Family Balance Sheet
APRIL 1, 2021
Our emergency fund has saved us countless times and it will save us once again with the truck. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. 3 Action Steps to Set Up Your Emergency Fund. It is NOT a spending account.
Family Balance Sheet
APRIL 11, 2020
Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. I have written often about the importance of an emergency fund. I have been using it ever since. Emergency Savings = Last Resort. Cash is King.
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Prairie Eco-Thrifter
NOVEMBER 8, 2012
Is there enough left in the entertainment category to go to a restaurant? My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. We want an emergency fund. Oh, I want to go out to eat?
Prairie Eco-Thrifter
FEBRUARY 4, 2014
When I was younger, I used to think that a higher income was the solution to most of my financial issues. Now, all of a sudden, we had enough money that we could try nicer restaurants. My husband and I were graduate students with loans and credit card debt, and we were certain that a higher income would solve all of our problems.
Family Balance Sheet
MAY 21, 2021
Your first assignment: Take the first step and calculate your debts by using my FREE Family Balance Sheet. Being self-employed, we felt we needed more than Dave’s recommended $1000 starter emergency fund that he outlines in his book, so our first step was to save a bit more for our home and office.
Prairie Eco-Thrifter
MARCH 14, 2013
Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. Though using coupons certainly helps, there are other ways too. If there is a non-perishable item on sale, pick it up if you use it often even if don’t need it right away.
Family Balance Sheet
FEBRUARY 2, 2017
She and her husband also used a visual motivation chart posted on their refrigerator. Instead of writing, “I want to pay off debt” or “I don’t want to live paycheck to paycheck”, commit to “I want to pay off $X of credit card debt in 201X and I will stop using credit cards from this point forward.” goals to get us there.
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