Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. My family’s finances have also been affected. Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. So we got to work!

Debt 130

Debt Emergency Fund 2007 2020 130

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. They are also there working with you to help you reach your goals; even those financial goals. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? Andy from Saving to Invest discusses Happiness in Life and Work.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

NOVEMBER 5, 2014

That inspired me to be intentional with my finances and to follow Dave’s six steps. Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. Were there arguments during the time you were working on your debt? We try to discuss finances once a week.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Prairie Eco-Thrifter

OCTOBER 21, 2012

Hello and welcome to this week’s Carnival of Personal Finance. If any of you have seen me host carnivals before you know that I like to add in some funny clips about personal finance for your enjoyment. Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

JULY 10, 2014

My solution to this problem is to create a spending plan that actually works for me. In fact, if you identify your values, and use them to direct your finances, you are more likely to stick with a spending plan and feel better about your financial situation at the same time. First of all, it helps to identify your core values.

Budgeting 218

Budgeting Budget Work Making 218

Prairie Eco-Thrifter

JUNE 30, 2014

Despite our intertwined lives financially, we hadn’t combined finances up until recently. I have never liked the principle of an allowance (it seems too child/parent and not like something a couple who is working together on their finances would partake in), but it may make the most sense. Compromising is Key.

Financial Goals 189

Financial Goals Goals Emergency Fund Finance 189

Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. Lack of An Emergency Fund .

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Family Balance Sheet

AUGUST 11, 2016

You work until you are 65 and then retire. Work for the same company for 35+ years. Another friend chimed in, “we’ll never stop working, retirement isn’t possible.” But for our own safety net, we must make our finances a priority. Many are thinking outside the box. Go to school. ” I hear you.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Motherhood Moments

MARCH 4, 2023

Source : freepik.com Managing finances can be an incredibly stressful and overwhelming endeavor. Emergencies do happen, so it's essential to have a savings cushion to fall back on when unexpected expenses pop up. Automating your savings towards an emergency fund makes this process easier and less painful.

Debt 130

Debt Money Building Credit Cards 130

Penny Pinchin' Mom

DECEMBER 17, 2023

You are one emergency short of losing track of your finances. Advantages of Saving Despite Debts Building an Emergency Fund Building an emergency savings fund is the top reason to make saving a priority over paying down debt. This means you earn more than if you were to source for funds from a third party.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

JANUARY 10, 2013

I have started a new job at work which is great but also very overwhelming as I still need to keep up doing my old job until my replacement is hired and trained. Working to build your emergency fund? Read up on emergency fund basics at Money Smart Guides. Hi everyone. This week has been crazy for me.

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Prairie Eco-Thrifter

JULY 16, 2014

Despite having climbed their way up the corporate ladder and proving their value in millions of revenue and/or savings for the companies they worked for, the structure of each company was changing such that my parents were no longer necessary, regardless of their past performance. Assumption #5: You’ll never have a surprise.

Emergency Fund 174

Emergency Fund Insurance Recession Unemployment 174

Family Balance Sheet

APRIL 11, 2020

Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. I have written often about the importance of an emergency fund. Finances after the Pandemic: We went through a rough time back in 2012/2013 and we wrote our Debt Freedom Plan as a result of it. Cash is King.

Budgeting 246

Budgeting Budget Family Debt 246

Prairie Eco-Thrifter

AUGUST 10, 2014

Insurance helps you manage your finances. After all, one hospital visit could push your finances over the edge. Life insurance can provide you peace of mind when you are concerned about your family, and what is likely to happen to the finances later. ” The same is true of a car. What About Self Insurance? Money Tips'

Insurance 193

Insurance Life Insurance Health Insurance United States 193

Prairie Eco-Thrifter

MAY 30, 2012

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. A budget helps you track your finances so you know exactly where you are and whether you’re on track.

Money 235

Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Better to refinance and sink those funds into the treasury market! Why Do You Need One and How Does it Work?

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

MARCH 19, 2014

Our personal finances are so interwoven with our small business finances that they must be seen as one. I’m sharing our plan with you because the direction of our finances has changed. Increase our emergency funds for the home & office to 3 – 6 months worth of expenses. Our Debt Freedom Plan.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

November to many of us means nothing more than turning on the heat, finishing the yard work, and beginning our hibernation from the cold. Money Beagle: Why You Should Write Your Personal Finance Executive Summary Today – Working with a clearly defined objective is key to financial success.

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

NOVEMBER 8, 2012

My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. Of course, this spending plan method only works in my family because our wants are fairly modest so we don’t exceed our income each month.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Family Balance Sheet

SEPTEMBER 9, 2014

Your money stays yours, so you can make it work for you. Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc. I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Savings Corner

DECEMBER 24, 2023

If you borrow from savings, you may be left without an emergency fund to cover unexpected expenses in the future. With a debt management plan, you’ll work with a nonprofit credit counseling agency to negotiate with creditors and draft a plan to pay off your debts. But it may not be the best choice.

Debt 52

Debt Calculators Credit Cards Credit 52

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Are you having a hard time controlling your finances? Many parents are finding it hard to control their finances and stretch their wallet these days more than ever. rise up during emergencies or unexpected occurrences. Take note that these guidelines would not work if you do not cooperate with one another. Are you ready?

Family 196

Family Financial Goals Debt Goals 196

Prairie Eco-Thrifter

APRIL 3, 2014

Now that you know what doesn’t work, it’s time to figure out what does. If you’ve been hit with some unexpected bills, create a payment plan and start building an emergency fund for future occasions. Thinking negative, self-deprecating thoughts won’t help your situation or improve your finances. Plan Your Next Step.

Emergency Fund 218

Emergency Fund Debt Bills Money 218

Prairie Eco-Thrifter

MAY 27, 2012

Difficulty meeting basic family needs Counting on tax returns or pay increases to ease your financial situation Lying about spending or anything else to do with finances. Also include an emergency fund and contributions to a retirement account, even if just small amounts at first. So, how did you do?

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Prairie Eco-Thrifter

FEBRUARY 4, 2014

So we re-jiggered our finances so that we only spend on things that we really enjoy, and that are really important to us. However, one of the reasons that this works for us is due to where we live. He’s big into action figures for movies he likes (particularly Lord of the Rings). I like travel. We both like to eat out.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Family Balance Sheet

JANUARY 21, 2015

She writes about family, finances and faith at her blog, Principles of Increase. It would be hard to have the laid back life we envisioned with both of us working frantically just to pay bills (mostly made of debt.) More diligence with finances brought in more income producing opportunities for us. Funny how that works.

Debt 100

Debt Debt Free Las Vegas Finance 100

Prairie Eco-Thrifter

JUNE 9, 2013

When you are not being interrupted all the time, you will be amazed at how much more work you get done. Instead of finding ways that something might not work, instead of focusing on the negatives, change your mindset and look for an alternative to the problem. If your finances cause you stress, take action immediately.

Making 202

Making Emergency Fund Work Finance 202

Prairie Eco-Thrifter

JUNE 4, 2013

Timing Matters in Finances. The reason for having these measures is to prevent me from having to constantly fiddle with some of my automatic transfers to my emergency fund, retirement account, and quarterly estimated tax fund. And that can make a difference.

Emergency Fund 243

Emergency Fund Money Bills Credit Cards 243

Family Balance Sheet

JULY 20, 2011

While I have no desire to replace any of them right now, I also don't want our finances to be thrown for a loop when something does decide to take a trip to appliance heaven. I don't want to drain the emergency fund, which could easily happen when the AC needs replaced. We certainly don't want to go into debt either.

Appliances 138

Appliances Washer and Dryer Emergency Fund Warranties 138

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. works in outbound sales, and I teach part-time. We have a huge heart for missions work.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

FEBRUARY 4, 2015

He now works as an architect, and I do some freelance from home now that we have kids. I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover. Were there arguments during the time you were working on your debt?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

MARCH 23, 2015

Most of us, however, have to really work at it to become financially independent. Should you spend the money on that new flat screen and sound bar, or save it for the emergency fund? Educate yourself and your family in personal finance concepts. We have to choose wealth. What keeps you from choosing wealth?

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Family Balance Sheet

SEPTEMBER 29, 2016

Jeff and I are complete opposites, but have made it work for our 13 years of marriage. When I’m not working, I enjoy running and creating content for my YouTube channel. Now we had yet another payment to add to the mix, and I honestly didn’t know how I was going to make it all work. How much debt did you pay off?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

FEBRUARY 2, 2017

I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward. Their 2017 goal is to boost their savings rate and get their expenses down to $30,000 a year as they work towards financial independence. Make a commitment. .

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

MAY 26, 2016

Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. But, I wonder, will that work in today’s interest rate environment? If you are risk averse, you may lose sleep (and health) worrying about the safety of your finances.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

JANUARY 26, 2016

That was the month I didn’t know if we had enough funds to cover our expenses. Thankfully, we have worked through those trials and the experience actually made a positive impact on our finances. We work hard and really relish our time away. I wouldn’t wish that feeling on my worst enemy. The Game Plan: 1.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Prairie Eco-Thrifter

MAY 6, 2016

Much of the information in it is basic personal finance guidance (with a biblical twist). Author of Forbes article Why You Should Take Joel Greenblatt’s ‘Magic Formula’ Stocks Seriously , Charles Sizemore thinks it works, others don’t. However, while I worked, I also used this method to better advantage.

401K 100

401K Money Emergency Fund Goals 100