Prairie Eco-Thrifter

MAY 30, 2012

So, in this article, we’re going to look at 10 small money mistakes that many people make, often unaware of the impact they are having on their financial security. A budget gives it to you plain and simple – the good, the bad and the ugly. It’s wasted money. Make establishing an emergency fund a priority.

Money 235

Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

MAY 6, 2020

We’ve had several instances over the years that have shaped how we viewed and managed our money. Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. Our first storm: 2007.

Debt 130

Debt Emergency Fund 2007 2020 130

Prairie Eco-Thrifter

JUNE 11, 2014

It’s fun to watch your account grow, but at the same time, if you have different goals for the money, having everything in one account can be problematic, since you aren’t able to identify which money is earmarked for a specific goal. I do this with my emergency fund. Break Out Your Objectives.

Goals 208

Goals Emergency Fund Used Vacation 208

Family Balance Sheet

APRIL 9, 2021

There were a lot more fun and purposeful things we could have done with that money than pay the lender. Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. Increase our emergency funds for the home & office to 3 – 6 months worth of expenses.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

JUNE 30, 2014

My fiancé’s financial goal is to save up money for incidentals and emergencies (over and above our current fully-funded emergency funds), and then buy a really good truck and perhaps a boat with anything extra that hasn’t gone toward retirement or the emergency funds. Money Tips'

Financial Goals 189

Financial Goals Goals Emergency Fund Finance 189

Prairie Eco-Thrifter

NOVEMBER 30, 2014

The proverbial saying ‘money doesn’t grow on trees’ is used by many a parent in denying some wished for item to their children. Well, kids, your parents lied to you – money does grow on trees. A money tree starts out growing slowly, so small at first that you don’t even think it is there.

Virginia 160

Virginia Money Real Estate Growing 160

Penny Pinchin' Mom

DECEMBER 17, 2023

You are one emergency short of losing track of your finances. What gives? The problem is, every time I sent money to my savings account, I would mentally think about how much that amount would have reduced my debt. High interest charges make it harder to put money aside for saving.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

NOVEMBER 5, 2014

Include anything that you’d like to add to give the reader an idea about your personality. What are the top 3 – 5 ways you found money to put towards debt. Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. Where are you from?

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

MARCH 19, 2014

There is so much we could do with that money other than pay the lender. Becoming debt free became appealing and the idea of being able give more, save more and live more took my breath away. Increase our emergency funds for the home & office to 3 – 6 months worth of expenses. But we needed a plan.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

MAY 26, 2016

To learn to live within your means is one of our primary family money values. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Why would they want to save their money to get pennies a year on their principal?

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

JANUARY 16, 2014

Those of us who had stocks , bonds, and mutual funds saw our net worth rise, but many (perhaps as many as 50% of us, according to CNN Money article M illions see no benefit from soaring stock prices ) missed out. Doing market purchases as a group in no way guarantees that you will make money, my father-in-law didn’t!

Emergency Fund 184

Emergency Fund Debt Money Father 184

Prairie Eco-Thrifter

NOVEMBER 8, 2012

It’s true that what I do with money technically amounts to a budgeting technique, but the idea of a traditional budget has never appealed to me. Spending Plan = Me In Charge of My Money. The spending plan terminology, though, makes me feel as though I am in charge of what’s happening with my money.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Family Balance Sheet

OCTOBER 18, 2014

Day 4: Day 5: Day 6: Day 7: How Much Money is Coming In? Day 8: Where is Your Money Going? Day 10: Create a Personal Escrow Fund. Day 13: Create an Emergency Fund. Day 14: Create a Gift Giving Fund. Day 16: Allow Yourself some Fun Money. Day 9: Reduce Your Spending in 3 Categories.

Finance 124

Finance Organic Organization Emergency Fund 124

Prairie Eco-Thrifter

JULY 10, 2014

I don’t like budgets myself, and actually refer to what I do with my money as a “ spending plan.” ” But budget or spending plan, the reality is that it can be hard to stick to your money commitments when something else comes along. Then, stop spending money on stuff that doesn’t fit with your core values.

Budgeting 218

Budgeting Budget Work Making 218

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. I’m not talking about becoming a CPA or a Wall Street guru.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

OCTOBER 18, 2019

After years of scrimping and saving and not spending extra money on things, we have achieved the biggest financial goal we have ever set for ourselves in our 19 years of marriage. 1 – Save a starter Home Emergency Fund. We have definitely dipped into this fund often, so I’m glad I strayed from his advice here.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Prairie Eco-Thrifter

JANUARY 10, 2013

I have tried to do some reading this week which I have highlighted below: Great Reads From The Blogosphere: Despite 2012 being over, Invest It Wisely’s idea to fight the winter blues by giving to causes you believe in is a sure-fire way to ensure you’re on your way to a fantastic 2013. Working to build your emergency fund?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Family Balance Sheet

MAY 21, 2021

The link will give you all of the information you need to complete the sheet. After reading Dave Ramsey’s book, The Total Money Makeover , I realized that we were spreading ourselves too thin and our finances were not as great as I thought they were. A leaky roof was one of the priorities to give you an idea.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Prairie Eco-Thrifter

FEBRUARY 4, 2014

While a higher income can certainly help you get your feet back under you, ultimately it doesn’t matter how high your income is if you don’t manage your money appropriately and live within your means. Now, all of a sudden, we had enough money that we could try nicer restaurants. Money Tips' We make plenty!”

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Prairie Eco-Thrifter

OCTOBER 26, 2014

If you’ve not yet set aside any money for holiday shopping, know that there are things you can do now to reduce holiday expenses and round up the extra money. There’s no point in using more money than you need to. Take these steps to determine how much money you’ll need to spend and then to lower your costs.

Holiday 169

Holiday Emergency Fund Homemade Eating Out 169

Prairie Eco-Thrifter

DECEMBER 6, 2012

Saving money can be a bit of a difficult challenge, especially if you are in a household that lives paycheck to paycheck like so many do. However, even if you find yourself tight on money, you can still manage to put a little away each month. Many people think that it is too hard to put money away. Saving money is essential.

Bank 265

Bank Banking Money Saving 265

Family Balance Sheet

OCTOBER 31, 2014

Day 4: Day 5: Day 6: Day 7: How Much Money is Coming In? Day 8: Where is Your Money Going? Day 10: Create a Personal Escrow Fund. Day 13: Create an Emergency Fund. Day 14: Create a Gift Giving Fund. Day 16: Allow Yourself some Fun Money. Day 9: Reduce Your Spending in 3 Categories.

Finance 100

Finance Organic Organization Emergency Fund 100

Family Balance Sheet

OCTOBER 15, 2014

After I picked my jaw up off the floor, the two of us estimated that it would be about a year before the van rolled 100,000 miles thus giving me 12 months to save for the service. Every month, we set aside money in our budget to cover our basic car maintenance. How will you pay for the item? Let us know in the comments.

Finance 100

Finance Organic Organization Emergency Fund 100

Family Balance Sheet

APRIL 11, 2020

I have written often about the importance of an emergency fund. However, reality set in on April 1st and I’m now second-guessing that we have enough money set aside, so I have set into motion some strategies to prepare for the unstable economy and any lost income ahead. Stop sending an extra payment to our mortgage.

Budgeting 246

Budgeting Budget Family Debt 246

Prairie Eco-Thrifter

MAY 27, 2012

I mean, I was living from pay check to pay check , always hoping I’d find whatever money I needed to pay the bills. If you identify that you might be heading for financial disaster like I was, we’ll give you strategies to turn things around. I figured I’d sort something our or something would come along to change where I was heading.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Family Balance Sheet

SEPTEMBER 9, 2014

Include anything that you’d like to add to give the reader an idea about your personality. Part of that is because when you have less debt, you have more money. Your money stays yours, so you can make it work for you. We both were sick of money issues and the stress that goes with that. She blogs at The Debt Myth.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Saving Cents With Sense

MAY 26, 2014

Take a financial inventory for the last two months to determine how much money you have coming in and where it is going. Income should include all funds from paychecks, government assistance, annuity payments and so forth. Build a Budget & Emergency Fund. Never Pass up Free Money. Create Milestones.

Emergency Fund 71

Emergency Fund Goals 2008 Debt 71

For the Mommas

JANUARY 19, 2016

When that time of year arrives that you receive a nice large amount of refunded tax money, it can be tempting to immediately go on a shopping spree. It’s not often we are gifted with what we consider to be extra money, and it can feel nice to spoil ourselves. Add to Your Emergency Fund. Your Children’s Future.

Taxes 40

Taxes Emergency Fund Debt Money 40

Savings Corner

APRIL 4, 2024

There are, however, two catches: Low-risk investments earn lower returns than you could find elsewhere with risk; and inflation can erode the purchasing power of money stashed in low-risk investments. It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund.

April 52

April Lowes CD Bank 52

Prairie Eco-Thrifter

JULY 4, 2011

Nicole from Nicole and Maggie: Grumpy Rumblings of the Untenured tells her story about giving Self Serving Donations. In this case, they helped a school fund interactive learning activities. Jason Price from One Money Design interviews Chuck Bentley: The Root of Riches Book Interview. If we make effort we will succeed.

Personal Finance 240

Personal Finance Finance Family Debt 240

For the Mommas

JANUARY 3, 2011

. “Being intentional with our money turns emergencies into inconveniences.&#. Not having the money to cover an unexpected bill, just turns into a series of robbing Peter to pay Paul. As a part of my Back to Basics series , I am writing a post on how to start an emergency fund. It is so very true.

Emergency Fund 49

Emergency Fund Amy's Financial Goals Heaters 49

Prairie Eco-Thrifter

JULY 17, 2013

This will give you an idea of how to proceed to reach your desired career situation. Will you need to make extra money, or save extra money, to develop the skills that you need to proceed? Will you need to make extra money, or save extra money, to develop the skills that you need to proceed? Write Out Your Plan.

Emergency Fund 213

Emergency Fund Goals Motivation Work 213

Saving In Akron

MARCH 9, 2011

I really appreciated hearing from real people (not actors) who could give me their honest opinion based on their experiences. Quite frankly, I considered borrowing part of the money because of the almost non-existent interest rate, but it gave me such anxiety that I just couldn't bring myself to do it. I paid cash.

Emergency Fund 100

Emergency Fund Daughter Cars Car 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

Money Cone: 9 Impulse Buys that Turned Out Better than Expected We’ve all bought stuff based on commercials that turned out nothing like how it was advertised. Live Real, Now: Make Extra Money, Part 6: Setting Up a Site In this installment of the Make Extra Money series, LRN is going to show you how to set up a WordPress site.

October 200

October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

NOVEMBER 17, 2018

It’s easy to lose hope, particularly when money is tight and you’re desperate to find a new job, but it’s important not to let the strain of the experience get to you. Instead, it’s about letting them know that you need their help from time to time and giving them an opportunity to be there for you.

Hunts 138

Hunts Emergency Fund Re-use At&T 138

Family Balance Sheet

JANUARY 20, 2017

you’d like to add to give the reader an idea about your personality. in our local church, and giving to others in need. When my husband and I got married, we were making hardly any money. full-time so we started bringing in a decent amount of money. first about any money that was spent. Where are you from?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JANUARY 26, 2016

We have more important things to do with our money besides sending a large portion of it to the creditors every month. SO THIS WILL BE THE YEAR…YAY… WOOHOO… BUT……in order to reach our goal by the end of the year, we need to find/earn more money than we currently are able to come up with each month.

Financial Goals 100

Financial Goals Goals 2016 Debt 100