Prairie Eco-Thrifter

JANUARY 19, 2015

Yet, too often we make excuses not to save money, or we feel like our budget is just too tight to save. There are tricks you can use to save more money even IF your budget is very tight. Consider these strategies: Save all of your change. Pay in cash whenever you can and save all of your change.

Money 100

Money 2015 Emergency Fund Bills 100

Prairie Eco-Thrifter

JUNE 11, 2014

It’s fun to watch your account grow, but at the same time, if you have different goals for the money, having everything in one account can be problematic, since you aren’t able to identify which money is earmarked for a specific goal. Chances are that you are saving for different purposes. Break Out Your Objectives.

Goals 208

Goals Emergency Fund Used Vacation 208

Saving Everyday

FEBRUARY 15, 2014

The more of your hard earned money you can keep in your wallet, the more you have for things you need and want. Saving $100 is the same as making $100! I’m always looking for a new way to save money, so I love reading other people’s tips on how they save extra cash. by Koupon Krazed. Which is Better?

Saving Money 71

Saving Money Frugal Money Thrifty 71

Family Balance Sheet

NOVEMBER 5, 2014

What are the top 3 – 5 ways you found money to put towards debt. Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. We all the extra money we had been putting away toward debt reduction. For us, it was saving money.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Prairie Eco-Thrifter

MAY 25, 2014

We like to say that hindsight is 20/20, and this is especially true of money. The money advice I would give a younger version of myself falls into two categories: “What were you thinking?” While my parents talked about saving money and only spending what you have, the lessons were more abstract than practical.

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Penny Pinchin' Mom

DECEMBER 17, 2023

Before I took up my Financial Reboot journey, I was more focused on growing my savings accounts as opposed to paying off debt first. The problem is, every time I sent money to my savings account, I would mentally think about how much that amount would have reduced my debt.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Saving Everyday

JANUARY 1, 2015

The tagline of my website is A Penny Saved Is A Penny Earned because I firmly believe that statement! The more of your hard earned money you can keep in your wallet, the more you have for things you need and want. Saving $100 is the same as making $100! Energy Saving Tips for Summer by The Frugal Mom. by Koupon Krazed.

Saving Money 40

Saving Money Frugal Money Thrifty 40

Prairie Eco-Thrifter

DECEMBER 6, 2012

We have all heard that age old adage “save your pennies for a rainy day,” but many of us never do it. Saving money can be a bit of a difficult challenge, especially if you are in a household that lives paycheck to paycheck like so many do. Many people think that it is too hard to put money away.

Bank 265

Bank Banking Money Saving 265

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. What Is Your Current Net Worth?

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

OCTOBER 18, 2019

After years of scrimping and saving and not spending extra money on things, we have achieved the biggest financial goal we have ever set for ourselves in our 19 years of marriage. 1 – Save a starter Home Emergency Fund. I could hardly focus on anything else on that Friday and I shed some tears.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

JANUARY 1, 2015

This is the year that we will control our money and our debt and fear will not control us. I’ll continue to offer additional money saving tips, ideas, strategies and recipes like I always have, but I have some new themes that I will be starting next week. In 2015, Let’s Take Control of Our Money.

2015 100

2015 Money Debt Home and Garden 100

Prairie Eco-Thrifter

JUNE 4, 2013

In many cases, it’s not about how much we have coming in; it’s more about when the money arrives and leaves. However, I also know that I don’t know exactly when the money will arrive (we have yet to figure out the summer payment schedule for adjuncts at this particular university). Money Tips'

Emergency Fund 243

Emergency Fund Money Bills Credit Cards 243

Prairie Eco-Thrifter

OCTOBER 21, 2012

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. Read and learn how to save some money.”

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

JULY 20, 2011

I don't want to drain the emergency fund, which could easily happen when the AC needs replaced. A warranty saved us a lot of money when our fairly new hot water heater unexpectedly broke last fall. 4 - Start a replacement fund. We certainly don't want to go into debt either. My main concern is that AC unit.

Appliances 138

Appliances Washer and Dryer Emergency Fund Warranties 138

Family Balance Sheet

SEPTEMBER 9, 2014

Part of that is because when you have less debt, you have more money. Your money stays yours, so you can make it work for you. We both were sick of money issues and the stress that goes with that. I wanted to be able to do the things that matter to me without having to stress out about money.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Everyone has the opportunity and capacity to save. It could be due to the lack of discipline in handling money or savings just getting depleted easily. If you really want to, one can come up with dozens of reasons why it is so hard to save. The first question is how much money do you make? Are you ready?

Family 196

Family Financial Goals Debt Goals 196

Prairie Eco-Thrifter

NOVEMBER 12, 2011

My University Money: Should I Pursue a Co-op Education? Money Beagle: Why You Should Write Your Personal Finance Executive Summary Today – Working with a clearly defined objective is key to financial success. Invest It Wisely: When Can You Talk about How Much Money You Make? There were 56 submissions this week.

November 188

November 2011 Personal Finance Finance 188

Savings Corner

DECEMBER 24, 2023

Credit card balance transfers Transferring your debt to one credit card, known as a credit card balance transfer , could help you save money on interest. Savings or retirement accounts Savings account: You can use your savings to pay off all or a portion of your debt. But it may not be the best choice.

Debt 52

Debt Calculators Credit Cards Credit 52

Saving With Shellie

JULY 12, 2011

I get asked frequently why I write about saving money. I believe that saving money is important. It’s an idea that stretches far beyond a monthly budget or vacation fund. Saving money and living within or below your means is lifestyle change that impacts your whole life. Start an emergency fund?

Emergency Fund 67

Emergency Fund Goals Saving Saving Money 67

Prairie Eco-Thrifter

OCTOBER 15, 2011

Money Cone: 9 Impulse Buys that Turned Out Better than Expected We’ve all bought stuff based on commercials that turned out nothing like how it was advertised. Live Real, Now: Make Extra Money, Part 6: Setting Up a Site In this installment of the Make Extra Money series, LRN is going to show you how to set up a WordPress site.

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

JANUARY 26, 2016

We have more important things to do with our money besides sending a large portion of it to the creditors every month. We have a retirement to plan , our daughters’ college to save for, and many places to visit. We will control our money, rather than our money controlling us. Apply any Found Money to Debt.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Saving Cents With Sense

JANUARY 1, 2014

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Clean with Baking Soda to Save Money. Clean with Vinegar to Save Money. Frugal new year save money'

2014 88

2014 Saving Bills Emergency Fund 88

Family Balance Sheet

JANUARY 20, 2017

When my husband and I got married, we were making hardly any money. full-time so we started bringing in a decent amount of money. we still weren’t making enough money to cover all of our monthly bills. emergency fund, so we started throwing what little extra we had straight. the money was gone, it was gone.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JANUARY 21, 2015

Yes, we followed the recommendations outlined in Dave Ramsey’s resources, Total Money Make Over/ Financial Peace University. What are the top 3 – 5 ways you found money to put towards debt. Otherwise, we could both get sidetracked and spend that extra money frivolously. So direct the money often and early.

Debt 100

Debt Debt Free Las Vegas Finance 100

Saving Cents With Sense

JANUARY 3, 2017

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Clean with Baking Soda to Save Money. Clean with Vinegar to Save Money. Record all your expenses for one month.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Saving Cents With Sense

JANUARY 1, 2015

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Clean with Baking Soda to Save Money. Clean with Vinegar to Save Money. Frugal new year save money'

New Year's 40

New Year's Saving Bills Emergency Fund 40

Family Balance Sheet

SEPTEMBER 29, 2016

We owed money to just about everybody. We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement). What are the top 3 – 5 ways you found money to put towards debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

FEBRUARY 4, 2015

I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover. I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Saving With Shellie

JULY 22, 2011

I’ve also taken other measures to save money like turning up the thermostat and limiting my driving to essential trips. We’ll see how much I’m able to save on electricity and gas by taking these steps. I encouraged you to build an emergency fund or pay down debt with your savings.

Goals 49

Goals Emergency Fund Financial Goals Debt 49

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

A surprising amount of North Americans are not putting money away consistently for retirement. With just one emergency such as a car breaking down or, in the US, a medical bill, many could be in a very precarious position. I know how hard it is to start saving. I know how hard it is to start saving. Found Money.

Building 225

Building Emergency Fund Money Savings Account 225

Prairie Eco-Thrifter

JUNE 20, 2012

This week I received a question from a reader asking how much to save up before buying a house. Here is Alicia’s question: How much money do my husband and I have to save up before buying our first home? Thank you for asking such an important question Alicia. This is a question many people should ask but don’t.

Money 186

Money Home Debt Buy 186

Prairie Eco-Thrifter

AUGUST 19, 2012

Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. This is a reserve of money for emergencies; leave it alone and don’t go dipping into it for general spending. You’ll save money in interest and reduce your liability if times get tough.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

The Frugal Girl

JANUARY 29, 2024

How did you get interested in saving money? What’s the “why” behind your money-saving efforts? What’s an embarrassing money mistake you’ve made? In my first year of marriage, I listened to unwise counsel & spent money willy-nilly, the stuff just disappeared like water.

Arkansas 182

Arkansas Frugal College Kids and Family 182

Family Balance Sheet

JANUARY 17, 2018

We will control our money, rather than our money controlling us. Apply any Found Money to our Goals. I’ll apply that money to the debt. I’ll do my best to follow my own advice, 10 Ways to Save When Eating Out , and we will bring snacks, bag lunches, and drinks on road and errand trips to save money.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JUNE 22, 2020

As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. As hard as it was to do, we stopped contributing to our retirement for about three years and applied that money to these loans.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

JANUARY 21, 2011

Managing Money. Financial Highway discussed money and ignorance. There are many people in our circle of friends who haven’t even started thinking about savings and retirement. Personal Finance by the Book shares with us the nuts and bolts of budgeting and how we can be best equipped to manage our money better.

January 124

January Emergency Fund Personal Finance Finance 124

Family Balance Sheet

JUNE 8, 2018

Do you feel like you have more month than money? Do you look at your bank account and wonder, “where did all the money go?” A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage.

Budgeting 133

Budgeting Budget Financial Goals Goals 133