Prairie Eco-Thrifter

MAY 26, 2016

To learn to live within your means is one of our primary family money values. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Why would they want to save their money to get pennies a year on their principal?

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

JANUARY 1, 2015

This is the year that we will control our money and our debt and fear will not control us. I’ll continue to offer additional money saving tips, ideas, strategies and recipes like I always have, but I have some new themes that I will be starting next week. Maintaining a grocery budget is a weekly process for me.

2015 100

2015 Money Debt Home and Garden 100

Prairie Eco-Thrifter

NOVEMBER 8, 2012

It’s true that what I do with money technically amounts to a budgeting technique, but the idea of a traditional budget has never appealed to me. Spending Plan = Me In Charge of My Money. The spending plan terminology, though, makes me feel as though I am in charge of what’s happening with my money.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Prairie Eco-Thrifter

DECEMBER 6, 2012

Saving money can be a bit of a difficult challenge, especially if you are in a household that lives paycheck to paycheck like so many do. However, even if you find yourself tight on money, you can still manage to put a little away each month. Many people think that it is too hard to put money away. Saving money is essential.

Bank 265

Bank Banking Money Saving 265

Family Balance Sheet

OCTOBER 18, 2019

After years of scrimping and saving and not spending extra money on things, we have achieved the biggest financial goal we have ever set for ourselves in our 19 years of marriage. 1 – Save a starter Home Emergency Fund. We have definitely dipped into this fund often, so I’m glad I strayed from his advice here.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Saving Everyday

FEBRUARY 15, 2014

The more of your hard earned money you can keep in your wallet, the more you have for things you need and want. I’m always looking for a new way to save money, so I love reading other people’s tips on how they save extra cash. Frugal Tip | Cook Big & Save Time, Groceries, & Energy. by Koupon Krazed.

Saving Money 71

Saving Money Frugal Money Thrifty 71

Family Balance Sheet

APRIL 11, 2020

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. I have written often about the importance of an emergency fund. My second prayer is that my family gets through this crisis financially. Cash is King.

Budgeting 246

Budgeting Budget Family Debt 246

Family Balance Sheet

OCTOBER 31, 2014

Day 4: Day 5: Day 6: Day 7: How Much Money is Coming In? Day 8: Where is Your Money Going? Day 10: Create a Personal Escrow Fund. Day 13: Create an Emergency Fund. Day 14: Create a Gift Giving Fund. Day 16: Allow Yourself some Fun Money. Day 24: 5 Tips to Reduce the Money Arguments in Your Marriage.

Finance 100

Finance Organic Organization Emergency Fund 100

Prairie Eco-Thrifter

JUNE 4, 2013

In many cases, it’s not about how much we have coming in; it’s more about when the money arrives and leaves. However, I also know that I don’t know exactly when the money will arrive (we have yet to figure out the summer payment schedule for adjuncts at this particular university). Money Tips'

Emergency Fund 243

Emergency Fund Money Bills Credit Cards 243

Saving Everyday

JANUARY 1, 2015

The more of your hard earned money you can keep in your wallet, the more you have for things you need and want. Frugal Tip | Cook Big & Save Time, Groceries, & Energy. Grocery Savings Tips by Mission To Save. 10 Tips To Saving Money at the Grocery Store by Koupon Krazed. Pin This To Pinterest.

Saving Money 40

Saving Money Frugal Money Thrifty 40

Saving In Akron

MARCH 9, 2011

Quite frankly, I considered borrowing part of the money because of the almost non-existent interest rate, but it gave me such anxiety that I just couldn't bring myself to do it. This all goes back to having an emergency fund and paying yourself first. My family would not have survived without that emergency fund.

Emergency Fund 100

Emergency Fund Daughter Cars Car 100

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. If your big dream requires money, start saving, begin to budget, and direct your money in a way that you will be ready for opportunity when it comes up.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 20, 2017

When my husband and I got married, we were making hardly any money. full-time so we started bringing in a decent amount of money. we still weren’t making enough money to cover all of our monthly bills. emergency fund, so we started throwing what little extra we had straight. the money was gone, it was gone.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Finally Frugal

JANUARY 17, 2011

I knew I needed to get it into the shop, but I've been putting it off because I didn't want to spend the money. While on my way to the grocery store yesterday it did its little number, but much, much worse than it ever has been. or whether to use the money from my extra jobs, thereby NOT sending that money to my debt.

Emergency Fund 45

Emergency Fund Debt Cars Car 45

Saving Cents With Sense

JANUARY 1, 2014

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. How much are you spending on groceries? Utilize coupons with a sale and you’ll see a 50% savings on your grocery bill immediately.

2014 88

2014 Saving Bills Emergency Fund 88

Family Balance Sheet

SEPTEMBER 29, 2016

We owed money to just about everybody. What are the top 3 – 5 ways you found money to put towards debt. By reviewing 6 months worth of spending we could see where the money was being wasted, acknowledge that this behaviour needed to stop, and then create a realistic zero-based budget. How much debt did you pay off?

Debt 100

Debt Debt Free Budgeting Budget 100

Saving Cents With Sense

JANUARY 3, 2017

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. How much are you spending on groceries? Utilize coupons with a sale and you’ll see a 50% savings on your grocery bill immediately.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Saving Cents With Sense

JANUARY 1, 2015

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. How much are you spending on groceries? Utilize coupons with a sale and you’ll see a 50% savings on your grocery bill immediately.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Family Balance Sheet

FEBRUARY 4, 2015

I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover. I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

A surprising amount of North Americans are not putting money away consistently for retirement. With just one emergency such as a car breaking down or, in the US, a medical bill, many could be in a very precarious position. As the time passed, I was able to figure out ways to save more money and stay on top of my finances.

Building 225

Building Emergency Fund Money Savings Account 225

Family Balance Sheet

JUNE 22, 2020

As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. As hard as it was to do, we stopped contributing to our retirement for about three years and applied that money to these loans. Groceries.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

SEPTEMBER 25, 2014

Make a Habit of Transferring Money. After that, it’s my habit to transfer a portion of my pay to a savings account that I can’t touch; whether that’s my RRSP, my emergency fund or my TFSA. We’ll grab a pack of gum in the lineup at the grocery store that we weren’t planning on purchasing out of impulse.

Making 192

Making Emergency Fund Saving Debt 192

Family Balance Sheet

JUNE 8, 2018

Do you feel like you have more month than money? Do you look at your bank account and wonder, “where did all the money go?” A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Total your expenses.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

OCTOBER 20, 2014

It’s a good idea to refer to your family calendar to remind you of any events, holidays, or activities where you’ll need money. dining out – Try to separate your groceries from your dining out. dining out – Try to separate your groceries from your dining out. Personal Escrow Fund. Gift Giving Fund.

Finance 100

Finance Organic Organization Budgeting 100

Prairie Eco-Thrifter

JANUARY 21, 2011

Managing Money. Financial Highway discussed money and ignorance. Personal Finance by the Book shares with us the nuts and bolts of budgeting and how we can be best equipped to manage our money better. Stretching the One Income Dollar shares with us 7 ways we can spend our money. Now on with the PEP’s of the week.

January 124

January Emergency Fund Personal Finance Finance 124

Saving With Shellie

JANUARY 16, 2014

Checkout 51 is a new way to earn cash back for groceries without clipping coupons. You then can use that money to buy more great deals and keep the money flowing. Or tuck it away for your Emergency Fund. There’s a new app in town called Checkout 51. It’s very similar to the ibotta app.

Emergency Fund 45

Emergency Fund Phones Finance Frugal Lives 45

Family Balance Sheet

FEBRUARY 10, 2017

It wasn’t that we had friction over money in our marriage, but as the business & Family Office Manager , I had taken on the stress of that cash flow crisis and tried to work it all out by myself. Marriage & Money: In the fall, my husband and I had a heart to heart regarding our current situation. The minimum payment is 2.5

Debt 100

Debt 2017 Student 2016 100

Prairie Eco-Thrifter

MARCH 4, 2013

Your job is secure, your emergency fund is in place and you are diligently saving for retirement. You want to invest some money in the market, even buy shares of an individual company stock. Your broker may ask a couple of questions (mainly about how they will get the money from you!). You want to use a market order.

Fair-Trade 188

Fair-Trade At&T Emergency Fund Cycle 188

Family Balance Sheet

MAY 27, 2015

We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! Our second inspiration was not wasting money. It is absolutely absurd how much money is wasted on interest from a mortgage. What are the top 3 – 5 ways you found money to put towards debt.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

AUGUST 11, 2014

What are the top 3 – 5 ways you found money to put towards debt. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Start by categorizing where you have been spending money. When the grocery envelope is empty, it’s empty till the next pay day.

Debt Free 235

Debt Free Debt Mom Goals 235