement fund.

Appliances 138

Appliances Washer and Dryer Emergency Fund Warranties 138

Prairie Eco-Thrifter

JUNE 4, 2013

Timing Matters in Finances. The reason for having these measures is to prevent me from having to constantly fiddle with some of my automatic transfers to my emergency fund, retirement account, and quarterly estimated tax fund. And that can make a difference. Is Automatic Bill Pay Right for You? Money Tips'

Emergency Fund 243

Emergency Fund Money Bills Credit Cards 243

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. works in outbound sales, and I teach part-time. We have a huge heart for missions work.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

FEBRUARY 4, 2015

He now works as an architect, and I do some freelance from home now that we have kids. I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover. When the budget is already tight, there are only so many ways to save money.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

MARCH 23, 2015

Most of us, however, have to really work at it to become financially independent. Should you spend the money on that new flat screen and sound bar, or save it for the emergency fund? Educate yourself and your family in personal finance concepts. We have to choose wealth. What keeps you from choosing wealth?

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

SEPTEMBER 29, 2016

Jeff and I are complete opposites, but have made it work for our 13 years of marriage. When I’m not working, I enjoy running and creating content for my YouTube channel. Now we had yet another payment to add to the mix, and I honestly didn’t know how I was going to make it all work. How much debt did you pay off?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 26, 2016

That was the month I didn’t know if we had enough funds to cover our expenses. Thankfully, we have worked through those trials and the experience actually made a positive impact on our finances. We have a retirement to plan , our daughters’ college to save for, and many places to visit. Home Projects.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

With just one emergency such as a car breaking down or, in the US, a medical bill, many could be in a very precarious position. I know how hard it is to start saving. That worked for a little while, but as an adult, I needed to be fiscally responsible for myself and learn some impulse control. Extra Income Goes Into Savings.

Building 225

Building Emergency Fund Money Savings Account 225

Prairie Eco-Thrifter

AUGUST 19, 2012

Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. It’s not for paying bills, going on holidays or paying college fees; no matter how urgent these might be, they are not emergencies. Let’s look at some of these strategies now.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

JANUARY 10, 2012

These days, if you spend any time on most personal finance blogs, one of the author’s main goals in life is spending less money on stuff and more money travelling. I want to use up all my holidays from work, as well as going on some random weekend road trips. Are you saving for your future goals? Buy Assets Instead.

Travel 226

Travel Debt Finance Emergency Fund 226

Prairie Eco-Thrifter

JANUARY 21, 2011

Yesterday on my walk home from work I was flying high. It really worked…my smile was contagious. We personally have CIBC Aeroplan cards which we find work great. There are many people in our circle of friends who haven’t even started thinking about savings and retirement. Every car that drove by, I smiled at.

January 124

January Emergency Fund Personal Finance Finance 124