Family Balance Sheet

MAY 21, 2021

I couldn’t imagine making the monthly payments for the full term of the loans, so I concocted an idea to pay them off early and wrote our Debt Freedom Plan. I have written a lot about our Debt Freedom Plan because it was so instrumental in keeping us focused and on track. 2 – Create your Debt Freedom Plan.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Family Balance Sheet

APRIL 30, 2014

April Wins : By using the same strategies from March , I was able to stay within our grocery budget of $450. We’re heading into grilling season and I always find this to be an easier time of year for me to plan a menu. If you’re stumped on how to use a particular ingredient, search for ideas on FBS or other recipe sites.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Family Balance Sheet

MARCH 19, 2014

Becoming debt free became appealing and the idea of being able give more, save more and live more took my breath away. Using Dave Ramsey’s 7 baby steps, we created our Debt Freedom Plan. Unfortunately they’re not cheap. Our goal is to have everything funded by the summer. But we needed a plan.

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

SEPTEMBER 9, 2014

Include anything that you’d like to add to give the reader an idea about your personality. We live in metro Phoenix, in a 70s tract house that we’ve been gradually re-doing. No, although we inadvertently used the debt snowball method without having heard of it. Building an emergency fund also helps enormously.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

OCTOBER 15, 2011

You will learn exactly what settings, plugins, and themes he uses. Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company? Personal Finance Whiz : What Is An Emergency Fund? One of the major components of being financially fit is to have an emergency fund.

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

SEPTEMBER 29, 2016

Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. We used (and currently still follow) Dave Ramsey’s Baby Steps.

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

MAY 26, 2016

I’ve been toying with the idea of getting their parent’s permission to have each of them open a savings account this year – to the same end as above. But, with each of the above, you lose the use of that money and often have little chance of even getting it back, let alone making it grow. Nice immediate incentive.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

JANUARY 20, 2017

Tell us about you and your family. you’d like to add to give the reader an idea about your personality. emergency fund, so we started throwing what little extra we had straight. We committed to using a cash budget, and we talked daily at. When the second loan was paid off, we used everything to go towards.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JANUARY 17, 2018

My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. Shame on us for dragging our feet on this for too long. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

The Frugal Girl

JANUARY 29, 2024

We’re meeting an Arkansas reader today and initially, I thought she was the first one! Tell us a little about yourself Greetings from the NW corner of Arkansas, where I was born (around 40+ years ago) and raised. We use the eggs, harvest meat & if I can’t get out to hunt venison we’ve had friends give us meat.

Arkansas 182

Arkansas Frugal College Kids and Family 182

Savings Corner

DECEMBER 25, 2023

You use a loan to pay the rest of the purchase price over time. You may have heard that you need to make a 20% down payment on a home, but that’s really just the threshold many lenders use for requiring mortgage insurance on a conventional loan. Its home equity line of credit can be used for an owner-occupied or second home.

Insurance 52

Insurance Home Refinancing Money 52

Family Balance Sheet

JUNE 22, 2020

This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. This is a very controversial decision and I’ll be honest, I would never have come up with this idea on my own. We’re STILL here! In 2020, we still use and are thankful for Medi-share.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

JANUARY 10, 2012

I want to use up all my holidays from work, as well as going on some random weekend road trips. In fact, for probably a majority of the people reading this, it’s a bad idea. If I had a nickel for every person who went on an exotic holiday and financed it, I’d have enough to fund the sequel to Dude Where’s My Car.

Travel 226

Travel Debt Finance Emergency Fund 226

Family Balance Sheet

JUNE 8, 2018

We have been using this system ever since. I highly suggest using a separate paper calendar from your normal planner to eliminate any confusion. Also color coding will be helpful as this is a visual exercise, and you will be using all of this info in the upcoming steps. How to Start a Budget (and be successful at it!).

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

OCTOBER 20, 2014

We’re going to use the zero based budget as a guide for our monthly spending plan. At this time, I do not have an excel spreadsheet for you to download, but I found an easy pdf for you to use– make a budget worksheet , or create your own excel budget, or just use paper, pencil, and calculator at this time.

Finance 100

Finance Organic Organization Budgeting 100

Family Balance Sheet

FEBRUARY 10, 2017

At the time we were renting an office space in a strip mall, but when we discovered a foreclosure in our town that seemed like a great idea on paper, we jumped at the chance. This new strategy had us looking in the same direction with regards to our financial future and my husband was on board. So what does this mean?

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

AUGUST 11, 2014

Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. Use this to develop a budget & determine where you will cut back. (If Use cash system with envelopes for your over spending areas. Where are you from? What do you do for a living?

Debt Free 235

Debt Free Debt Mom Goals 235